ACTIVE

LANDWAARTS SOCIAAL WOONKREDIET

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Financial year 2025 · Closed on 31/12/2025

Net result710,2 k €-21,9 %over 1 year

Revenue917,2 k €+5,8 %over 1 year

Equity35,6 M €+1,9 %over 1 year

Workforce0,5 ETP-28,6 %over 1 year

Identity

Source · BCE/KBO

LANDWAARTS SOCIAAL WOONKREDIET is a Public limited company incorporated in 1929. Its main activity is: Other credit granting. Its registered office is in Genk. It employs on average 0,5 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0401.363.828
Incorporation: 03/05/1929
Legal form: Public limited company
Registered office: Mosselerlaan 36
3600 Genk · FlandreSee on map
Contributed capital: 1 115 605,20 €
Latest accounts: 31/12/2025
Average workforce: 0,5 ETP

Activities (NACE)

64922Other credit granting· main 64922Other credit granting 65222Reinsurance

Joint committees (2)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	917,2 k €	+5.8%	867,2 k €	+0.5%	862,7 k €	-3.3%	892,4 k €	-7.2%	961,2 k €
EBITDA	749,5 k €	-15.0%	881,7 k €	+52.8%	577,1 k €	+28.5%	449 k €	-9.5%	496,4 k €
Operating result	740,1 k €	-16.8%	890 k €	+55.2%	573,6 k €	+40.7%	407,7 k €	-20.8%	514,8 k €
Net result	710,2 k €	-21.9%	909,6 k €	+67.1%	544,5 k €	+52.8%	356,3 k €	-22.3%	458,3 k €
Balance sheet
Equity	35,6 M €	+1.9%	34,9 M €	+2.5%	34,1 M €	+1.5%	33,6 M €	+0.9%	33,3 M €
Total assets	37,7 M €	+0.3%	37,6 M €	-0.2%	37,6 M €	-3.1%	38,8 M €	-4.2%	40,5 M €
Cash	3,1 M €	-20.8%	4 M €	-22.8%	5,1 M €	-13.1%	5,9 M €	-35.7%	9,2 M €
Debts	2,1 M €	-20.5%	2,6 M €	-26.1%	3,5 M €	-32.3%	5,2 M €	-27.7%	7,2 M €
Other
Workforce	0,5 ETP	-28.6%	0,7 ETP	0.0%	0,7 ETP	-53.3%	1,5 ETP	+7.1%	1,4 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

10 active · 26 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Dries Deferm	Director12/05/2026 → 12/05/2032
Jan Creemers	Director30/06/2008 → 12/05/2032
Batuhan Kavhan	Director13/05/2025 → 13/05/2031
Lieve Dierickx	Director13/05/2025 → 13/05/2031
Sylvie Duchateau	Director13/05/2025 → 13/05/2031
Wout Loyens	Director13/05/2025 → 13/05/2031
Eveline Kevers	Director14/05/2024 → 14/05/2030
Koen Buntinx	Chairman of the board of directors10/04/2007 → 14/05/2030Director10/04/2007 → 10/04/2013ended
Hubert Brouns	Director11/04/2009 → 23/06/2027
Math Willems	Director10/04/2007 → 13/05/2031

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Mario Zambonini	Director10/05/2022 → 13/05/2025
Antoon Schaefer	Director14/05/2019 → 13/05/2025
Bert Lochy	Director14/05/2019 → 10/05/2022

Other companies at this address

Mosselerlaan 36 3600 Genk

Company	CBE no.
LANDWAARTS VERZEKERINGEN● Active	0477.873.369

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	Full model	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	13/05/2026	15/05/2025	15/05/2024	11/05/2023	11/05/2022	24/06/2021
General meeting	12/05/2026	13/05/2025	14/05/2024	11/05/2023	10/05/2022	23/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	12/05/2026	13/05/2026	Dutch	PDF
Full model	31/12/2024	13/05/2025	15/05/2025	Dutch	PDF
Full model	31/12/2023	14/05/2024	15/05/2024	Dutch	PDF
Full model	31/12/2022	11/05/2023	11/05/2023	Dutch	PDF
Full model	31/12/2021	10/05/2022	11/05/2022	Dutch	PDF
Full model	31/12/2020	23/06/2021	24/06/2021	Dutch	PDF
Full model	31/12/2019	02/07/2020	03/07/2020	Dutch	PDF
Full model	31/12/2018	14/05/2019	15/05/2019	Dutch	PDF
Full model	31/12/2017	08/05/2018	09/05/2018	Dutch	PDF
Full model	31/12/2016	09/05/2017	10/05/2017	Dutch	PDF
Full model	31/12/2015	10/05/2016	11/05/2016	Dutch	PDF
Full model	31/12/2014	12/05/2015	13/05/2015	Dutch	PDF
Full model	31/12/2013	13/05/2014	14/05/2014	Dutch	PDF
Full model	31/12/2012	14/05/2013	15/05/2013	Dutch	PDF
Full model	31/12/2011	08/05/2012	10/05/2012	Dutch	PDF
Full model	31/12/2010	10/05/2011	11/05/2011	Dutch	PDF
Abridged model	31/12/2009	12/05/2010	17/05/2010	Dutch	PDF
Abridged model	31/12/2008	20/05/2009	26/05/2009	Dutch	PDF
Abridged model	31/12/2007	08/04/2008	09/04/2008	Dutch	PDF
Abridged model	31/12/2006	03/04/2007	11/04/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

10 active · 26 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Dries Deferm	Director12/05/2026 → 12/05/2032
Jan Creemers	Director30/06/2008 → 12/05/2032
Batuhan Kavhan	Director13/05/2025 → 13/05/2031
Lieve Dierickx	Director13/05/2025 → 13/05/2031
Sylvie Duchateau	Director13/05/2025 → 13/05/2031
Wout Loyens	Director13/05/2025 → 13/05/2031
Eveline Kevers	Director14/05/2024 → 14/05/2030
Koen Buntinx	Chairman of the board of directors10/04/2007 → 14/05/2030Director10/04/2007 → 10/04/2013ended
Hubert Brouns	Director11/04/2009 → 23/06/2027
Math Willems	Director10/04/2007 → 13/05/2031

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Mario Zambonini	Director10/05/2022 → 13/05/2025
Antoon Schaefer	Director14/05/2019 → 13/05/2025
Bert Lochy	Director14/05/2019 → 10/05/2022

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Other29/06/2026
—
PDF
Mandates23/06/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates19/06/2024
ONTSLAGEN - BENOEMINGEN
PDF
Other30/05/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates24/05/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates13/10/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates08/07/2021
ONTSLAGEN - BENOEMINGEN
PDF
Registered office08/12/2020
MAATSCHAPPELIJKE ZETEL
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation1929

Name

Registered office

Annual accounts

Filings20 filings

Mandates

Dries Deferm

Jan Creemers

Lieve Dierickx

Wout Loyens

Sylvie Duchateau

Batuhan Kavhan

Eveline Kevers

Koen Buntinx

Hubert Brouns

Math Willems

Mario Zambonini

Antoon Schaefer

and 24 more mandates

1966196719681969197019711972197319741975197619771978197919801981198219831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026202720282029203020312032

LANDWAARTS SOCIAAL WOONKREDIET

Mosselerlaan 36, 3600 Genk

Director

Chairman of the board of directorsDirector

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Mosselerlaan 36, 3600 GenkCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00111301

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
LANDWAARTS SOCIAAL WOONKREDIETCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00111301

Events

2025
Annual accounts 2025710,2 k €↓
13/05/2025
nominationWout Loyens · bestuurder
13/05/2025
nominationSylvie Duchateau · bestuurder
13/05/2025
nominationBatuhan Kayhan · bestuurder
13/05/2025
reconductionMathieu Willems · bestuurder
13/05/2025
nominationGodelieve Dierickx · bestuurder
13/05/2025
reconductionIngrid Vosch · revisor
2024
Annual accounts 2024909,6 k €↑
14/05/2024
reconductionKoen Buntinx · bestuurder
14/05/2024
nominationEveline Kevers · bestuurder
2023
Annual accounts 2023544,5 k €↑
2022
Annual accounts 2022356,3 k €↓
10/05/2022
nominationZambonini Mario · bestuurder
10/05/2022
reconductionMoore Audit · revisor
2021
Annual accounts 2021458,3 k €↑
2020
Annual accounts 2020389,9 k €↓
2019
Annual accounts 2019454,7 k €↑
2018
Annual accounts 2018437,4 k €↑
2017
Annual accounts 2017423,3 k €↓
2016
Annual accounts 2016521 k €↓
2015
Annual accounts 2015859,2 k €↓
2014
Annual accounts 20141 M €↑
2013
Annual accounts 20131 M €↓
2012
Annual accounts 20121,1 M €↓
2011
Annual accounts 20111,1 M €↓
2010
Annual accounts 20101,1 M €↑
2009
Annual accounts 20091,1 M €↓
2008
Annual accounts 20081,1 M €↑
2007
Annual accounts 2007797,7 k €↑
2006
Annual accounts 2006753,3 k €
03/05/1929
IncorporationPublic limited company

LANDWAARTS SOCIAAL WOONKREDIET

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events