ACTIVE

PROXIPRET

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

182,8 k €

-38.3% YoY

Gross margin

775,1 k €

-12.0% YoY

Equity

11,3 M €

+1.3% YoY

Workforce

5,7 ETP

+1.8% YoY

What does PROXIPRET do?

PROXIPRET is a Public limited company incorporated in 1921. Its main activity is: Other credit granting. Its registered office is in Namur. It employs on average 5,7 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0401.412.625

Incorporation

01/08/1921

Legal form

Public limited company

Registered office

Rue Grande(WD) 1
5100 Namur · WallonieSee on map

Contributed capital

567 142,85 €

Latest accounts

31/12/2025

Average workforce

5,7 ETP

Activities (NACE)

64922Other credit granting· main 64922Other credit granting 65222Reinsurance

Joint committees (1)

Signals

ProfitableGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	775,1 k €	-12.0%	880,8 k €	-20.3%	1,1 M €	+13.7%	971,5 k €	+21.1%	802,1 k €	+61.1%	498 k €	+33.5%	373 k €	+6.2%	351,3 k €	-23.3%	458,1 k €	-2.7%	471,1 k €	+17.8%	399,8 k €	-15.9%	475,3 k €	+3.0%	461,6 k €	-2.4%	472,9 k €	-10.4%	527,6 k €	-14.6%	618 k €	-15.6%	732,5 k €	+61.2%	454,3 k €	+27.1%	357,4 k €	+0.4%	355,9 k €
EBITDA	215,4 k €	-38.7%	351,7 k €	-41.6%	601,9 k €	+16.4%	517 k €	+65.5%	312,3 k €	+162%	119,4 k €	+1703%	-7,4 k €	-23.9%	-6 k €	-107%	87,3 k €	-37.0%	138,5 k €	+157%	53,9 k €	-32.2%	79,5 k €	+23.1%	64,6 k €	-27.8%	89,4 k €	-41.6%	153,3 k €	-41.9%	263,8 k €	-27.3%	363 k €	+251%	103,5 k €	+48.8%	69,5 k €	+2.5%	67,9 k €
Operating result	182,7 k €	-43.0%	320,4 k €	-51.8%	665 k €	+4.7%	635,1 k €	+64.9%	385 k €	+114%	180,2 k €	+159%	-306,6 k €	-319%	-73,2 k €	-492%	18,7 k €	-62.4%	49,7 k €	+74.1%	28,5 k €	+52.8%	18,7 k €	-66.0%	54,9 k €	+28.4%	42,7 k €	-25.0%	57 k €	-69.5%	186,8 k €	-35.5%	289,7 k €	+585%	42,3 k €	+753%	-6,5 k €	+66.1%	-19,1 k €
Net result	182,8 k €	-38.3%	296,4 k €	-52.4%	622,6 k €	+6.2%	586,5 k €	+64.1%	357,5 k €	+101%	178,3 k €	+157%	-313,8 k €	-317%	-75,2 k €	-700%	12,5 k €	-71.0%	43,3 k €	+85.5%	23,3 k €	+61.7%	14,4 k €	-74.5%	56,5 k €	-0.2%	56,6 k €	-32.2%	83,4 k €	-56.7%	192,6 k €	-37.1%	306,1 k €	+10.3%	277,6 k €	+224%	85,6 k €	+11.5%	76,7 k €
Balance sheet
Equity	11,3 M €	+1.3%	11,1 M €	+2.4%	10,9 M €	+5.7%	10,3 M €	+5.6%	9,7 M €	+46.0%	6,7 M €	+2.7%	6,5 M €	-4.6%	6,8 M €	-1.4%	6,9 M €	-0.1%	6,9 M €	+0.4%	6,9 M €	+0.1%	6,9 M €	-0.0%	6,9 M €	+0.6%	6,8 M €	+0.6%	6,8 M €	+1.0%	6,7 M €	+2.7%	6,6 M €	+4.6%	6,3 M €	+4.3%	6 M €	+1.2%	5,9 M €
Total assets	123,3 M €	-2.2%	126 M €	+0.6%	125,2 M €	+8.6%	115,3 M €	+10.4%	104,4 M €	+81.2%	57,6 M €	+19.6%	48,2 M €	+4.3%	46,2 M €	-12.8%	53 M €	-14.6%	62,1 M €	-14.0%	72,1 M €	-8.7%	79 M €	-0.9%	79,7 M €	+1.2%	78,8 M €	-0.4%	79,1 M €	+2.1%	77,5 M €	+2.5%	75,6 M €	+22.5%	61,7 M €	+38.6%	44,5 M €	-8.5%	48,6 M €
Cash	1,1 M €	-26.9%	1,5 M €	-39.2%	2,5 M €	+39.0%	1,8 M €	-29.7%	2,6 M €	-2.7%	2,6 M €	-13.0%	3 M €	-22.7%	3,9 M €	+15.0%	3,4 M €	-9.0%	3,7 M €	+3.6%	3,6 M €	+54.5%	2,3 M €	+1.7%	2,3 M €	-34.1%	3,5 M €	-2.6%	3,6 M €	-11.2%	4 M €	+30.9%	3,1 M €	+49.3%	2,1 M €	+126%	911,6 k €	-52.7%	1,9 M €
Debts	112 M €	-2.5%	114,9 M €	+0.5%	114,4 M €	+8.9%	105 M €	+11.0%	94,6 M €	+85.8%	50,9 M €	+22.2%	41,7 M €	+5.8%	39,4 M €	-14.5%	46,1 M €	-16.5%	55,2 M €	-15.5%	65,3 M €	-9.5%	72,1 M €	-0.9%	72,8 M €	+1.3%	71,9 M €	-0.3%	72,1 M €	+2.4%	70,5 M €	+2.8%	68,5 M €	+23.8%	55,4 M €	+44.2%	38,4 M €	-9.9%	42,6 M €
Other
Workforce	5,7 ETP	+1.8%	5,6 ETP	+1.8%	5,5 ETP	+10.0%	5,0 ETP	-7.4%	5,4 ETP	+3.8%	5,2 ETP	0.0%	5,2 ETP	0.0%	5,2 ETP	+15.6%	4,5 ETP	0.0%	4,5 ETP	0.0%	4,5 ETP	-11.8%	5,1 ETP	0.0%	5,1 ETP	0.0%	5,1 ETP	0.0%	5,1 ETP	0.0%	5,1 ETP	-5.6%	5,4 ETP	+5.9%	5,1 ETP	+2.0%	5,0 ETP	+6.4%	4,7 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 7 active · 52 ended

Active mandates

Bernard JOSKIN

Director · since 01 juillet 2021 · until 22 avril 2027

Active

Alain DE LONGUEVILLE

Chairman of the board of directors · since 22 avril 2021 · until 22 avril 2027

Active

Anne-Catherine GEUBELLE

Director · since 22 avril 2021 · until 22 avril 2027

Active

Jean-Jacques LOUMAYE

Vice-chairman of the board of directors · since 22 avril 2021 · until 22 avril 2027

Active

Marie-Christine FAVREAU

Director · since 22 avril 2021 · until 22 avril 2027

Active

Paul DANTINNE

Director · since 22 avril 2021 · until 22 avril 2027

Active

René ROBAYE

Director · since 22 avril 2021 · until 22 avril 2027

Active

Ended mandates

Joseph de DORLODOT

Director · since 26 avril 2016 · until 27 avril 2021

Ended

Joseph de DORLODOT

Director · since 26 avril 2016 · until 22 avril 2022

Ended

Alain DE LONGUEVILLE

Chairman of the board of directors · since 28 avril 2015 · until 27 avril 2021

Ended

Anne-Catherine GEUBELLE

Director · since 28 avril 2015 · until 27 avril 2021

Ended

At this address

Other companies at this address

Company	CBE no.
Les Habitations Sociales de Namur● Active	0401.396.391

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	08/05/2026	09/10/2025	23/07/2024	26/07/2023	27/04/2022	26/08/2021
General meeting	31/03/2026	25/03/2025	26/03/2024	28/03/2023	29/03/2022	22/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

49 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	31/03/2026	08/05/2026	French	PDF
Abridged modelCorrection	31/12/2024	25/03/2025	09/10/2025	French	PDF
Abridged model	31/12/2024	25/03/2025	31/07/2025	French	PDF
Abridged model	31/12/2023	26/03/2024	23/07/2024	French	PDF
Abridged model	31/12/2022	28/03/2023	26/07/2023	French	PDF
Abridged model	31/12/2021	29/03/2022	27/04/2022	French	PDF
Abridged model	31/12/2020	22/04/2021	26/08/2021	French	PDF
Abridged model	31/12/2019	23/06/2020	25/08/2020	French	PDF
Abridged model	31/12/2018	30/04/2019	30/08/2019	French	PDF
Abridged model	31/12/2017	24/04/2018	22/05/2018	French	PDF
Abridged model	31/12/2016	25/04/2017	17/05/2017	French	PDF
Abridged model	31/12/2015	26/04/2016	01/07/2016	French	PDF
Abridged model	31/12/2014	28/04/2015	26/05/2015	French	PDF
Abridged model	31/12/2013	25/03/2014	09/04/2014	French	PDF
Abridged model	31/12/2012	26/03/2013	15/04/2013	French	PDF
Abridged model	31/12/2011	27/03/2012	29/03/2012	French	PDF
Abridged model	31/12/2010	29/03/2011	31/03/2011	French	PDF
Abridged model	31/12/2009	30/03/2010	08/04/2010	French	PDF
Abridged model	31/12/2008	31/03/2009	20/04/2009	French	PDF
Abridged model	31/12/2007	25/03/2008	21/04/2008	French	PDF
Abridged model	31/12/2006	27/03/2007	11/05/2007	French	PDF
Abridged model	31/12/2005	28/03/2006	27/03/2007	French	PDF
Abridged model	31/12/2004	29/03/2005	28/07/2005	French	PDF
Abridged model	31/12/2003	30/03/2004	30/07/2004	French	PDF

View all 49 filings

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 7 active · 52 ended

Active mandates

Bernard JOSKIN

Director · since 01 juillet 2021 · until 22 avril 2027

Active

Alain DE LONGUEVILLE

Chairman of the board of directors · since 22 avril 2021 · until 22 avril 2027

Active

Anne-Catherine GEUBELLE

Director · since 22 avril 2021 · until 22 avril 2027

Active

Jean-Jacques LOUMAYE

Vice-chairman of the board of directors · since 22 avril 2021 · until 22 avril 2027

Active

Marie-Christine FAVREAU

Director · since 22 avril 2021 · until 22 avril 2027

Active

Paul DANTINNE

Director · since 22 avril 2021 · until 22 avril 2027

Active

René ROBAYE

Director · since 22 avril 2021 · until 22 avril 2027

Active

Ended mandates

Joseph de DORLODOT

Director · since 26 avril 2016 · until 27 avril 2021

Ended

Joseph de DORLODOT

Director · since 26 avril 2016 · until 22 avril 2022

Ended

Alain DE LONGUEVILLE

Chairman of the board of directors · since 28 avril 2015 · until 27 avril 2021

Ended

Anne-Catherine GEUBELLE

Director · since 28 avril 2015 · until 27 avril 2021

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates11/03/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates07/04/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates25/04/2022
DEMISSIONS, NOMINATIONS
PDF
Restructuring02/07/2021
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates21/05/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates04/05/2021
DEMISSIONS, NOMINATIONS
PDF
Restructuring04/05/2021
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates18/07/2018
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

18/02/2026
nominationGilles Meyfroidt — Commissaire
2025
Annual accounts 2025182,8 k €↓
25/03/2025
reconductionSteve LOTTIN — commissaire
10/03/2025
nominationOlivier ROBETTE — Directeur gérant
2024
Annual accounts 2024296,4 k €↓
2023
Annual accounts 2023622,6 k €↑
2022
Annual accounts 2022586,5 k €↑
29/03/2022
reconductionF.C.G. réviseurs d'Entreprises — commissaire
2021
Annual accounts 2021357,5 k €↑
2020
Annual accounts 2020178,3 k €↑
2019
Annual accounts 2019-313,8 k €↓
2018
Annual accounts 2018-75,2 k €↓
2017
Annual accounts 201712,5 k €↓
2016
Annual accounts 201643,3 k €↑
2015
Annual accounts 201523,3 k €↑
2014
Annual accounts 201414,4 k €↓
2013
Annual accounts 201356,5 k €↓
2012
Annual accounts 201256,6 k €↓
2011
Annual accounts 201183,4 k €↓
2010
Annual accounts 2010192,6 k €↓
2009
Annual accounts 2009306,1 k €↑
2008
Annual accounts 2008277,6 k €↑
2007
Annual accounts 200785,6 k €↑
2006
Annual accounts 200676,7 k €
01/08/1921
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

PROXIPRET

Overview

What does PROXIPRET do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline