ACTIVE

Tous Propriétaires

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Financial year 2025 · Closed on 31/12/2025

Net result804,4 k €+3,8 %over 1 year

Gross margin1,3 M €-0,6 %over 1 year

Equity14,9 M €+5,5 %over 1 year

Workforce5,7 ETP+14,0 %over 1 year

Identity

Source · BCE/KBO

Tous Propriétaires is a Public limited company incorporated in 1897. Its main activity is: Other credit granting. Its registered office is in Erquelinnes. It employs on average 5,7 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0401.731.339
Incorporation: 02/06/1897
Legal form: Public limited company
Registered office: Rue Albert Ier 200
6560 Erquelinnes · WallonieSee on map
Contributed capital: 204 631,00 €
Latest accounts: 31/12/2025
Average workforce: 5,7 ETP

Activities (NACE)

64922Other credit granting· main 64922Other credit granting 65222Reinsurance

Joint committees (3)

Contacts

1 public detail availableLog in to view

Signals

ProfitableGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 49 filings

Trend over 19 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	1,3 M €	-0.6%	1,3 M €	-6.8%	1,4 M €	+12.2%	1,3 M €	+5.8%	1,2 M €
EBITDA	962,7 k €	-5.4%	1 M €	-7.4%	1,1 M €	+10.7%	993,2 k €	+3.8%	956,7 k €
Operating result	797,7 k €	+4.9%	760,6 k €	-14.6%	890,7 k €	+0.9%	882,6 k €	-13.7%	1 M €
Net result	804,4 k €	+3.8%	775 k €	-8.7%	848,8 k €	+2.1%	831,2 k €	-13.7%	963,6 k €
Balance sheet
Equity	14,9 M €	+5.5%	14,1 M €	+5.6%	13,4 M €	+6.6%	12,5 M €	+6.9%	11,7 M €
Total assets	235,7 M €	+5.0%	224,4 M €	+6.6%	210,6 M €	+8.4%	194,2 M €	+9.3%	177,7 M €
Cash	9 M €	+53.4%	5,9 M €	+93.3%	3 M €	-44.5%	5,5 M €	+49.3%	3,7 M €
Debts	220,8 M €	+5.0%	210,3 M €	+6.6%	197,2 M €	+8.6%	181,7 M €	+9.4%	166 M €
Other
Workforce	5,7 ETP	+14.0%	5,0 ETP	+13.6%	4,4 ETP	-2.2%	4,5 ETP	+18.4%	3,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

8 active · 10 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Giovanni FADEL	MandateDirectorsince 16/03/2015ended
Frédéric RAZEE	MandateDirectorsince 17/03/2008ended
BRIGITTE DELMOTTE	MandateDirectorsince 19/03/2012ended
ETIENNE LOSSEAU	MandateDirectorsince 19/03/2012ended
Anne-Catherine RIZZO	Mandate
Christiane HOUTHOOFDT	Mandate
Etienne DURIEU	Mandate
Ludovic CHOTEAU	Mandate

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ALAIN BLAMPAIN	Directorsince 18/03/2019
MAX BEDORET	Directorsince 20/03/2017
Geoffroy PITOT	Director26/10/2016 → 21/02/2017

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	20/03/2026	18/03/2025	25/03/2024	21/03/2023	31/03/2022	17/03/2021
General meeting	16/03/2026	17/03/2025	18/03/2024	20/03/2023	21/03/2022	15/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 49 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	16/03/2026	20/03/2026	French	PDF
Abridged model	31/12/2024	17/03/2025	18/03/2025	French	PDF
Abridged model	31/12/2023	18/03/2024	25/03/2024	French	PDF
Abridged model	31/12/2022	20/03/2023	21/03/2023	French	PDF
Abridged model	31/12/2021	21/03/2022	31/03/2022	French	PDF
Abridged model	31/12/2020	15/03/2021	17/03/2021	French	PDF
Abridged model	31/12/2019	31/08/2020	10/09/2020	French	PDF
Abridged model	31/12/2018	18/03/2019	26/03/2019	French	PDF
Abridged model	31/12/2017	19/03/2018	26/03/2018	French	PDF
Abridged model	31/12/2016	20/03/2017	19/04/2017	French	PDF
Abridged model	31/12/2015	21/03/2016	13/04/2016	French	PDF
Abridged model	31/12/2014	16/03/2015	18/03/2015	French	PDF
Abridged model	31/12/2013	17/03/2014	19/03/2014	French	PDF
Abridged model	31/12/2012	18/03/2013	19/03/2013	French	PDF
Abridged model	31/12/2011	19/03/2012	22/03/2012	French	PDF
Abridged model	31/12/2010	21/03/2011	22/03/2011	French	PDF
Abridged model	31/12/2009	15/03/2010	16/03/2010	French	PDF
Abridged model	31/12/2008	16/03/2009	06/04/2009	French	PDF
Abridged model	31/12/2007	17/03/2008	08/04/2008	French	PDF
Abridged model	31/12/2006	19/03/2007	26/03/2007	French	PDF
Abridged model	31/12/2005	20/03/2006	21/04/2006	French	PDF
Abridged model	31/12/2004	21/03/2005	12/05/2005	French	PDF
Abridged model	31/12/2003	16/02/2004	16/03/2004	French	PDF
Abridged model	31/12/2002	17/02/2003	26/02/2003	French	PDF
Abridged model	31/12/2001	18/02/2002	25/03/2002	French	PDF
Abridged model	31/12/2000	19/02/2001	02/04/2001	French	PDF
Abridged model	31/12/1999	21/02/2000	15/03/2000	French	PDF
Abridged model	31/12/1998	15/02/1999	05/03/1999	French	PDF
Abridged model	31/12/1997	16/02/1998	16/03/1998	French	—
Abridged model	31/12/1996	17/02/1997	14/05/1997	French	—
Full model	31/12/1995	19/02/1996	19/03/1996	French	—
Full model	31/12/1994	20/02/1995	13/03/1995	French	—
Full model	31/12/1993	07/03/1994	17/03/1994	French	—
m930-p	31/12/1992	01/03/1993	30/03/1993	French	—
m909-p	31/12/1991	02/03/1992	16/04/1992	French	—
m909-p	31/12/1990	04/03/1991	26/04/1991	French	—
m909-p	31/12/1989	05/03/1990	18/04/1990	French	—
m909-p	31/12/1988	06/03/1989	20/04/1989	French	—
m909-p	31/12/1987	07/03/1988	13/04/1988	French	—
m909-p	31/12/1986	02/03/1987	29/04/1987	French	—
m909-p	31/12/1985	03/03/1986	24/04/1986	French	—
m909-p	31/12/1984	04/03/1985	17/04/1985	English	—
m909-p	31/12/1983	05/03/1984	14/05/1984	English	—
m909-p	31/12/1982	07/03/1983	06/05/1983	English	—
m909-p	31/12/1981	01/03/1982	14/05/1982	English	—
m909-p	31/12/1980	01/01/9999	11/05/1981	English	—
m909-p	31/12/1979	01/01/9999	25/04/1980	English	—
m909-p	31/12/1978	01/01/9999	06/04/1979	English	—
m909-p	31/12/1977	01/01/9999	03/07/1978	English	—

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

8 active · 10 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Giovanni FADEL	MandateDirectorsince 16/03/2015ended
Frédéric RAZEE	MandateDirectorsince 17/03/2008ended
BRIGITTE DELMOTTE	MandateDirectorsince 19/03/2012ended
ETIENNE LOSSEAU	MandateDirectorsince 19/03/2012ended
Anne-Catherine RIZZO	Mandate
Christiane HOUTHOOFDT	Mandate
Etienne DURIEU	Mandate
Ludovic CHOTEAU	Mandate

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ALAIN BLAMPAIN	Directorsince 18/03/2019
MAX BEDORET	Directorsince 20/03/2017
Geoffroy PITOT	Director26/10/2016 → 21/02/2017

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates03/04/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates28/03/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates14/03/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates05/04/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates16/05/2023
DEMISSIONS, NOMINATIONS
PDF
Other29/03/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates15/02/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates15/02/2023
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation1897

Name

Registered office

Annual accounts

Filings19 filings

Mandates

Giovanni FADEL

Frédéric RAZEE

ALAIN BLAMPAIN

BRIGITTE DELMOTTE

ETIENNE LOSSEAU

MAX BEDORET

Geoffroy PITOT

Luc MERTENS

YVES ROGER

PIERRE DOGNE

Jean-Marc VEKEMAN

Jean FADEL

1966196719681969197019711972197319741975197619771978197919801981198219831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

Tous Propriétaires

Rue Albert Ier 200, 6560 Erquelinnes

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Rue Albert Ier 200, 6560 ErquelinnesCurrent	accounts 2022 → 2025	Accounts 2025 · 2026-00057746

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
Tous PropriétairesCurrent	accounts 2022 → 2025	Accounts 2025 · 2026-00057746

Events

16/03/2026
reconductionFrédéric Razée · administrateur
2025
Annual accounts 2025804,4 k €↑
17/03/2025
nominationPierre Sohet · commissaire
2024
Annual accounts 2024775 k €↓
12/12/2024
nominationEtienne Losseau · président du conseil d'administration
18/03/2024
reconductionEtienne Losseau · administrateur
18/03/2024
reconductionBrigitte Delmotte · administratrice
2023
Annual accounts 2023848,8 k €↑
20/03/2023
nominationHouthoofdt Christiane · administratrice
20/03/2023
nominationRizzo Anne-Catherine · administratrice
20/03/2023
nominationDurieu Etienne · administrateur
20/03/2023
nominationLuc Choteau
2022
Annual accounts 2022831,2 k €↓
28/06/2022
nominationLuc Mertens · président du conseil d'administration
21/03/2022
reconductionLuc Mertens · administrateur
21/03/2022
reconductionYves Roger · administrateur
21/03/2022
nominationPierre Sohet · commissaire
2021
Annual accounts 2021963,6 k €↑
2020
Annual accounts 2020619,9 k €↑
2019
Annual accounts 2019614,7 k €↑
2018
Annual accounts 2018582,3 k €↑
2017
Annual accounts 2017495 k €↑
2016
Annual accounts 2016449,7 k €↓
2015
Annual accounts 2015521,2 k €↑
2014
Annual accounts 2014350,4 k €↑
2013
Annual accounts 2013310,3 k €↑
2012
Annual accounts 2012292,7 k €↑
2011
Annual accounts 2011254 k €↓
2010
Annual accounts 2010316,8 k €↓
2009
Annual accounts 2009450,1 k €↑
2008
Annual accounts 2008427,6 k €↑
2007
Annual accounts 2007389,4 k €
02/06/1897
IncorporationPublic limited company

Tous Propriétaires

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events