ACTIVE

SOCIETE DE CAUTION MUTUELLE DU CENTRE

Financial year 2025 · Closed on 31/12/2025

Net result103,3 k €+40,1 %over 1 year

Gross margin18,7 k €+167,4 %over 1 year

Equity1,2 M €+9,4 %over 1 year

Identity

Source · BCE/KBO

SOCIETE DE CAUTION MUTUELLE DU CENTRE is a Cooperative society incorporated in 1952. Its registered office is in Chapelle-lez-Herlaimont.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0401.750.838
Incorporation: 04/03/1952
Legal form: Cooperative society
Registered office: Rue Marchand père et fils 2 box D
7160 Chapelle-lez-Herlaimont · WallonieSee on map
Contributed capital: 315 493,31 €
Latest accounts: 31/12/2025

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 22 filings

Trend over 17 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	18,7 k €	+167%	-27,8 k €	-116%	173,9 k €	+4.3%	166,7 k €	+76.5%	94,5 k €
EBITDA	17,7 k €	+162%	-28,8 k €	-117%	172,9 k €	+4.3%	165,9 k €	+77.2%	93,6 k €
Operating result	108,1 k €	+78.8%	60,5 k €	+357%	13,2 k €	-88.2%	111,7 k €	-7.6%	120,9 k €
Net result	103,3 k €	+40.1%	73,7 k €	+693%	9,3 k €	-89.7%	90,4 k €	+0.4%	90 k €
Balance sheet
Equity	1,2 M €	+9.4%	1,1 M €	+7.3%	1 M €	+1.1%	1 M €	+10.1%	918,2 k €
Total assets	3,6 M €	+0.6%	3,5 M €	-1.9%	3,6 M €	+8.5%	3,3 M €	+8.0%	3,1 M €
Cash	535,5 k €	-9.8%	593,8 k €	+14.3%	519,6 k €	+50.2%	346 k €	+119%	158,1 k €
Debts	915,8 k €	+3.7%	882,8 k €	+4.4%	845,8 k €	+6.6%	793,1 k €	+2.1%	776,5 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 17 ended

Active mandates

CHRISTOPHE WAMBERSIE

Director

Active

DIDIER D'HAINAUT

Director

Active

EMMANUEL DELHOVE

Director

Active

LAULEY

Director · 0507.845.478

Represented by DE VOS KARL

Active

OLIVIER VERHOEVEN

Director

Active

Ended mandates

Didier D'HAINAUT

Director · since 20 avril 2018 · until 19 avril 2024

Ended

KARL DE VOS

Chairman of the board of directors · since 16 novembre 2012 · until 21 avril 2017

Ended

KARL DE VOS

Chairman of the board of directors · since 16 novembre 2012

Ended

CHRISTOPHE WAMBERSIE

Mandate

Ended

Other companies at this address

Rue Marchand père et fils 2 7160 Chapelle-lez-Herlaimont

Company	CBE no.
LAULEY● Active	0507.845.478

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	06/05/2026	07/07/2025	01/07/2024	08/06/2023	15/12/2022	19/07/2021
General meeting	17/04/2026	22/04/2025	19/04/2024	14/04/2023	23/04/2022	23/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 22 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	17/04/2026	06/05/2026	French	PDF
Micro model	31/12/2024	22/04/2025	07/07/2025	French	PDF
Micro model	31/12/2023	19/04/2024	01/07/2024	French	PDF
Micro model	31/12/2022	14/04/2023	08/06/2023	French	PDF
Micro modelCorrection	31/12/2021	23/04/2022	15/12/2022	French	PDF
Micro model	31/12/2021	23/04/2022	05/09/2022	French	PDF
Micro model	31/12/2020	23/04/2021	19/07/2021	French	PDF
Micro model	31/12/2019	17/06/2020	07/07/2020	French	PDF
Abridged modelCorrection	31/12/2018	24/04/2019	31/03/2020	French	PDF
Abridged model	31/12/2018	24/04/2019	29/04/2019	French	PDF
Abridged model	31/12/2017	20/04/2018	04/05/2018	French	PDF
Abridged model	31/12/2016	21/04/2017	08/05/2017	French	PDF
Abridged model	31/12/2015	29/04/2016	03/05/2016	French	PDF
Abridged model	31/12/2014	24/04/2015	27/04/2015	French	PDF
Abridged model	31/12/2013	25/04/2014	05/05/2014	French	PDF
Abridged model	31/12/2012	19/04/2013	07/05/2013	French	PDF
Abridged model	31/12/2011	20/04/2012	09/05/2012	French	PDF
Abridged model	31/12/2010	07/04/2011	18/04/2011	French	PDF
Abridged model	31/12/2009	23/04/2010	06/05/2010	French	PDF
Abridged model	31/12/2008	17/04/2009	28/04/2009	French	PDF
Abridged model	31/12/2007	11/04/2008	05/05/2008	French	PDF
Abridged model	31/12/2006	13/04/2007	23/04/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 17 ended

Active mandates

CHRISTOPHE WAMBERSIE

Director

Active

DIDIER D'HAINAUT

Director

Active

EMMANUEL DELHOVE

Director

Active

LAULEY

Director · 0507.845.478

Represented by DE VOS KARL

Active

OLIVIER VERHOEVEN

Director

Active

Ended mandates

Didier D'HAINAUT

Director · since 20 avril 2018 · until 19 avril 2024

Ended

KARL DE VOS

Chairman of the board of directors · since 16 novembre 2012 · until 21 avril 2017

Ended

KARL DE VOS

Chairman of the board of directors · since 16 novembre 2012

Ended

CHRISTOPHE WAMBERSIE

Mandate

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Other14/02/2024
DIVERS
PDF
Mandates14/02/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DIVERS - OBJET - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates10/03/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates14/01/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates28/06/2018
DEMISSIONS, NOMINATIONS
PDF
Mandates04/01/2018
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Mandates12/05/2014
DEMISSIONS, NOMINATIONS
PDF
Mandates08/07/2013
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025103,3 k €↑
2024
Annual accounts 202473,7 k €↑
2023
Annual accounts 20239,3 k €↓
2022
Annual accounts 202290,4 k €↑
2021
Annual accounts 202190 k €↑
2020
Annual accounts 202015,9 k €↓
2019
Annual accounts 201972,2 k €↑
2018
Annual accounts 201823,4 k €↓
2017
Annual accounts 201749,9 k €↑
2016
Annual accounts 201612 k €↑
2015
Annual accounts 2015-25,6 k €↑
2014
Annual accounts 2014-39,7 k €↓
2013
Annual accounts 201313,1 k €↑
2012
Annual accounts 2012-87,7 k €↓
2011
Annual accounts 201117,8 k €↑
2010
Annual accounts 2010-30,9 k €↓
2009
Annual accounts 20092,4 k €
04/03/1952
IncorporationCooperative society

SOCIETE DE CAUTION MUTUELLE DU CENTRE

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline