ACTIVE

Le Travailleur chez Lui

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Financial year 2025 · Closed on 31/12/2025

Net result1,8 M €+2,3 %over 1 year
Revenue12,4 M €+3,2 %over 1 year
Equity39,5 M €+2,9 %over 1 year
Workforce16,0 ETP-5,9 %over 1 year

Identity

Source · BCE/KBO

Le Travailleur chez Lui is a Public limited company incorporated in 1929. Its main activity is: Other credit granting. Its registered office is in Liège. It employs on average 16,0 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0402.439.340
Incorporation
01/01/1929
Legal form
Public limited company
Registered office
Rue Sainte-Marie 5
4000 Liège · WallonieSee on map
Contributed capital
15 077 758,00 €
Latest accounts
31/12/2025
Average workforce
16,0 ETP
Joint committees (2)
  • 200
  • 308
Signals
ProfitableGood liquidityPositive cashflowPositive EBITDAHealthy social debtsHigh revenue

Financials

Source · NBB, 21 filings

Trend over 18 financial years

20252024202320222021
Income statement
Revenue12,4 M €12 M €11,4 M €11,2 M €11,5 M €
EBITDA1,4 M €1,5 M €1,6 M €1,7 M €1,7 M €
Operating result1,9 M €1,7 M €1,7 M €1,5 M €2 M €
Net result1,8 M €1,8 M €1,6 M €1,6 M €1,6 M €
Balance sheet
Equity39,5 M €38,4 M €37,4 M €36,4 M €35,5 M €
Total assets564,5 M €549,8 M €537,1 M €506,4 M €474,1 M €
Cash22 M €13,3 M €18,6 M €15,6 M €12,1 M €
Debts524,9 M €511,1 M €499,6 M €469,7 M €438,5 M €
Other
Workforce16,0 ETP17,0 ETP18,0 ETP18,0 ETP18,0 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

6 active · 81 ended

Active mandates

GREGORY BENVEGNA

Chairman of the board of directors · since 19 septembre 2025

Active
ANAIS GEUDENS

Mandate

Active
ERIC DE KEULENEER

Mandate

Active
LAURA GOFFART

Mandate

Active
THOMAS CIALONE

Mandate

Active
WALTHER HERBEN

Chairman of the board of directors · until 19 septembre 2025

Active

Ended mandates

Frédéric STRUYF

Director · since 26 mai 2020 · until 20 mai 2021

Ended
INTEGRALE

Director · since 26 mai 2020 · until 20 mai 2021 · 0221.518.504

Represented by Adeline FINAMORE

Ended
Julien DESSART

Director · since 26 mai 2020 · until 20 mai 2021

Ended
Marc SOMBREFFE

Director · since 26 mai 2020 · until 20 mai 2021

Ended

Other companies at this address

Rue Sainte-Marie 5 4000 Liège
CompanyCBE no.
ARSENAL BUILDING● Active
0827.475.425
ASSM ARCHI BAVIERE● Active
0505.903.597
Association des Copropriétaires Résidence Sainte-Marie à Liège rue Sainte-Marie 5● Active
0829.066.819
BAVIERE DEVELOPPEMENT● Active
0501.997.269
Foncière Bonne Fortune● Active
0543.911.365
FONCIERE DE BAVIERE● Active
0848.264.703
FONCIERE DE BAVIERE A● Active
0561.751.942
FONCIERE DE BAVIERE C● Active
0561.746.794
GREENCITY● Active
0830.443.526
NAMUR BOVESSE● Active
0681.407.677
NIVELLES PROPERTY SA● Active
0817.228.562
OGEO FUND● Active
0429.333.876
REGENT BUILDING● Active
0878.224.043
RÉSIDENCE GRAND POSTE● Active
0823.976.693
RN LIEGE● Active
0644.895.887
Service Social des Sociétés de Crédit● Active
0438.330.924
UrBa Liège● Active
0848.116.431

Full financial information

Source · NBB
202520242023202220212020
Type of accountFull modelFull modelFull modelFull modelFull modelFull model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date29/05/202621/05/202531/05/202426/05/202324/05/202225/05/2021
General meeting21/05/202614/05/202516/05/202425/05/202319/05/202220/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings
ModelClosingGeneral meetingFiledLanguageDocument
Full model31/12/202521/05/202629/05/2026FrenchPDF
Full model31/12/202414/05/202521/05/2025FrenchPDF
Full model31/12/202316/05/202431/05/2024FrenchPDF
Full model31/12/202225/05/202326/05/2023FrenchPDF
Full model31/12/202119/05/202224/05/2022FrenchPDF
Full model31/12/202020/05/202125/05/2021FrenchPDF
Full model31/12/201926/05/202003/06/2020FrenchPDF
Full model31/12/201816/05/201922/05/2019FrenchPDF
Full modelCorrection31/12/201717/05/201829/08/2018FrenchPDF
Full model31/12/201717/05/201823/05/2018FrenchPDF
Full model31/12/201618/05/201731/05/2017FrenchPDF
Full model31/12/201519/05/201626/05/2016FrenchPDF
Full model31/12/201421/05/201503/06/2015FrenchPDF
Full model31/12/201315/05/201402/06/2014FrenchPDF
Full model31/12/201216/05/201305/06/2013FrenchPDF
Full model31/12/201124/05/201213/06/2012FrenchPDF
Full model31/12/201019/05/201127/06/2011FrenchPDF
Full model31/12/200918/03/201018/05/2010FrenchPDF
Full model31/12/200819/03/200920/05/2009FrenchPDF
Full model31/12/200715/03/200804/04/2008FrenchPDF
Full model31/12/200615/03/200721/06/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

6 active · 81 ended

Active mandates

GREGORY BENVEGNA

Chairman of the board of directors · since 19 septembre 2025

Active
ANAIS GEUDENS

Mandate

Active
ERIC DE KEULENEER

Mandate

Active
LAURA GOFFART

Mandate

Active
THOMAS CIALONE

Mandate

Active
WALTHER HERBEN

Chairman of the board of directors · until 19 septembre 2025

Active

Ended mandates

Frédéric STRUYF

Director · since 26 mai 2020 · until 20 mai 2021

Ended
INTEGRALE

Director · since 26 mai 2020 · until 20 mai 2021 · 0221.518.504

Represented by Adeline FINAMORE

Ended
Julien DESSART

Director · since 26 mai 2020 · until 20 mai 2021

Ended
Marc SOMBREFFE

Director · since 26 mai 2020 · until 20 mai 2021

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates17/12/2025
    DEMISSIONS, NOMINATIONS - DIVERS
    PDF
  • Mandates18/11/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Other23/05/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates28/06/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates08/07/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates04/05/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates12/10/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates14/07/2021
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20251,8 M €↑
  2. 19/09/2025
    nominationGrégory BENVEGNA — administrateur
  3. 2024
    Annual accounts 20241,8 M €↑
  4. 2023
    Annual accounts 20231,6 M €↓
  5. 25/05/2023
    nominationOlivier DEFLANDRE — Commissaire
  6. 11/04/2023
    nominationWatther HERBEN — Président
  7. 30/03/2023
    nominationEric De Keuleneer — administrateur
  8. 30/03/2023
    nominationThomas Cialone — administrateur
  9. 30/03/2023
    nominationAnaïs Geuden — administrateur
  10. 30/03/2023
    nominationLaura Goffart — administrateur
  11. 30/03/2023
    reconductionWalter Herben — administrateur, Président
  12. 2022
    Annual accounts 20221,6 M €↓
  13. 19/05/2022
    nominationWalther HERBEN — Président du Conseil d'administration
  14. 19/05/2022
    nominationVéronique BORLON — administrateur
  15. 19/05/2022
    nominationKoen DEPAEMELAERE — administrateur
  16. 19/05/2022
    nominationMarc SOMBREFFE — administrateur
  17. 19/05/2022
    nominationFrédéric STRUYF — administrateur
  18. 22/02/2022
    nominationKoen DEPAEMELAERE — administrateur
  19. 2021
    Annual accounts 20211,6 M €↑
  20. 24/06/2021
    nominationVéronique BORLON — administrateur
  21. 2020
    Annual accounts 20201,1 M €↑
  22. 2019
    Annual accounts 2019815,1 k €↑
  23. 2018
    Annual accounts 2018726,3 k €↑
  24. 2017
    Annual accounts 2017701 k €↑
  25. 2016
    Annual accounts 2016154,9 k €↓
  26. 2015
    Annual accounts 2015577,9 k €↑
  27. 2014
    Annual accounts 2014547,4 k €↓
  28. 2013
    Annual accounts 20131,1 M €↑
  29. 2012
    Annual accounts 2012853,8 k €↑
  30. 2011
    Annual accounts 2011-875,3 k €↓
  31. 2010
    Annual accounts 20101,1 M €↑
  32. 2009
    Annual accounts 2009724,9 k €↓
  33. 2008
    Annual accounts 20082 M €
  34. 01/01/1929
    IncorporationPublic limited company