ACTIVE

CREDISSIMO HAINAUT

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Financial year 2025 · Closed on 31/12/2025

Net result-47,6 k €-137,0 %over 1 year

Revenue1,6 M €-5,1 %over 1 year

Equity4,3 M €-2,2 %over 1 year

Workforce5,0 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

CREDISSIMO HAINAUT is a Public limited company incorporated in 1921. Its main activity is: Other credit granting. Its registered office is in Tournai. It employs on average 5,0 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0402.495.065
Incorporation: 01/01/1921
Legal form: Public limited company
Registered office: Quai Saint-Brice(TOU) 35
7500 Tournai · WallonieSee on map
Contributed capital: 999 951,00 €
Latest accounts: 31/12/2025
Average workforce: 5,0 ETP

Activities (NACE)

64922Other credit granting· main 64922Other credit granting

Joint committees (1)

Signals

Good liquidityHealthy social debtsHigh revenue

Financials

Source · NBB, 53 filings

Trend over 19 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	1,6 M €	-5.1%	1,7 M €	-8.3%	1,9 M €	-8.8%	2,1 M €	-7.6%	2,2 M €
EBITDA	-34,5 k €	-210%	31,3 k €	-79.3%	151 k €	-39.2%	248,5 k €	+0.9%	246,4 k €
Operating result	-45,3 k €	-133%	138,2 k €	-16.5%	165,4 k €	-34.6%	253 k €	+35.9%	186,1 k €
Net result	-47,6 k €	-137%	128,7 k €	-17.7%	156,3 k €	-34.3%	237,9 k €	+35.1%	176 k €
Balance sheet
Equity	4,3 M €	-2.2%	4,4 M €	+1.8%	4,3 M €	+2.5%	4,2 M €	+4.7%	4 M €
Total assets	70 M €	-4.9%	73,6 M €	-4.1%	76,8 M €	-7.6%	83,1 M €	-5.5%	87,9 M €
Cash	–		1,4 M €	+83.5%	760,4 k €	+20.0%	633,6 k €	-64.7%	1,8 M €
Debts	65,6 M €	-5.0%	69,1 M €	-4.5%	72,4 M €	-8.2%	78,8 M €	-6.0%	83,8 M €
Other
Workforce	5,0 ETP	0.0%	5,0 ETP	+25.0%	4,0 ETP	0.0%	4,0 ETP	0.0%	4,0 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 17 ended

Active mandates

Philippe HAZEE

Managing director · since 07 mars 2023 · until 07 mars 2029

Active

Régis LAMBERT

Director · since 07 mars 2023 · until 07 mars 2028

Active

Philippe RONDIA

Director · since 02 mars 2021 · until 02 mars 2027

Active

Christophe VANDENBUSSCHE

Chairman of the board of directors · since 10 mars 2020 · until 10 mars 2026

Active

Ended mandates

Philippe HAZEE

Managing director · since 03 avril 2017 · until 03 avril 2023

Ended

Yves DOMAIN

Director · since 03 avril 2017 · until 03 avril 2021

Ended

Philippe RONDIA

Director · since 11 mars 2015 · until 11 mars 2021

Ended

Guy DUBOIS

Chairman of the board of directors · since 18 mars 2014 · until 18 mars 2020

Ended

Other companies at this address

Quai Saint-Brice(TOU) 35 7500 Tournai

Company	CBE no.
AGENCE DE STIMULATION ECONOMIQUE DE WALLONIE PICARDE● Active	0647.725.022
AGENCE INTERCOMMUNALE DE DEVELOPPEMENT ECONOMIQUE DES ARRONDISSEMENTS DE TOURNAI, ATH ET DES COMMUNES AVOISINANTES● Active	0241.098.844
BEBE BOULOT● Active	0897.159.334
Communauté d'Energie Renouvelable CERTY + à Tournai● Active	0757.672.542
ENoRa● Active	0542.769.438
ENORA LEUZE● Active	0759.914.331
Eol'Wapi● Active	0758.786.260
HUB CREATIF DE WALLONIE PICARDE● Active	0505.621.507
MAISON DU TOURISME DE WALLONIE PICARDE● Active	0668.373.748
SYMCO ENERGIES● Active	1033.280.820
TOTALLY WIND● Active	0801.963.138
WAPIGREEN● Active	1011.694.954
WESTERN WALLONIA WIND & ENERGY● Active	0783.292.420
Wind2Trucks● Active	0758.790.319

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	Full model	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	24/03/2026	20/03/2025	28/02/2024	13/03/2023	15/03/2022	28/04/2021
General meeting	03/03/2026	18/03/2025	27/02/2024	07/03/2023	15/03/2022	02/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 53 filings

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	03/03/2026	24/03/2026	French	PDF
Full model	31/12/2024	18/03/2025	20/03/2025	French	PDF
Full model	31/12/2023	27/02/2024	28/02/2024	French	PDF
Full model	31/12/2022	07/03/2023	13/03/2023	French	PDF
Full model	31/12/2021	15/03/2022	15/03/2022	French	PDF
Full modelCorrection	31/12/2020	02/03/2021	28/04/2021	French	PDF
Full model	31/12/2020	02/03/2021	05/03/2021	French	PDF
Full model	31/12/2019	10/03/2020	11/03/2020	French	PDF
Full model	31/12/2018	19/03/2019	20/03/2019	French	PDF
Full model	31/12/2017	27/02/2018	27/02/2018	French	PDF
Full model	31/12/2016	03/04/2017	20/04/2017	French	PDF
Full model	31/12/2015	23/02/2016	24/02/2016	French	PDF
Full model	31/12/2014	03/03/2015	03/03/2015	French	PDF
Full model	31/12/2013	18/03/2014	19/03/2014	French	PDF
Full model	31/12/2012	26/02/2013	28/02/2013	French	PDF
Full model	31/12/2011	06/03/2012	14/03/2012	French	PDF
Full modelCorrection	31/12/2010	22/03/2011	11/01/2012	French	PDF
Full model	31/12/2010	22/03/2011	14/04/2011	French	PDF
Full model	31/12/2009	02/03/2010	05/03/2010	French	PDF
Full model	31/12/2008	10/03/2009	12/03/2009	French	PDF
Full modelCorrection	31/12/2007	19/02/2008	02/03/2009	French	PDF
Full model	31/12/2007	19/02/2008	17/03/2008	French	PDF
Full model	31/12/2006	20/02/2007	27/02/2007	French	PDF
Full model	31/12/2005	09/03/2006	17/03/2006	French	PDF

View all 53 filings

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 17 ended

Active mandates

Philippe HAZEE

Managing director · since 07 mars 2023 · until 07 mars 2029

Active

Régis LAMBERT

Director · since 07 mars 2023 · until 07 mars 2028

Active

Philippe RONDIA

Director · since 02 mars 2021 · until 02 mars 2027

Active

Christophe VANDENBUSSCHE

Chairman of the board of directors · since 10 mars 2020 · until 10 mars 2026

Active

Ended mandates

Philippe HAZEE

Managing director · since 03 avril 2017 · until 03 avril 2023

Ended

Yves DOMAIN

Director · since 03 avril 2017 · until 03 avril 2021

Ended

Philippe RONDIA

Director · since 11 mars 2015 · until 11 mars 2021

Ended

Guy DUBOIS

Chairman of the board of directors · since 18 mars 2014 · until 18 mars 2020

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates04/04/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates04/04/2024
DEMISSIONS, NOMINATIONS
PDF
Other10/11/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - OBJET
PDF
Mandates30/03/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates30/03/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates06/01/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates25/11/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates25/11/2020
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025-47,6 k €↓
2024
Annual accounts 2024128,7 k €↓
27/02/2024
nominationSRL Deloitte Bedrijf revisoren — commissaire
27/02/2024
nominationBenjamin Henrion — représentant de la SRL Deloitte Bedrijf revisoren
09/02/2024
nominationLaurent LIEGOIS — gestion journalière
2023
Annual accounts 2023156,3 k €↓
28/11/2023
nominationLaurent LIEGOIS — Directeur
07/03/2023
reconductionPhilippe HAZEE — administrateur délégué
16/02/2023
nominationRégis LAMBERT — administrateur
2022
Annual accounts 2022237,9 k €↑
2021
Annual accounts 2021176 k €↑
2020
Annual accounts 202061,7 k €↓
2019
Annual accounts 201994,2 k €↓
2018
Annual accounts 2018132,2 k €↑
2017
Annual accounts 20174,2 k €↓
2016
Annual accounts 201662,2 k €↓
2015
Annual accounts 2015128,6 k €↑
2014
Annual accounts 201451,5 k €↓
2013
Annual accounts 2013203,6 k €↑
2012
Annual accounts 2012142,6 k €↑
2011
Annual accounts 201149 k €↓
2010
Annual accounts 2010119,8 k €↑
2009
Annual accounts 20098,2 k €↓
2008
Annual accounts 2008112,1 k €↓
2007
Annual accounts 2007173 k €
01/01/1921
IncorporationPublic limited company

CREDISSIMO HAINAUT

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline