ACTIVE

Société Générale de Cautionnement - Algemene Borgstellingen

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Financial year 2025 · Closed on 30/09/2025

Net result3 M €-9,8 %over 1 year
Gross margin2,3 M €-19,5 %over 1 year
Equity63,2 M €+6,0 %over 1 year
Workforce4,7 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

Société Générale de Cautionnement - Algemene Borgstellingen is a Cooperative society incorporated in 1968. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Evere. It employs on average 4,7 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0403.006.987
Incorporation
01/01/1968
Legal form
Cooperative society
Registered office
Avenue Henry Dunant 19-21
1140 Evere · BruxellesSee on map
Contributed capital
10 086 175,00 €
Latest accounts
30/09/2025
Average workforce
4,7 ETP
Joint committees (2)
  • 200
  • 218
Signals
ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 19 financial years

20252024202320222021
Income statement
Gross margin2,3 M €2,9 M €2 M €1,8 M €1,8 M €
EBITDA1,6 M €2 M €1,3 M €1,1 M €386,6 k €
Operating result-359,1 k €-670,2 k €-57,5 k €-619,1 k €-1,3 M €
Net result3 M €3,4 M €2,7 M €2,6 M €1,8 M €
Balance sheet
Equity63,2 M €59,6 M €55,7 M €52,3 M €49,3 M €
Total assets234,6 M €223,1 M €208,6 M €193,8 M €181,1 M €
Cash2,5 M €1,5 M €1,1 M €2,9 M €1,9 M €
Debts138,1 M €131,2 M €122,5 M €112,9 M €104,5 M €
Other
Workforce4,7 ETP4,7 ETP4,7 ETP4,9 ETP4,6 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 100 M€ and 250 M€
See the valuation

Board of directors

Source · NBB, accounts to 30/09/2025

10 active · 92 ended

Active mandates

Christophe Wanty

Director · since 24 octobre 2023 · until 24 octobre 2027

Active
Ingrid Dekempeneer

Director · since 24 octobre 2023 · until 26 janvier 2028

Active
Pierre Joly

Director · since 24 octobre 2023 · until 26 janvier 2028

Active
Pieter De Poorter

Director · since 24 octobre 2023 · until 26 janvier 2028

Active
Thomas Melin

Vice-chairman of the board of directors · since 24 octobre 2023 · until 26 janvier 2028

Active
Eric Leskens

Director · since 26 octobre 2021 · until 27 janvier 2026

Active
Marc Lauwers

Director · since 26 octobre 2021 · until 27 janvier 2026

Active
Pascal Buys

Director · since 26 octobre 2021 · until 27 janvier 2026

Active
Renaud Suinen

Director · since 26 octobre 2021 · until 27 janvier 2026

Active
Wim Dom

Director · since 26 octobre 2021 · until 27 janvier 2026

Active

Ended mandates

Ingrid Dekempeneer

Director · since 24 octobre 2023 · until 24 octobre 2027

Ended
Pierre Joly

Director · since 24 octobre 2023 · until 24 octobre 2027

Ended
Pieter De Poorter

Director · since 24 octobre 2023 · until 24 octobre 2027

Ended
Thomas Melin

Vice-chairman of the board of directors · since 24 octobre 2023 · until 24 octobre 2027

Ended

Other companies at this address

Avenue Henry Dunant 19-21 1140 Evere
CompanyCBE no.
Association des copropriétaires de la Résidence Constant Permeke à Evere, avenue Henri Dunant, 19-21● Active
0840.481.541

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/10/202401/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year30/09/202530/09/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year12 months15 months12 months12 months12 months12 months
Filing date25/03/202613/03/202527/10/202307/11/202208/11/202110/11/2020
General meeting27/01/202628/01/202524/10/202325/10/202226/10/202127/10/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model30/09/202527/01/202625/03/2026DutchPDF
Abridged model30/09/202527/01/202624/03/2026FrenchPDF
Abridged model30/09/202428/01/202513/03/2025FrenchPDF
Abridged model30/09/202428/01/202513/03/2025DutchPDF
Abridged model30/06/202324/10/202327/10/2023FrenchPDF
Abridged model30/06/202225/10/202207/11/2022FrenchPDF
Abridged model30/06/202126/10/202108/11/2021FrenchPDF
Abridged model30/06/202027/10/202010/11/2020FrenchPDF
Abridged model30/06/201922/10/201905/11/2019FrenchPDF
Abridged model30/06/201823/10/201807/11/2018FrenchPDF
Abridged model30/06/201724/10/201713/11/2017FrenchPDF
Abridged model30/06/201625/10/201614/11/2016FrenchPDF
Abridged model30/06/201527/10/201516/11/2015FrenchPDF
Abridged model30/06/201428/10/201431/10/2014FrenchPDF
Abridged model30/06/201322/10/201313/11/2013FrenchPDF
Abridged model30/06/201223/10/201214/11/2012FrenchPDF
Abridged model30/06/201125/10/201109/11/2011FrenchPDF
Abridged model30/06/201026/10/201027/10/2010FrenchPDF
Abridged model30/06/200920/10/200920/10/2009FrenchPDF
Abridged model30/06/200821/10/200821/10/2008FrenchPDF
Abridged model30/06/200723/10/200723/10/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 M€ and 250 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/09/2025

10 active · 92 ended

Active mandates

Christophe Wanty

Director · since 24 octobre 2023 · until 24 octobre 2027

Active
Ingrid Dekempeneer

Director · since 24 octobre 2023 · until 26 janvier 2028

Active
Pierre Joly

Director · since 24 octobre 2023 · until 26 janvier 2028

Active
Pieter De Poorter

Director · since 24 octobre 2023 · until 26 janvier 2028

Active
Thomas Melin

Vice-chairman of the board of directors · since 24 octobre 2023 · until 26 janvier 2028

Active
Eric Leskens

Director · since 26 octobre 2021 · until 27 janvier 2026

Active
Marc Lauwers

Director · since 26 octobre 2021 · until 27 janvier 2026

Active
Pascal Buys

Director · since 26 octobre 2021 · until 27 janvier 2026

Active
Renaud Suinen

Director · since 26 octobre 2021 · until 27 janvier 2026

Active
Wim Dom

Director · since 26 octobre 2021 · until 27 janvier 2026

Active

Ended mandates

Ingrid Dekempeneer

Director · since 24 octobre 2023 · until 24 octobre 2027

Ended
Pierre Joly

Director · since 24 octobre 2023 · until 24 octobre 2027

Ended
Pieter De Poorter

Director · since 24 octobre 2023 · until 24 octobre 2027

Ended
Thomas Melin

Vice-chairman of the board of directors · since 24 octobre 2023 · until 24 octobre 2027

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates06/02/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/02/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other11/03/2024
    ALGEMENE VERGADERING - BOEKJAAR - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM
    PDF
  • Other07/12/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates10/11/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates10/11/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates02/12/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates02/12/2021
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 27/01/2026
    reconductionPascal BUYS — bestuurder
  2. 27/01/2026
    reconductionWillem DOM — bestuurder
  3. 27/01/2026
    reconductionMarcus LAUWERS — bestuurder
  4. 27/01/2026
    reconductionEric LESKENS — bestuurder
  5. 27/01/2026
    reconductionRenaud SUINEN — bestuurder
  6. 27/01/2026
    reconductionPascal BUYS — Administrateur
  7. 27/01/2026
    reconductionWillem DOM — Administrateur
  8. 27/01/2026
    reconductionMarcus LAUWERS — Administrateur
  9. 27/01/2026
    reconductionEric LESKENS — Administrateur
  10. 27/01/2026
    reconductionRenaud SUINEN — Administrateur
  11. 2025
    Annual accounts 20253 M €↓
  12. 2024
    Annual accounts 20243,4 M €↑
  13. 2024
    Name changeSociété Générale de Cautionnement - Algemene Borgstellingen
  14. 24/10/2023
    reconductionIngrid DEKEMPENEER — bestuurder
  15. 24/10/2023
    reconductionPieter DE POORTER — bestuurder
  16. 24/10/2023
    reconductionPierre JOLY — bestuurder
  17. 24/10/2023
    reconductionThomas MELIN — bestuurder
  18. 24/10/2023
    reconductionChristoph WANTY — bestuurder
  19. 24/10/2023
    reconductionIngrid DEKEMPENEER — Administrateur
  20. 24/10/2023
    reconductionPieter DE POORTER — Administrateur
  21. 24/10/2023
    reconductionPierre JOLY — Administrateur
  22. 24/10/2023
    reconductionThomas MELIN — Administrateur
  23. 24/10/2023
    reconductionChristophe WANTY — Administrateur
  24. 2023
    Annual accounts 20232,7 M €↑
  25. 2023
    Name changeSOCIETE GENRALE DE CAUTIONNEMENT
  26. 2022
    Annual accounts 20222,6 M €↑
  27. 2022
    Name changeSOCIETE GENERALE DE CAUTIONNEMENT
  28. 2021
    Annual accounts 20211,8 M €↑
  29. 2020
    Annual accounts 20201,3 M €↓
  30. 2019
    Annual accounts 20192,2 M €↑
  31. 2018
    Annual accounts 20182,1 M €↑
  32. 2017
    Annual accounts 20171,4 M €↓
  33. 2016
    Annual accounts 20162,7 M €↑
  34. 2015
    Annual accounts 20152,6 M €↓
  35. 2014
    Annual accounts 20142,8 M €↑
  36. 2013
    Annual accounts 20132,8 M €↑
  37. 2012
    Annual accounts 2012530,5 k €↓
  38. 2011
    Annual accounts 20111,4 M €↑
  39. 2010
    Annual accounts 20101,2 M €↓
  40. 2009
    Annual accounts 20091,9 M €↑
  41. 2008
    Annual accounts 20081,8 M €↓
  42. 2007
    Annual accounts 20072,5 M €
  43. 01/01/1968
    IncorporationCooperative society