Finance et Entreprises
0403.353.912 · rovalta.com · 23/09/2026
ACTIVE
Finance et Entreprises
Financial year 2025 · closed on 31/12/2025
Net result
-522,3 €
-101.9% YoY
Revenue
36 k €
-25.0% YoY
Equity
-1,3 M €
-0.0% YoY
Overview
What does Finance et Entreprises do?
Finance et Entreprises is a Public limited company incorporated in 1960. Its main activity is: Development of building projects. Its registered office is in Charleroi.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0403.353.912
Incorporation
19/08/1960
Legal form
Public limited company
Registered office
Rue Bernipré 30
6041 Charleroi · WallonieSee on map
6041 Charleroi · WallonieSee on map
Contributed capital
3 000 000,00 €
Latest accounts
31/12/2025
Activities (NACE)
Signals
Positive EBITDA
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Financials
Trend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | ||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||||
| Revenue | 36 k € | -25.0% | 48 k € | 0.0% | 48 k € | 0.0% | 48 k € | -14.3% | 56 k € | -41.7% | 96 k € | 0.0% | 96 k € | +12.9% | 85 k € | +18.1% | 72 k € | 0.0% | 72 k € | -23.4% | 94 k € | -2.1% | 96 k € | -3.1% | 99,1 k € | +18.8% | 83,4 k € | +24.8% | 66,9 k € | +6.5% | 62,8 k € | +9.9% | 57,1 k € | +6.7% | 53,5 k € | -47.3% | 101,6 k € | +133% | 43,6 k € |
| EBITDA | 16,3 k € | -42.7% | 28,4 k € | +4.1% | 27,3 k € | -5.0% | 28,7 k € | -21.8% | 36,7 k € | -52.1% | 76,7 k € | -8.4% | 83,7 k € | +2.1% | 81,9 k € | +18.8% | 68,9 k € | -1.0% | 69,7 k € | -24.0% | 91,6 k € | -43.6% | 162,4 k € | +68.3% | 96,5 k € | +18.9% | 81,2 k € | +32.0% | 61,5 k € | +1.1% | 60,8 k € | +12.7% | 53,9 k € | +403% | -17,8 k € | -226% | 14,2 k € | -61.3% | 36,7 k € |
| Operating result | 16,2 k € | -42.9% | 28,3 k € | +4.1% | 27,2 k € | -5.0% | 28,6 k € | -21.8% | 36,6 k € | -52.2% | 76,6 k € | -8.4% | 83,6 k € | +2.1% | 81,8 k € | +18.9% | 68,8 k € | -1.0% | 69,6 k € | -24.0% | 91,5 k € | -43.6% | 162,3 k € | +68.3% | 96,4 k € | +18.9% | 81,1 k € | +32.1% | 61,4 k € | +1.1% | 60,7 k € | +12.8% | 53,8 k € | +400% | -17,9 k € | -227% | 14,1 k € | -61.4% | 36,6 k € |
| Net result | -522,3 € | -102% | 28,1 k € | +4.2% | 27 k € | -5.0% | 28,5 k € | -21.9% | 36,4 k € | -52.2% | 76,3 k € | +133% | -233,9 k € | -386% | 81,7 k € | +106% | -1,3 M € | -2005% | 69,4 k € | +101% | -5,7 M € | -1989% | -274,5 k € | -385% | 96,3 k € | +52.4% | 63,2 k € | +592% | 9,1 k € | -84.9% | 60,6 k € | +12.8% | 53,7 k € | +105% | -1 M € | -7403% | 14 k € | -77.4% | 62 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||||
| Equity | -1,3 M € | -0.0% | -1,3 M € | +2.0% | -1,4 M € | +1.9% | -1,4 M € | +2.0% | -1,4 M € | +2.5% | -1,5 M € | +4.9% | -1,5 M € | -17.8% | -1,3 M € | +5.9% | -1,4 M € | -1905% | -69,4 k € | +50.0% | -138,9 k € | -102% | 5,6 M € | -4.7% | 5,9 M € | +1.7% | 5,8 M € | +1.1% | 5,7 M € | +0.2% | 5,7 M € | +1.1% | 5,6 M € | +1.0% | 5,6 M € | -15.5% | 6,6 M € | +0.2% | 6,6 M € |
| Total assets | 7,7 M € | +37.3% | 5,6 M € | -0.5% | 5,6 M € | +0.3% | 5,6 M € | -41.1% | 9,6 M € | -0.0% | 9,6 M € | -0.3% | 9,6 M € | -3.3% | 9,9 M € | -1.3% | 10 M € | -11.6% | 11,3 M € | +10.6% | 10,3 M € | -35.8% | 16 M € | -15.8% | 19 M € | +0.3% | 18,9 M € | +23.0% | 15,4 M € | +0.3% | 15,3 M € | +3.2% | 14,9 M € | -0.0% | 14,9 M € | -6.3% | 15,9 M € | +89.2% | 8,4 M € |
| Cash | 105,9 k € | +55820% | 189,4 € | -96.1% | 4,9 k € | +3947% | 121,3 € | -77.1% | 530 € | -33.2% | 793,5 € | -34.2% | 1,2 k € | -41.4% | 2,1 k € | -18.1% | 2,5 k € | -97.8% | 113,3 k € | +43784% | 258,1 € | -68.6% | 822,8 € | -91.4% | 9,6 k € | +214% | 3,1 k € | -93.7% | 48,5 k € | +6053% | 788,4 € | -29.7% | 1,1 k € | +34.2% | 835,4 € | +12.3% | 743,6 € | +125% | 330,5 € |
| Debts | 9,1 M € | +30.1% | 7 M € | -0.8% | 7 M € | -0.2% | 7 M € | -36.0% | 11 M € | -0.3% | 11 M € | -0.9% | 11,1 M € | -0.8% | 11,2 M € | -1.8% | 11,4 M € | +0.1% | 11,4 M € | +9.8% | 10,4 M € | +0.1% | 10,4 M € | -20.8% | 13,1 M € | -0.3% | 13,2 M € | +36.0% | 9,7 M € | +0.4% | 9,6 M € | +4.4% | 9,2 M € | -0.6% | 9,3 M € | +0.2% | 9,3 M € | +416% | 1,8 M € |
Estimate
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 2 active · 24 ended
At this address
Other companies at this address
| Company | CBE no. |
|---|---|
ARBIOS● Active | 0426.107.637 |
Assm De Cock- Wanty● Active | 0694.862.072 |
Assm Jerouville-Decock● Active | 0689.858.951 |
Ateliers BERGENHUIZEN● Active | 0429.628.935 |
BETONS BATIMENTS ET MANUTENTION● Liquidation | 0472.174.026 |
CAROLO-BETON● Active | 0408.305.464 |
CAROLO-BETON ET MATERIAUX● Active | 0432.599.610 |
Carolo - Transports● Active | 0416.122.674 |
| 0415.336.974 | |
De Cock-ICM● Active | 0797.250.225 |
De Cock - Icontech● Active | 1029.194.645 |
ENTREPRISES REUNIES R. DE COCK● Active | 0406.082.382 |
| 0477.371.444 | |
FINANCIERE DE COCK● Active | 0475.106.592 |
Génie Civil et industriel● Active | 0416.389.920 |
NEGOCE DES ACIERS DE CHARLEROI● Active | 0413.258.008 |
SM Wanty - De Cock - Lillois● Active | 1035.092.443 |
| 0417.327.058 | |
Usines Dupuis● Active | 0405.920.749 |
UTEMA● Active | 0425.351.334 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Full model | Full model | Full model | Full model | Full model | Full model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 25/08/2026 | 25/08/2025 | 04/07/2024 | 28/06/2023 | 01/07/2022 | 13/07/2021 |
| General meeting | 01/06/2026 | 02/06/2025 | 03/06/2024 | 05/06/2023 | 07/06/2022 | 07/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Full model | 31/12/2025 | 01/06/2026 | 25/08/2026 | French | |
| Full model | 31/12/2024 | 02/06/2025 | 25/08/2025 | French | |
| Full model | 31/12/2023 | 03/06/2024 | 04/07/2024 | French | |
| Full model | 31/12/2022 | 05/06/2023 | 28/06/2023 | French | |
| Full model | 31/12/2021 | 07/06/2022 | 01/07/2022 | French | |
| Full model | 31/12/2020 | 07/06/2021 | 13/07/2021 | French | |
| Full model | 31/12/2019 | 26/06/2020 | 16/07/2020 | French | |
| Full model | 31/12/2018 | 27/06/2019 | 02/07/2019 | French | |
| Full model | 31/12/2017 | 28/06/2018 | 02/07/2018 | French | |
| Full model | 31/12/2016 | 29/06/2017 | 11/08/2017 | French | |
| Full model | 31/12/2015 | 29/06/2016 | 25/08/2016 | French | |
| Full model | 31/12/2014 | 01/06/2015 | 20/08/2015 | French | |
| Full model | 31/12/2013 | 02/06/2014 | 08/07/2014 | French | |
| Full model | 31/12/2012 | 03/06/2013 | 03/07/2013 | French | |
| Full model | 31/12/2011 | 04/06/2012 | 13/08/2012 | French | |
| Full model | 31/12/2010 | 06/06/2011 | 07/07/2011 | French | |
| Full model | 31/12/2009 | 07/06/2010 | 14/06/2010 | French | |
| Full model | 31/12/2008 | 02/06/2009 | 07/07/2009 | French | |
| Full model | 31/12/2007 | 02/06/2008 | 03/07/2008 | French | |
| Full model | 31/12/2006 | 04/06/2007 | 03/07/2007 | French |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 2 active · 24 ended
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Mandates10/01/2024STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
- Mandates19/12/2022DEMISSIONS, NOMINATIONS
- Registered office22/12/2020SIEGE SOCIAL
- Mandates10/12/2019DEMISSIONS, NOMINATIONS
- Mandates12/12/2017SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
- Mandates14/12/2016DEMISSIONS, NOMINATIONS
- Mandates12/11/2014DEMISSIONS, NOMINATIONS
- Capital / shares10/02/2012CAPITAL, ACTIONS
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025-522,3 €↓
- 2024Annual accounts 202428,1 k €↑
- 2023Annual accounts 202327 k €↓
- 2022Annual accounts 202228,5 k €↓
- 2021Annual accounts 202136,4 k €↓
- 2020Annual accounts 202076,3 k €↑
- 2019Annual accounts 2019-233,9 k €↓
- 2018Annual accounts 201881,7 k €↑
- 2017Annual accounts 2017-1,3 M €↓
- 2016Annual accounts 201669,4 k €↑
- 2015Annual accounts 2015-5,7 M €↓
- 2014Annual accounts 2014-274,5 k €↓
- 2013Annual accounts 201396,3 k €↑
- 2012Annual accounts 201263,2 k €↑
- 2011Annual accounts 20119,1 k €↓
- 2010Annual accounts 201060,6 k €↑
- 2009Annual accounts 200953,7 k €↑
- 2008Annual accounts 2008-1 M €↓
- 2007Annual accounts 200714 k €↓
- 2006Annual accounts 200662 k €
- 19/08/1960IncorporationPublic limited company