ACTIVE

Société coopérative indépendante de Cautionnement collectif

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Financial year 2025 · Closed on 31/12/2025

Net result974,1 k €-42,4 %over 1 year
Revenue676,6 k €+5,6 %over 1 year
Equity5,2 M €+23,4 %over 1 year
Workforce3,6 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

Société coopérative indépendante de Cautionnement collectif is a Cooperative society incorporated in 1957. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Liège. It employs on average 3,6 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0404.246.213
Incorporation
09/10/1957
Legal form
Cooperative society
Registered office
Galerie de la Sauvenière 5
4000 Liège · WallonieSee on map
Contributed capital
355 434,00 €
Latest accounts
31/12/2025
Average workforce
3,6 ETP
Joint committees (2)
  • 200
  • 218
Signals
ProfitableLow riskGood liquidityPositive cashflowHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 16 financial years

20252024202320222021
Income statement
Revenue676,6 k €640,6 k €611,9 k €1,6 M €1,6 M €
EBITDA-117 k €-306,5 k €-255,9 k €-701,1 k €168,2 k €
Operating result-16,5 k €-175,7 k €-222,3 k €400,7 k €-585,6 k €
Net result974,1 k €1,7 M €1,1 M €31,8 k €62 k €
Balance sheet
Equity5,2 M €4,2 M €2,5 M €1,4 M €1,3 M €
Total assets64,4 M €60,7 M €56,8 M €52,4 M €50,1 M €
Cash5,2 M €2,4 M €4,4 M €1,4 M €5,5 M €
Debts55,8 M €52,8 M €50,4 M €46,9 M €44,4 M €
Other
Workforce3,6 ETP3,6 ETP3,6 ETP3,6 ETP3,3 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

17 active · 53 ended

Active mandates

DirectorFunctionMandateOther mandatescurrentendedstruck offbankruptcies
Charles MISONNE
Mandate
Delphine HALLAUX
Mandate
00
Florian BAGUETTE
Mandate
000
Frederic MATHIEU
Mandate
00
Gaëlle LECOQ
Mandate
00
Hubert GUERIN
Mandate
00
Joseph THOMASSEN
Mandate
00
Louis ELOY
Mandate
000
Michaël ABBRUZZESE
Mandate
Michel THERER
Mandate
00
Murielle BRYNART
Mandate
00
Olivier MARESCHAL
Mandate
Paul-Philippe HICK
Mandate
00
Sébastien GRUTMAN
Mandate
0
Stephanie MASSON
Mandate
Vivian LAUSIER
Mandate
00
Yannick GILSON
Mandate

Ended mandates

DirectorFunctionMandateOther mandatescurrentendedstruck offbankruptcies
André LEMAIRE
Mandate
André LEMAIRE
Director
Benoît MARCIN
Director
00
Bernard SACRE
Director
000

Other companies at this address

Galerie de la Sauvenière 5 4000 Liège
CompanyCBE no.
Association des Entrepreneurs de Vitrage et Métiers Connexes de la Province de Liège● Active
0406.725.651
Association des Entrepreneurs Generaux de Travaux Publics et Prives du Pays de Liege● Active
0410.079.376
Association des Entrepreneurs Plafonneurs, Cimentiers, Rejointoyeurs, Plaquistes, Rvaleurs, Façadiers, Staffeurs, ornemanistes et Chapistes du Pays de Liège● Active
0410.079.673
Association des Maitres Tailleurs de Pierres et Marbriers● Active
0414.053.507
Association des Patrons Carreleurs de Liège et Environs● Active
0408.197.675
Association royale des Entrepreneurs de Peinture, Décor et Métiers connexes de Liège, Huy et Waremme● Active
0413.680.551
Association Royale des Entrepreneurs Menuisiers et Charpentiers de Liege-Huy-Waremme● Active
0410.091.947
Association Royale des Géometres-Experts de Liège● Active
0408.732.759
Bureaux BeSaCC Liège-Luxembourg● Active
0464.402.247
CENTRE EUROPEEN DE FORMATION DU CHATEAU DE FAYENBOIS● Liquidation
0434.503.778
Fedelec Liège● Active
0407.698.324
Fédération liégeoise des Entrepreneurs de Voirie● Active
0409.567.949
FONDATION DU ROTARY CLUB DE LIEGE POUR LA RECHERCHE MEDICALE● Active
0476.921.086
Fonds Henri Tassin● Active
0410.743.431
Office patronal de Compensation de la Construction de la Province de Liège en matière de Salaire hebdomadaire garanti● Active
0408.180.057
RECYLIEGE● Active
0455.473.297
SABLIERES DE ROSSART● Active
0439.530.160
Secrétariat d'Assistance technique pour la Comptabilité, la Gestion et la Fiscalité des Entreprises de la Construction● Liquidation
0407.699.710
TECHLINK LIEGE-VERVIERS● Active
0742.647.044
TRADECOLIEGE● Active
0443.996.318

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date21/04/202625/04/202502/05/202402/05/202328/04/202229/04/2021
General meeting20/04/202622/04/202529/04/202424/04/202325/04/202226/04/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202520/04/202621/04/2026FrenchPDF
Abridged model31/12/202422/04/202525/04/2025FrenchPDF
Abridged model31/12/202329/04/202402/05/2024FrenchPDF
Abridged model31/12/202224/04/202302/05/2023FrenchPDF
Abridged model31/12/202125/04/202228/04/2022FrenchPDF
Abridged model31/12/202026/04/202129/04/2021FrenchPDF
Abridged model31/12/201907/09/202011/09/2020FrenchPDF
Abridged model31/12/201829/04/201902/05/2019FrenchPDF
Abridged model31/12/201723/04/201824/04/2018FrenchPDF
Abridged model31/12/201624/04/201702/05/2017FrenchPDF
Abridged model31/12/201525/04/201626/04/2016FrenchPDF
Abridged model31/12/201427/04/201529/04/2015FrenchPDF
Abridged model31/12/201328/04/201430/04/2014FrenchPDF
Abridged model31/12/201229/04/201302/05/2013FrenchPDF
Abridged model31/12/201123/04/201208/05/2012FrenchPDF
Abridged modelCorrection31/12/201029/08/201108/05/2012FrenchPDF
Abridged model31/12/201029/08/201102/03/2012FrenchPDF
Abridged model31/12/200917/05/201010/06/2010FrenchPDF
Abridged model31/12/200827/04/200910/07/2009FrenchPDF
Abridged model31/12/200728/04/200830/07/2008FrenchPDF
Abridged model31/12/200623/04/200717/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

17 active · 53 ended

Active mandates

DirectorFunctionMandateOther mandatescurrentendedstruck offbankruptcies
Charles MISONNE
Mandate
Delphine HALLAUX
Mandate
00
Florian BAGUETTE
Mandate
000
Frederic MATHIEU
Mandate
00
Gaëlle LECOQ
Mandate
00
Hubert GUERIN
Mandate
00
Joseph THOMASSEN
Mandate
00
Louis ELOY
Mandate
000
Michaël ABBRUZZESE
Mandate
Michel THERER
Mandate
00
Murielle BRYNART
Mandate
00
Olivier MARESCHAL
Mandate
Paul-Philippe HICK
Mandate
00
Sébastien GRUTMAN
Mandate
0
Stephanie MASSON
Mandate
Vivian LAUSIER
Mandate
00
Yannick GILSON
Mandate

Ended mandates

DirectorFunctionMandateOther mandatescurrentendedstruck offbankruptcies
André LEMAIRE
Mandate
André LEMAIRE
Director
Benoît MARCIN
Director
00
Bernard SACRE
Director
000

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates26/08/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates29/08/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates02/01/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates01/06/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates15/06/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates12/05/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates28/05/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates04/06/2015
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025974,1 k €↓
  2. 22/04/2025
    nominationDelphine Hallaux · Administratrice
  3. 2024
    Annual accounts 20241,7 M €↑
  4. 29/04/2024
    reconductionMurielle Brynart · administrateur
  5. 29/04/2024
    reconductionYannick Gilson · administrateur
  6. 29/04/2024
    reconductionStéphanie Masson · administrateur
  7. 29/04/2024
    nominationMichel Thérer · administrateur
  8. 29/04/2024
    nominationFlorian Baguette · administrateur
  9. 29/04/2024
    reconductionSamuel Rahier · Commissaire réviseur
  10. 2023
    Annual accounts 20231,1 M €↑
  11. 24/04/2023
    reconductionGaëlle Lecog · administrateur
  12. 24/04/2023
    reconductionMichaël Abbruzzese · administrateur
  13. 24/04/2023
    nominationOlivier Mareschal · administrateur
  14. 24/04/2023
    nominationSébastien Grutman · administrateur
  15. 2022
    Annual accounts 202231,8 k €↓
  16. 25/04/2022
    nominationHubert Guérin · Administrateur
  17. 2021
    Annual accounts 202162 k €↑
  18. 2020
    Annual accounts 202060,8 k €↑
  19. 07/09/2020
    nominationVivian Lausier · administrateur
  20. 07/09/2020
    reconductionFrédéric Mathieu · administrateur
  21. 07/09/2020
    reconductionVincent Pissart · administrateur
  22. 07/09/2020
    reconductionMichel Schwanen · administrateur
  23. 07/09/2020
    reconductionJoseph Thomassen · administrateur
  24. 2019
    Annual accounts 201915,7 k €↑
  25. 29/04/2019
    nominationVincent Pissart · administrateur
  26. 29/04/2019
    nominationYannic Gilson · administrateur
  27. 2018
    Annual accounts 201810,8 k €↑
  28. 2017
    Annual accounts 2017-195,2 k €↓
  29. 2016
    Annual accounts 201617,9 k €↓
  30. 2015
    Annual accounts 2015144,6 k €↓
  31. 2014
    Annual accounts 2014633,1 k €↑
  32. 2013
    Annual accounts 201378 k €↓
  33. 2012
    Annual accounts 2012128,8 k €↑
  34. 2011
    Annual accounts 201115,5 k €↑
  35. 2010
    Annual accounts 201011,7 k €
  36. 09/10/1957
    IncorporationCooperative society