NORMAL SITUATION

Studiecentrum voor Verzekeringen,Leningen en Hypotheken

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Company — Normal situation.

Financial year 2024 · Closed on 31/12/2024

Net result-178,8 k €-2 547,0 %over 1 year

Gross margin-9,7 k €-56,3 %over 1 year

Equity25,2 k €-85,4 %over 1 year

Identity

Source · BCE/KBO

Studiecentrum voor Verzekeringen,Leningen en Hypotheken is a company registered in Belgium.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0404.497.126
Legal form: Public limited company
Contributed capital: 62 000,00 €
Latest accounts: 31/12/2024

Joint committees (1)

Signals

Solid equityGood liquidity

Financials

Source · NBB, 49 filings

Trend over 19 financial years

	2024		2023		2022		2021		2020
Income statement
Gross margin	-9,7 k €	-56.3%	-6,2 k €	+21.4%	-7,9 k €	-33.2%	-5,9 k €	-121%	28,5 k €
EBITDA	-178,8 k €	-2568%	-6,7 k €	+16.3%	-8 k €	-25.5%	-6,4 k €	-124%	27 k €
Operating result	-178,8 k €	-2568%	-6,7 k €	+16.3%	-8 k €	-25.5%	-6,4 k €	-124%	27 k €
Net result	-178,8 k €	-2547%	-6,8 k €	+15.6%	-8 k €	-15.6%	-6,9 k €	-141%	17 k €
Balance sheet
Equity	25,2 k €	-85.4%	173 k €	-3.8%	179,8 k €	-4.3%	187,8 k €	-3.6%	194,7 k €
Total assets	29,8 k €	-82.8%	173,2 k €	-3.7%	179,8 k €	-8.7%	196,8 k €	-18.1%	240,4 k €
Cash	17,3 k €	+426%	3,3 k €	+203%	1,1 k €	-87.7%	8,8 k €	-78.1%	40,3 k €
Debts	4,6 k €	+3001%	147,9 €	+5479%	2,7 €	-100.0%	9 k €	-80.2%	45,7 k €
Other
Workforce	–		–		–		–		–

Board of directors

Source · NBB, accounts to 31/12/2024

2 active · 5 ended

Active mandates

Director	Mandates in this company	Period
Helga (tem AV 2025) Jorens	Managing directorsince 22/05/2019
Wauter (tem AV 2025) Offeciers	Directorsince 18/05/2019

Ended mandates

Director	Mandates in this company	Period
chris Offeciers	Director10/05/2017 → 09/05/2023
Guido (tem AV 2023) Offeciers	Directorsince 10/05/2017
Guido Offeciers	Director10/05/2017 → 10/05/2023

Full financial information

Source · NBB

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/03/2025	24/07/2024	31/07/2023	01/08/2022	28/07/2021	08/10/2020
General meeting	25/02/2025	28/06/2024	30/06/2023	30/06/2022	30/06/2021	08/09/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 49 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	25/02/2025	17/03/2025	Dutch	PDF
Micro model	31/12/2023	28/06/2024	24/07/2024	Dutch	PDF
Micro model	31/12/2022	30/06/2023	31/07/2023	Dutch	PDF
Micro model	31/12/2021	30/06/2022	01/08/2022	Dutch	PDF
Micro model	31/12/2020	30/06/2021	28/07/2021	Dutch	PDF
Micro model	31/12/2019	08/09/2020	08/10/2020	Dutch	PDF
Micro model	31/12/2018	13/05/2019	27/05/2019	Dutch	PDF
Micro model	31/12/2017	14/05/2018	24/05/2018	Dutch	PDF
Micro model	31/12/2016	08/05/2017	24/07/2017	Dutch	PDF
Abridged modelCorrection	31/12/2015	09/05/2016	24/06/2016	Dutch	PDF
Abridged model	31/12/2015	09/05/2016	20/05/2016	Dutch	PDF
Abridged model	31/12/2014	11/05/2015	12/05/2015	Dutch	PDF
Abridged model	31/12/2013	12/05/2014	26/05/2014	Dutch	PDF
Abridged model	31/12/2012	13/05/2013	04/06/2013	Dutch	PDF
Abridged model	31/12/2011	14/05/2012	12/06/2012	Dutch	PDF
Abridged model	31/12/2010	09/05/2011	01/07/2011	Dutch	PDF
Abridged model	31/12/2009	10/05/2010	08/06/2010	Dutch	PDF
Abridged model	31/12/2008	11/05/2009	02/06/2009	Dutch	PDF
Abridged model	31/12/2007	13/05/2008	17/06/2008	Dutch	PDF
Abridged model	31/12/2006	14/05/2007	23/10/2007	Dutch	PDF
Abridged model	31/12/2005	08/05/2006	31/08/2006	Dutch	PDF
Abridged model	31/12/2004	09/05/2005	29/09/2005	Dutch	PDF
Abridged model	31/12/2003	10/05/2004	30/11/2004	Dutch	PDF
Abridged model	31/12/2002	12/05/2003	07/08/2003	Dutch	PDF

View all 49 filings

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2024

2 active · 5 ended

Active mandates

Director	Mandates in this company	Period
Helga (tem AV 2025) Jorens	Managing directorsince 22/05/2019
Wauter (tem AV 2025) Offeciers	Directorsince 18/05/2019

Ended mandates

Director	Mandates in this company	Period
chris Offeciers	Director10/05/2017 → 09/05/2023
Guido (tem AV 2023) Offeciers	Directorsince 10/05/2017
Guido Offeciers	Director10/05/2017 → 10/05/2023

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Dissolution24/04/2025
ONTBINDING EN SLUITING VAN VEREFFENING IN ÉÉN AKTE
PDF
Registered office04/06/2020
MAATSCHAPPELIJKE ZETEL
PDF
Mandates17/09/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates21/06/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates05/09/2012
ONTSLAGEN - BENOEMINGEN
PDF
Registered office06/04/2005
MAATSCHAPPELIJKE ZETEL
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Name

Registered office

Annual accounts

Filings19 filings

Mandates

Wauter (tem AV 2025) Offeciers

Helga (tem AV 2025) Jorens

chris Offeciers

Guido (tem AV 2023) Offeciers

Guido Offeciers

Helga Jorens

Christoffel Offeciers

1999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

STUDIECENTRUM VOOR VERZEKERINGEN, LENINGEN EN HYPOTHEKEN

NIJVERHEIDSSTRAAT 70, 2160 Wommelgem

Director

DirectorManaging director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
NIJVERHEIDSSTRAAT 70, 2160 Wommelgem	accounts 2021 → 2024	Accounts 2024 · 2025-00049252

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
STUDIECENTRUM VOOR VERZEKERINGEN, LENINGEN EN HYPOTHEKEN	accounts 2021 → 2024	Accounts 2024 · 2025-00049252

Events

2024
Annual accounts 2024-178,8 k €↓
2023
Annual accounts 2023-6,8 k €↑
2022
Annual accounts 2022-8 k €↓
2021
Annual accounts 2021-6,9 k €↓
2020
Annual accounts 202017 k €↓
2019
Annual accounts 201964,1 k €↑
2018
Annual accounts 201832,3 k €↑
2017
Annual accounts 20179 k €↑
2016
Annual accounts 20161,4 k €↓
2015
Annual accounts 20158,3 k €↑
2014
Annual accounts 20145,5 k €↑
2013
Annual accounts 2013-765,5 €↑
2012
Annual accounts 2012-6,3 k €↑
2011
Annual accounts 2011-7,3 k €↑
2010
Annual accounts 2010-14,6 k €↓
2009
Annual accounts 20091,6 k €↓
2008
Annual accounts 200825,8 k €↑
2007
Annual accounts 20076,9 k €↑
2006
Annual accounts 2006-14,5 k €

Studiecentrum voor Verzekeringen,Leningen en Hypotheken

Overview

Identity

Financials

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events