ACTIVE

Plaatselijke Brandverzekering van Torhout

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Financial year 2025 · Closed on 31/12/2025

Net result38,5 k €-23,2 %over 1 year
Gross margin75,6 k €-15,2 %over 1 year
Equity336,3 k €+12,9 %over 1 year
Workforce0,1 ETP-50,0 %over 1 year

Identity

Source · BCE/KBO

Plaatselijke Brandverzekering van Torhout is a Cooperative society incorporated in 1927. Its registered office is in Torhout. It employs on average 0,1 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0405.167.218
Incorporation
27/11/1927
Legal form
Cooperative society
Registered office
Oostendestraat 61
8820 Torhout · FlandreSee on map
Contributed capital
927,00 €
Latest accounts
31/12/2025
Average workforce
0,1 ETP
Joint committees (2)
  • 100
  • 306
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin75,6 k €89,1 k €83,7 k €64,3 k €56 k €
EBITDA52,9 k €73,5 k €5,9 k €7 k €4 k €
Operating result43 k €64,5 k €-2,6 k €-1,3 k €-4,1 k €
Net result38,5 k €50,2 k €10,5 k €-4,7 k €551,2 €
Balance sheet
Equity336,3 k €297,8 k €247,7 k €237,2 k €240,9 k €
Total assets1,4 M €1,4 M €1,4 M €1,4 M €1,4 M €
Cash57,6 k €60,7 k €11,2 k €36 k €7,4 k €
Debts994,3 k €952,8 k €914,5 k €1 M €1,1 M €
Other
Workforce0,1 ETP0,2 ETP0,2 ETP0,2 ETP0,2 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 46 ended

Active mandates

JOZEF VANDEN BUSSCHE

Director · since 24 juin 2021 · until 24 juin 2025

Active
PAUL WARLOP

Director · since 24 juin 2021 · until 24 juin 2029

Active
CHRISTINE MAERTENS

Director · until 30 juin 2026

Active
DAVID GHESQUIÈRE

Chairman of the board of directors · until 30 juin 2030

Active
HENRI POLLEFEYT

Vice-chairman of the board of directors · until 30 juin 2030

Active
HILDE VERHELST

Director · until 30 juin 2026

Active
LIEVEN DECEUNINCK

Lid van de toezichtsraad · until 30 juin 2029

Active
MARIA-JOSEPHA STEELANDT

Director · until 30 juin 2030

Active
RIK VANDEN BUSSCHE

Manager

Active

Ended mandates

DAVID GHESQUIÈRE

Chairman of the board of directors · since 01 janvier 2022 · until 01 janvier 2028

Ended
DAVID GHESQUIÈRE

Chairman of the board of directors · since 01 janvier 2022

Ended
HENRI POLLEFEYT

Vice-chairman of the board of directors · since 01 janvier 2022 · until 01 janvier 2028

Ended
HENRI POLLEFEYT

Vice-chairman of the board of directors · since 01 janvier 2022

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date26/05/202630/06/202513/06/202413/07/202326/07/202225/06/2021
General meeting25/04/202626/06/202527/04/202424/06/202326/06/202224/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202525/04/202626/05/2026DutchPDF
Abridged model31/12/202426/06/202530/06/2025DutchPDF
Abridged model31/12/202327/04/202413/06/2024DutchPDF
Abridged model31/12/202224/06/202313/07/2023DutchPDF
Abridged model31/12/202126/06/202226/07/2022DutchPDF
Abridged model31/12/202024/06/202125/06/2021DutchPDF
Abridged modelCorrection31/12/201927/08/202005/11/2020DutchPDF
Abridged model31/12/201927/08/202008/09/2020DutchPDF
Abridged model31/12/201801/06/201919/06/2019DutchPDF
Abridged model31/12/201704/06/201802/07/2018DutchPDF
Abridged model31/12/201630/04/201730/05/2017DutchPDF
Abridged model31/12/201530/04/201631/05/2016DutchPDF
Abridged model31/12/201425/04/201503/07/2015DutchPDF
Abridged model31/12/201310/05/201414/08/2014DutchPDF
Abridged model31/12/201227/04/201317/05/2013DutchPDF
Abridged model31/12/201128/04/201210/05/2012DutchPDF
Abridged model31/12/201030/04/201119/05/2011DutchPDF
Abridged model31/12/200910/04/201010/05/2010DutchPDF
Abridged model31/12/200819/04/200912/05/2009DutchPDF
Abridged model31/12/200720/04/200808/07/2008DutchPDF
Abridged model31/12/200622/04/200705/07/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 46 ended

Active mandates

JOZEF VANDEN BUSSCHE

Director · since 24 juin 2021 · until 24 juin 2025

Active
PAUL WARLOP

Director · since 24 juin 2021 · until 24 juin 2029

Active
CHRISTINE MAERTENS

Director · until 30 juin 2026

Active
DAVID GHESQUIÈRE

Chairman of the board of directors · until 30 juin 2030

Active
HENRI POLLEFEYT

Vice-chairman of the board of directors · until 30 juin 2030

Active
HILDE VERHELST

Director · until 30 juin 2026

Active
LIEVEN DECEUNINCK

Lid van de toezichtsraad · until 30 juin 2029

Active
MARIA-JOSEPHA STEELANDT

Director · until 30 juin 2030

Active
RIK VANDEN BUSSCHE

Manager

Active

Ended mandates

DAVID GHESQUIÈRE

Chairman of the board of directors · since 01 janvier 2022 · until 01 janvier 2028

Ended
DAVID GHESQUIÈRE

Chairman of the board of directors · since 01 janvier 2022

Ended
HENRI POLLEFEYT

Vice-chairman of the board of directors · since 01 janvier 2022 · until 01 janvier 2028

Ended
HENRI POLLEFEYT

Vice-chairman of the board of directors · since 01 janvier 2022

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates03/09/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates30/12/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates26/10/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other20/07/2022
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - DOEL - ALGEMENE VERGADERING
    PDF
  • Mandates09/03/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/08/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/11/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates20/06/2019
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202538,5 k €↓
  2. 2024
    Annual accounts 202450,2 k €↑
  3. 2023
    Annual accounts 202310,5 k €↑
  4. 2022
    Annual accounts 2022-4,7 k €↓
  5. 2021
    Annual accounts 2021551,2 €↓
  6. 2020
    Annual accounts 2020569 €↓
  7. 2019
    Annual accounts 20192,2 k €↑
  8. 2018
    Annual accounts 20182,1 k €↓
  9. 2017
    Annual accounts 20173,8 k €↓
  10. 2016
    Annual accounts 20165,5 k €↑
  11. 2015
    Annual accounts 20154,8 k €↑
  12. 2014
    Annual accounts 20144,7 k €↓
  13. 2013
    Annual accounts 20135,7 k €↓
  14. 2012
    Annual accounts 20128,9 k €↑
  15. 2011
    Annual accounts 2011-5,9 k €↓
  16. 2010
    Annual accounts 201024,1 k €↓
  17. 2009
    Annual accounts 200944,7 k €↓
  18. 2008
    Annual accounts 2008175,8 k €
  19. 27/11/1927
    IncorporationCooperative society