ACTIVE

DIENST MIDDENSTANDSKREDIET

Financial year 2025 · Closed on 31/12/2025

Net result-450,5 k €-615,3 %over 1 year

Gross margin-43 k €+44,4 %over 1 year

Equity645,6 k €-41,1 %over 1 year

Identity

Source · BCE/KBO

DIENST MIDDENSTANDSKREDIET is a Cooperative society incorporated in 1968. Its main activity is: Construction of buildings. Its registered office is in Koksijde.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0405.242.442
Incorporation: 01/01/1968
Legal form: Cooperative society
Registered office: Nachtegaalweg(Odk) 30
8670 Koksijde · FlandreSee on map
Contributed capital: 695 691,06 €
Latest accounts: 31/12/2025

Activities (NACE)

41001Construction of buildings· main 41201Construction of residential and non-residential buildings 66199Other activities auxiliary to financial services, except insurance and pension funding 66199Other activities auxiliary to financial services, except insurance and pension funding 71111Architectural activities 71111Architectural activities

Signals

Solid equityLow riskGood liquidity

Financials

Source · NBB, 20 filings

Trend over 17 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	-43 k €	+44.4%	-77,5 k €	+9.8%	-85,8 k €	+17.9%	-104,5 k €	-38.1%	-75,6 k €
EBITDA	-44,2 k €	+43.8%	-78,7 k €	+9.6%	-87 k €	+17.6%	-105,5 k €	-37.8%	-76,6 k €
Operating result	-45,2 k €	+43.3%	-79,7 k €	+9.4%	-88 k €	+16.6%	-105,5 k €	-37.8%	-76,6 k €
Net result	-450,5 k €	-615%	-63 k €	+13.3%	-72,7 k €	+22.1%	-93,2 k €	-45.9%	-63,9 k €
Balance sheet
Equity	645,6 k €	-41.1%	1,1 M €	-5.4%	1,2 M €	-5.9%	1,2 M €	-7.0%	1,3 M €
Total assets	706,4 k €	-38.0%	1,1 M €	-2.6%	1,2 M €	-9.4%	1,3 M €	-2.7%	1,3 M €
Cash	237,1 k €	-10.4%	264,6 k €	+264%	72,8 k €	-27.6%	100,6 k €	-62.8%	270,7 k €
Debts	37 k €	+1.8%	36,4 k €	+248%	10,5 k €	-82.4%	59,5 k €	+2342%	2,4 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 25 ended

Active mandates

Christophe Vandenberghe

Director · since 15 mars 2021 · until 15 mars 2027

Active

Frederick Vandenberghe

Director · since 15 mars 2021 · until 15 mars 2027

Active

Jos Leplae

Director · since 15 mars 2021 · until 15 mars 2027

Active

Jozef Vandenberghe

Director · since 15 mars 2021 · until 15 mars 2027

Active

Ended mandates

Karel Ghesquiere

Chairman of the board of directors · since 15 mars 2021 · until 15 mars 2027

Ended

Christophe Vandenberghe

Director · since 18 mars 2015 · until 19 mars 2018

Ended

Christophe Vandenberghe

Director · since 18 mars 2015 · until 21 mars 2022

Ended

CVOA K.G.Consult

Chairman of the board of directors · since 19 mars 2012 · until 19 mars 2018 · 0860.995.952

Represented by Karel Ghesquière

Ended

Other companies at this address

Nachtegaalweg(Odk) 30 8670 Koksijde

Company	CBE no.
PROJECTONTWIKKELING KORTRIJK● Active	0405.500.085
PROVINCIAAL INFORMATICA - BUREAU● Active	0430.651.096

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/03/2026	18/03/2025	22/03/2024	27/03/2023	29/03/2022	18/03/2021
General meeting	26/03/2026	17/03/2025	18/03/2024	20/03/2023	21/03/2022	15/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	26/03/2026	30/03/2026	Dutch	PDF
Abridged model	31/12/2024	17/03/2025	18/03/2025	Dutch	PDF
Abridged model	31/12/2023	18/03/2024	22/03/2024	Dutch	PDF
Abridged model	31/12/2022	20/03/2023	27/03/2023	Dutch	PDF
Abridged model	31/12/2021	21/03/2022	29/03/2022	Dutch	PDF
Abridged model	31/12/2020	15/03/2021	18/03/2021	Dutch	PDF
Abridged model	31/12/2019	16/03/2020	23/03/2020	Dutch	PDF
Abridged model	31/12/2018	18/03/2019	21/03/2019	Dutch	PDF
Abridged model	31/12/2017	19/03/2018	22/03/2018	Dutch	PDF
Abridged model	31/12/2016	20/03/2017	21/03/2017	Dutch	PDF
Abridged model	31/12/2015	21/03/2016	24/03/2016	Dutch	PDF
Abridged model	31/12/2014	18/03/2015	22/04/2015	Dutch	PDF
Abridged model	31/12/2013	17/03/2014	28/03/2014	Dutch	PDF
Abridged model	31/12/2012	18/03/2013	21/03/2013	Dutch	PDF
Abridged model	31/12/2011	19/03/2012	27/03/2012	Dutch	PDF
Abridged model	31/12/2010	21/03/2011	29/03/2011	Dutch	PDF
Abridged model	31/12/2009	15/03/2010	12/04/2010	Dutch	PDF
Abridged model	31/12/2008	16/03/2009	30/04/2009	Dutch	PDF
Abridged model	31/12/2007	17/03/2008	15/04/2008	Dutch	PDF
Abridged model	31/12/2006	19/03/2007	18/04/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 25 ended

Active mandates

Christophe Vandenberghe

Director · since 15 mars 2021 · until 15 mars 2027

Active

Frederick Vandenberghe

Director · since 15 mars 2021 · until 15 mars 2027

Active

Jos Leplae

Director · since 15 mars 2021 · until 15 mars 2027

Active

Jozef Vandenberghe

Director · since 15 mars 2021 · until 15 mars 2027

Active

Ended mandates

Karel Ghesquiere

Chairman of the board of directors · since 15 mars 2021 · until 15 mars 2027

Ended

Christophe Vandenberghe

Director · since 18 mars 2015 · until 19 mars 2018

Ended

Christophe Vandenberghe

Director · since 18 mars 2015 · until 21 mars 2022

Ended

CVOA K.G.Consult

Chairman of the board of directors · since 19 mars 2012 · until 19 mars 2018 · 0860.995.952

Represented by Karel Ghesquière

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette

Registered office09/10/2024
MAATSCHAPPELIJKE ZETEL
PDF
Mandates06/07/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Mandates11/01/2022
ONTSLAGEN - BENOEMINGEN
PDF
Registered office01/12/2021
MAATSCHAPPELIJKE ZETEL
PDF
Mandates19/03/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates09/04/2018
ONTSLAGEN - BENOEMINGEN
PDF
Mandates15/05/2017
ONTSLAGEN - BENOEMINGEN
PDF
Mandates13/07/2016
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025-450,5 k €↓
2024
Annual accounts 2024-63 k €↑
2023
Annual accounts 2023-72,7 k €↑
2022
Annual accounts 2022-93,2 k €↓
2021
Annual accounts 2021-63,9 k €↓
2020
Annual accounts 2020-48,2 k €↓
2019
Annual accounts 2019-42,9 k €↑
2018
Annual accounts 2018-79,5 k €↓
2017
Annual accounts 2017-66,4 k €↑
2016
Annual accounts 2016-95 k €↑
2015
Annual accounts 2015-103,7 k €↑
2014
Annual accounts 2014-108,9 k €↑
2013
Annual accounts 2013-147,4 k €↑
2012
Annual accounts 2012-183,9 k €↓
2011
Annual accounts 2011-43,7 k €↓
2010
Annual accounts 2010-22,8 k €↑
2009
Annual accounts 2009-48,7 k €
01/01/1968
IncorporationCooperative society

DIENST MIDDENSTANDSKREDIET

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline