ACTIVE

Elk Zijn Huis

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Financial year 2025 · Closed on 31/12/2025

Net result874,7 k €-8,6 %over 1 year

Revenue2 M €-6,9 %over 1 year

Equity26,8 M €+3,3 %over 1 year

Workforce2,0 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

Elk Zijn Huis is a Public limited company incorporated in 1929. Its main activity is: Other credit granting. Its registered office is in Kortrijk. It employs on average 2,0 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0405.336.670
Incorporation: 31/12/1929
Legal form: Public limited company
Registered office: Broelkaai(Kor) 1 box G
8500 Kortrijk · FlandreSee on map
Contributed capital: 593 001,83 €
Latest accounts: 31/12/2025
Average workforce: 2,0 ETP

Activities (NACE)

64922Other credit granting· main 64922Other credit granting 65222Reinsurance

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debtsHigh revenue

Financials

Source · NBB, 21 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	2 M €	-6.9%	2,1 M €	-7.9%	2,3 M €	+0.5%	2,3 M €	+0.8%	2,3 M €
EBITDA	830,5 k €	-2.3%	850,3 k €	-15.3%	1 M €	+8.3%	926,9 k €	-6.7%	994 k €
Operating result	788,9 k €	-2.5%	809,1 k €	-16.3%	967 k €	+11.2%	869,8 k €	-8.7%	952,9 k €
Net result	874,7 k €	-8.6%	957,4 k €	-5.8%	1 M €	+26.5%	803,8 k €	-9.1%	884,1 k €
Balance sheet
Equity	26,8 M €	+3.3%	25,9 M €	+3.7%	25 M €	+4.1%	24 M €	+3.3%	23,3 M €
Total assets	80,4 M €	-8.0%	87,4 M €	-5.8%	92,8 M €	-7.8%	100,6 M €	-2.4%	103,1 M €
Cash	4,1 M €	-39.4%	6,7 M €	+35.9%	4,9 M €	-33.7%	7,4 M €	-48.7%	14,5 M €
Debts	53,3 M €	-12.8%	61,1 M €	-9.4%	67,5 M €	-11.6%	76,3 M €	-4.1%	79,6 M €
Other
Workforce	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	-20.0%	2,5 ETP	-13.8%	2,9 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 85 ended

Active mandates

Alain Cnudde

Director · since 28 avril 2025

Active

Stijn Verkinderen

Director · since 28 avril 2025

Active

Eliane Spincemaille

Director

Active

Johan Vyverman

Director

Active

Karen De Ridder

Director

Active

Luc Vermeiren

Director

Active

Michiel Vercouteren

Director

Active

Pietro Iacopucci

Director

Active

Regis Debrulle

Chairman of the board of directors

Active

Ended mandates

Luc Vermeiren

Director · since 25 avril 2022

Ended

Jacques Verhille

Director · since 28 octobre 2019 · until 29 juin 2020

Ended

Johan Wuytack

Director · since 22 octobre 2018

Ended

Michiel Vercouteren

Director · since 23 avril 2018

Ended

Other companies at this address

Broelkaai(Kor) 1 8500 Kortrijk

Company	CBE no.
Bricx Vastgoed Kortrijk● Active	1011.469.280
DE LINK● Liquidation	0462.902.311

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	Full model	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	11/05/2026	16/05/2025	13/05/2024	22/05/2023	02/05/2022	23/07/2021
General meeting	27/04/2026	28/04/2025	22/04/2024	24/04/2023	25/04/2022	26/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	27/04/2026	11/05/2026	Dutch	PDF
Full model	31/12/2024	28/04/2025	16/05/2025	Dutch	PDF
Full model	31/12/2023	22/04/2024	13/05/2024	Dutch	PDF
Full model	31/12/2022	24/04/2023	22/05/2023	Dutch	PDF
Full model	31/12/2021	25/04/2022	02/05/2022	Dutch	PDF
Full model	31/12/2020	26/04/2021	23/07/2021	Dutch	PDF
Full model	31/12/2019	07/09/2020	07/10/2020	Dutch	PDF
Full model	31/12/2018	29/04/2019	31/07/2019	Dutch	PDF
Full model	31/12/2017	23/04/2018	20/05/2018	Dutch	PDF
Full model	31/12/2016	24/04/2017	11/05/2017	Dutch	PDF
Full model	31/12/2015	25/04/2016	25/05/2016	Dutch	PDF
Full model	31/12/2014	27/04/2015	17/07/2015	Dutch	PDF
Full model	31/12/2013	28/04/2014	02/05/2014	Dutch	PDF
Full model	31/12/2012	22/04/2013	29/05/2013	Dutch	PDF
Full model	31/12/2011	30/04/2012	31/08/2012	Dutch	PDF
Full model	31/12/2010	02/05/2011	18/09/2011	Dutch	PDF
Abridged model	31/12/2009	26/04/2010	25/08/2010	Dutch	PDF
Abridged model	31/12/2008	27/04/2009	20/08/2009	Dutch	PDF
Abridged model	31/12/2007	30/04/2008	29/08/2008	Dutch	PDF
Abridged model	31/12/2006	30/04/2007	30/07/2007	Dutch	PDF
Abridged modelCorrection	31/12/2004	25/04/2005	26/06/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 85 ended

Active mandates

Alain Cnudde

Director · since 28 avril 2025

Active

Stijn Verkinderen

Director · since 28 avril 2025

Active

Eliane Spincemaille

Director

Active

Johan Vyverman

Director

Active

Karen De Ridder

Director

Active

Luc Vermeiren

Director

Active

Michiel Vercouteren

Director

Active

Pietro Iacopucci

Director

Active

Regis Debrulle

Chairman of the board of directors

Active

Ended mandates

Luc Vermeiren

Director · since 25 avril 2022

Ended

Jacques Verhille

Director · since 28 octobre 2019 · until 29 juin 2020

Ended

Johan Wuytack

Director · since 22 octobre 2018

Ended

Michiel Vercouteren

Director · since 23 avril 2018

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates02/06/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates27/05/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/06/2024
ONTSLAGEN - BENOEMINGEN
PDF
Other03/01/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - DIVERSEN
PDF
Mandates28/06/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/10/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/10/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates10/11/2020
ONTSLAGEN - BENOEMINGEN
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

27/04/2026
reconductionAlain Cnudde — bestuurder
2025
Annual accounts 2025874,7 k €↓
28/04/2025
reconductionPietro lacopucci — bestuurder
28/04/2025
demissionJacques Verhille — bestuurder
28/04/2025
demissionJohan Messely — bestuurder
28/04/2025
nominationAlain Cnudde — bestuurder
28/04/2025
nominationStijn Verkinderen — bestuurder
2024
Annual accounts 2024957,4 k €↓
22/04/2024
reconductionMichiel Vercouteren — bestuurder
22/04/2024
nominationMathias Roef — commissaris-revisor
2023
Annual accounts 20231 M €↑
24/04/2023
reconductionJohan Messely — bestuurder
24/04/2023
reconductionKaren De Ridder — bestuurder
2022
Annual accounts 2022803,8 k €↓
30/05/2022
nominationRegis Debrulle — voorzitter van de Raad van Bestuur
25/04/2022
reconductionRegis Debrulle — bestuurder
25/04/2022
reconductionEliane Spincemaille — bestuurder
25/04/2022
reconductionJohan Vyverman — bestuurder
25/04/2022
nominationLuc Vermeiren — bestuurder
2021
Annual accounts 2021884,1 k €↓
2020
Annual accounts 2020909,7 k €↑
2019
Annual accounts 2019872,1 k €↑
2018
Annual accounts 2018669,3 k €↑
2017
Annual accounts 2017591,7 k €↓
2016
Annual accounts 2016754,1 k €↓
2015
Annual accounts 2015827 k €↑
2014
Annual accounts 2014587,5 k €↓
2013
Annual accounts 2013733,1 k €↑
2012
Annual accounts 2012685,1 k €↓
2011
Annual accounts 2011750,4 k €↓
2010
Annual accounts 2010772,3 k €↑
2009
Annual accounts 2009472,9 k €↑
2008
Annual accounts 2008445,2 k €↑
2007
Annual accounts 2007377,9 k €↑
2006
Annual accounts 2006337,1 k €
31/12/1929
IncorporationPublic limited company

Elk Zijn Huis

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline