ACTIVE

CREFIUS

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Financial year 2025 · Closed on 31/12/2025

Net result5,1 M €+23,8 %over 1 year

Revenue36,9 M €+4,1 %over 1 year

Equity18,5 M €+3,4 %over 1 year

Workforce197,4 ETP+2,9 %over 1 year

Identity

Source · BCE/KBO

CREFIUS is a Public limited company incorporated in 1911. Its main activity is: Other monetary intermediation. Its registered office is in Saint-Josse-ten-Noode. It employs on average 197,4 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0405.549.377
Incorporation: 11/05/1911
Legal form: Public limited company
Registered office: Place Charles Rogier 11
1210 Saint-Josse-ten-Noode · BruxellesSee on map
Contributed capital: 2 500 000,00 €
Latest accounts: 31/12/2025
Average workforce: 197,4 ETP

Activities (NACE)

64190Other monetary intermediation· main 64190Other monetary intermediation 65120Non-life insurance 64999Other financial service activities, except insurance and pension funding n.e.c.64999Other financial service activities, except insurance and pension funding n.e.c.

Joint committees (3)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debtsHigh revenue

Financials

Source · NBB, 82 filings

Trend over 19 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	36,9 M €	+4.1%	35,5 M €	+9.7%	32,3 M €	-3.0%	33,3 M €	-1.8%	33,9 M €
EBITDA	8,4 M €	+16.7%	7,2 M €	+24.9%	5,7 M €	-41.8%	9,8 M €	+0.9%	9,8 M €
Operating result	6,7 M €	+21.7%	5,5 M €	+28.1%	4,3 M €	-49.0%	8,5 M €	+1.5%	8,4 M €
Net result	5,1 M €	+23.8%	4,1 M €	+28.7%	3,2 M €	-48.1%	6,2 M €	+2.3%	6 M €
Balance sheet
Equity	18,5 M €	+3.4%	17,8 M €	-0.4%	17,9 M €	+2.2%	17,5 M €	+7.7%	16,3 M €
Total assets	28,1 M €	-2.0%	28,7 M €	+11.0%	25,8 M €	-9.1%	28,4 M €	-2.1%	29 M €
Cash	6,9 M €	-6.9%	7,4 M €	+12.8%	6,6 M €	-48.3%	12,7 M €	-19.6%	15,8 M €
Debts	8,7 M €	-9.8%	9,7 M €	+46.3%	6,6 M €	-28.3%	9,2 M €	-19.8%	11,5 M €
Other
Workforce	197,4 ETP	+2.9%	191,9 ETP	-1.2%	194,3 ETP	-5.7%	206,1 ETP	-0.5%	207,2 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 50 M€ and 100 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

8 active · 88 ended

Active mandates

Daniel Menu

Bestuurder · since 01 janvier 2026 · until 18 mars 2027

Active

Daniel Menu

Director · since 01 janvier 2026 · until 18 mars 2027

Active

Mia Neyens

Bestuurder · since 11 décembre 2025 · until 18 mars 2027

Active

Pieter Falepin

Chairman of the board of directors · since 20 mars 2025 · until 20 mars 2031

Active

Camille Gillon

Director · since 14 octobre 2024 · until 11 décembre 2025

Active

Marleen Van Assche

Gedelegeerd bestuurder · since 18 mars 2021 · until 18 mars 2027

Active

Philippe Demazy

Director · since 18 mars 2021 · until 31 décembre 2025

Active

Johan Van Loock

Director · since 18 septembre 2020 · until 19 mars 2026

Active

Ended mandates

Camille Gillon

Director · since 14 octobre 2024 · until 18 mars 2027

Ended

Pieter Falepin

Chairman of the board of directors · since 14 octobre 2024 · until 20 mars 2025

Ended

Aurelie Mevr Thirion

Director · since 22 juin 2023 · until 22 février 2024

Ended

Aurélie Mevr. Thiron

Director · since 22 juin 2023 · until 22 février 2024

Ended

Other companies at this address

Place Charles Rogier 11 1210 Saint-Josse-ten-Noode

Company	CBE no.
BELFIUS ASSET FINANCE HOLDING● Active	0893.860.839
Belfius Asset Management● Active	0654.876.296
BELFIUS ASSURANCES● Active	0405.764.064
Belfius Bank Pillar 2 Group● Active	1015.809.041
BELFIUS BANQUE● Active	0403.201.185
BELFIUS COMMERCIAL FINANCE● Active	0440.627.349
Belfius Equities● Active	0444.229.910
BELFIUS FIDUCIAIRE● Active	0416.799.201
BELFIUS FOUNDATION● Active	0846.556.909
BELFIUS FULLINVEST, SICAV de droit belge● Active	0445.784.878
Belfius Global● Active	0662.402.805
BELFIUS IMMO● Active	0436.006.090
BELFIUS LEASE● Active	0431.916.551
BELFIUS LEASE SERVICES● Active	0427.903.127
BELFIUS MANAGED PORTFOLIO● Active	0685.973.013
BELFIUS OFP● Active	0432.090.755
Belfius Pension Fund Balanced Plus● Active	0737.403.601
Belfius Pension Fund High Equities● Active	0737.404.787
Belfius Pension Fund Low Equities● Active	0737.404.094
Belfius Plan Bonds● Active	0737.403.007

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	Full model	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	26/03/2026	27/03/2025	16/04/2024	20/04/2023	28/03/2022	29/03/2021
General meeting	19/03/2026	20/03/2025	21/03/2024	23/03/2023	24/03/2022	18/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 82 filings

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	19/03/2026	26/03/2026	French	PDF
Full model	31/12/2025	19/03/2026	26/03/2026	Dutch	PDF
Full model	31/12/2024	20/03/2025	27/03/2025	Dutch	PDF
Full model	31/12/2024	20/03/2025	27/03/2025	French	PDF
Full model	31/12/2023	21/03/2024	16/04/2024	French	PDF
Full model	31/12/2023	21/03/2024	16/04/2024	Dutch	PDF
Full model	31/12/2022	23/03/2023	20/04/2023	French	PDF
Full model	31/12/2022	23/03/2023	20/04/2023	Dutch	PDF
Full model	31/12/2021	24/03/2022	28/03/2022	French	PDF
Full model	31/12/2021	24/03/2022	28/03/2022	Dutch	PDF
Full modelCorrection	31/12/2020	18/03/2021	29/03/2021	French	PDF
Full modelCorrection	31/12/2020	18/03/2021	29/03/2021	Dutch	PDF
Full model	31/12/2020	18/03/2021	22/03/2021	French	PDF
Full model	31/12/2020	18/03/2021	22/03/2021	Dutch	PDF
Full model	31/12/2019	19/03/2020	17/04/2020	French	PDF
Full model	31/12/2019	19/03/2020	16/04/2020	Dutch	PDF
Full model	31/12/2018	21/03/2019	17/04/2019	French	PDF
Full model	31/12/2018	21/03/2019	17/04/2019	Dutch	PDF
Full model	31/12/2017	22/03/2018	11/04/2018	French	PDF
Full model	31/12/2017	22/03/2018	29/03/2018	Dutch	PDF
Full model	31/12/2016	23/03/2017	20/04/2017	French	PDF
Full model	31/12/2016	23/03/2017	20/04/2017	Dutch	PDF
Full model	31/12/2015	24/03/2016	19/04/2016	French	PDF
Full model	31/12/2015	24/03/2016	19/04/2016	Dutch	PDF
Full model	31/12/2014	19/03/2015	23/03/2015	French	PDF
Full model	31/12/2014	19/03/2015	23/03/2015	Dutch	PDF
Full model	31/12/2013	20/03/2014	31/03/2014	French	PDF
Full model	31/12/2013	20/03/2014	28/03/2014	Dutch	PDF
Full model	31/12/2012	21/03/2013	22/03/2013	Dutch	PDF
Full model	31/12/2012	21/03/2013	22/03/2013	French	PDF
Full model	31/12/2011	22/03/2012	23/03/2012	French	PDF
Full model	31/12/2011	22/03/2012	23/03/2012	Dutch	PDF
Full model	31/12/2010	24/03/2011	29/03/2011	French	PDF
Full model	31/12/2010	24/03/2011	29/03/2011	Dutch	PDF
Full model	31/12/2009	18/03/2010	29/03/2010	French	PDF
Full model	31/12/2009	18/03/2010	29/03/2010	Dutch	PDF
Full model	31/12/2008	19/03/2009	17/04/2009	French	PDF
Full model	31/12/2008	19/03/2009	17/04/2009	Dutch	PDF
Full model	31/12/2007	20/03/2008	15/04/2008	French	PDF
Full model	31/12/2007	20/03/2008	15/04/2008	Dutch	PDF
Full model	31/12/2006	22/03/2007	28/03/2007	French	PDF
Full model	31/12/2006	22/03/2007	28/03/2007	Dutch	PDF
Full model	31/12/2005	23/03/2006	04/04/2006	French	PDF
Full model	31/12/2005	23/03/2006	04/04/2006	Dutch	PDF
Full model	31/12/2004	24/03/2005	18/04/2005	French	PDF
Full model	31/12/2004	24/03/2005	18/04/2005	Dutch	PDF
Full model	31/12/2003	18/03/2004	13/04/2004	French	PDF
Full model	31/12/2003	18/03/2004	13/04/2004	Dutch	PDF
Full model	31/12/2002	20/03/2003	22/04/2003	Dutch	PDF
Full model	31/12/2002	20/03/2003	22/04/2003	French	PDF
Full model	31/12/2001	21/03/2002	19/04/2002	French	PDF
Full model	31/12/2001	21/03/2002	19/04/2002	Dutch	PDF
Full model	31/12/2000	22/03/2001	09/04/2001	Dutch	PDF
Full model	31/12/2000	22/03/2001	09/04/2001	French	PDF
Full model	31/12/1999	23/03/2000	17/04/2000	French	PDF
Full model	31/12/1999	23/03/2000	17/04/2000	Dutch	PDF
Full model	31/12/1998	18/03/1999	16/04/1999	Dutch	PDF
Full model	31/12/1998	18/03/1999	16/04/1999	French	PDF
Full model	31/12/1997	19/03/1998	14/04/1998	Dutch	—
Full model	31/12/1997	19/03/1998	14/04/1998	French	—
Full model	31/12/1996	20/03/1997	18/04/1997	French	—
Full model	31/12/1996	20/03/1997	18/04/1997	Dutch	—
Full model	31/12/1995	21/03/1996	15/04/1996	Dutch	—
Full model	31/12/1995	21/03/1996	15/04/1996	French	—
Full model	31/12/1994	23/03/1995	28/04/1995	French	—
Full model	31/12/1994	23/03/1995	28/04/1995	Dutch	—
Full model	31/12/1993	24/03/1994	22/04/1994	French	—
Full model	31/12/1993	24/03/1994	22/04/1994	Dutch	—
Full model	31/12/1992	18/03/1993	09/04/1993	French	—
Full model	31/12/1992	18/03/1993	09/04/1993	Dutch	—
Full model	31/12/1991	19/03/1992	24/03/1992	French	—
Full model	31/12/1991	19/03/1992	24/03/1992	Dutch	—
Full model	31/12/1990	21/03/1991	23/04/1991	Dutch	—
Full model	31/12/1990	21/03/1991	23/04/1991	French	—
Full model	31/12/1989	19/03/1990	12/04/1990	Dutch	—
Full model	31/12/1989	19/03/1990	12/04/1990	French	—
Full model	31/12/1988	23/03/1989	21/04/1989	Dutch	—
Full model	31/12/1988	23/03/1989	21/04/1989	French	—
Full model	31/12/1987	24/03/1988	12/04/1988	Dutch	—
Full model	09/01/1987	24/02/1987	10/03/1987	Dutch	—
Full model	09/01/1986	27/02/1986	18/03/1986	Dutch	—
Full model	09/01/1985	28/02/1985	02/04/1985	English	—

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 50 M€ and 100 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

8 active · 88 ended

Active mandates

Daniel Menu

Bestuurder · since 01 janvier 2026 · until 18 mars 2027

Active

Daniel Menu

Director · since 01 janvier 2026 · until 18 mars 2027

Active

Mia Neyens

Bestuurder · since 11 décembre 2025 · until 18 mars 2027

Active

Pieter Falepin

Chairman of the board of directors · since 20 mars 2025 · until 20 mars 2031

Active

Camille Gillon

Director · since 14 octobre 2024 · until 11 décembre 2025

Active

Marleen Van Assche

Gedelegeerd bestuurder · since 18 mars 2021 · until 18 mars 2027

Active

Philippe Demazy

Director · since 18 mars 2021 · until 31 décembre 2025

Active

Johan Van Loock

Director · since 18 septembre 2020 · until 19 mars 2026

Active

Ended mandates

Camille Gillon

Director · since 14 octobre 2024 · until 18 mars 2027

Ended

Pieter Falepin

Chairman of the board of directors · since 14 octobre 2024 · until 20 mars 2025

Ended

Aurelie Mevr Thirion

Director · since 22 juin 2023 · until 22 février 2024

Ended

Aurélie Mevr. Thiron

Director · since 22 juin 2023 · until 22 février 2024

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates24/08/2026
Modification des mandats des administrateurs et du commissaire
PDF
Mandates24/08/2026
Wijzigen mandaten bestuurders en revisor
PDF
Mandates19/02/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates19/02/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates06/10/2025
DEMISSIONS, NOMINATIONS
PDF
Other26/09/2025
DIVERSEN
PDF
Mandates26/06/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/06/2025
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

01/01/2026
nominationMenu Daniel — gecoöpteerd bestuurder
01/01/2026
nominationDaniel Menu — administrateur coopté
2025
Annual accounts 20255,1 M €↑
08/09/2025
nominationMarleen VAN ASSCHE — mandataire spécial
08/09/2025
nominationJan VAN DAMME — mandataire spécial
08/09/2025
nominationEve RENNEBOOG — mandataire spécial
08/09/2025
nominationMariann SPIESSENS — mandataire spécial
08/09/2025
nominationAagje LEFEBVRE — mandataire spécial
08/09/2025
nominationVeerle D'HOORE — mandataire spécial
08/09/2025
nominationMichel FOSSEPREZ — mandataire spécial
08/09/2025
nominationGeert VANDYCKE — mandataire spécial
08/09/2025
nominationPeter LYCKE — mandataire spécial
08/09/2025
nominationCédric SCOHY — mandataire spécial
08/09/2025
nominationDenis MICHAUX — mandataire spécial
08/09/2025
nominationJoëlle FRANCOIS — mandataire spécial
08/09/2025
nominationSarah BALLIU — mandataire spécial
08/09/2025
nominationAnn DEZITTER — mandataire spécial
08/09/2025
nominationStefanie MARICHAL — mandataire spécial
08/09/2025
nominationPierre-Yves ROQUET — mandataire spécial
08/09/2025
nominationMorgan TAILLANDIER — mandataire spécial
08/09/2025
nominationEllen CASIER — mandataire spécial
08/09/2025
nominationPierre GILSON — mandataire spécial
08/09/2025
nominationSarah AUWERS — mandataire spécial
08/09/2025
nominationNils VANTHOURNOUT — mandataire spécial
08/09/2025
nominationKristof GESQUIERE — mandataire spécial
08/09/2025
nominationSaskia TEMPELAERE — mandataire spécial
08/09/2025
nominationFabienne NOEL — mandataire spécial
08/09/2025
nominationNathalie HENNAUX — mandataire spécial
08/09/2025
nominationEtienne HUSDEN — mandataire spécial
08/09/2025
nominationVeronique VANDEWALLE — mandataire spécial
08/09/2025
nominationAmandine MATHIEU — mandataire spécial
08/09/2025
nominationAnesa IBRAHIMI — mandataire spécial
08/09/2025
nominationDominique WARGNIER — mandataire spécial
08/09/2025
nominationAn-Sofie CAMERLYNCK — mandataire spécial
08/09/2025
nominationSophie ACKE — mandataire spécial
2024
Annual accounts 20244,1 M €↑
2023
Annual accounts 20233,2 M €↓
23/03/2023
reconductionKPMG — commissaire réviseur
23/03/2023
reconductionKPMG — commissaris
23/03/2023
nominationGengoux Frangois — administrateur
23/03/2023
nominationGengoux François — bestuurder
2022
Annual accounts 20226,2 M €↑
2021
Annual accounts 20216 M €↓
2020
Annual accounts 20206,8 M €↓
2019
Annual accounts 20197,6 M €↓
2018
Annual accounts 20189,3 M €↓
2017
Annual accounts 20179,8 M €↓
2016
Annual accounts 201611,9 M €↑
2015
Annual accounts 201511,3 M €↑
2014
Annual accounts 20148,3 M €↓
2013
Annual accounts 201311,3 M €↑
2012
Annual accounts 201210,8 M €↓
2011
Annual accounts 201112,6 M €↑
2010
Annual accounts 201012,2 M €↑
2009
Annual accounts 20097,5 M €↓
2008
Annual accounts 200817,7 M €↑
2007
Annual accounts 200715,8 M €
11/05/1911
IncorporationPublic limited company

CREFIUS

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline