ACTIVE

Nivezé Prévoyance

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Financial year 2025 · Closed on 30/06/2025

Net result43,1 k €-33,1 %over 1 year
Gross margin630,6 k €+2,9 %over 1 year
Equity1,5 M €+2,8 %over 1 year

Identity

Source · BCE/KBO

Nivezé Prévoyance is a Cooperative society incorporated in 1917. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Jalhay.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0405.845.624
Incorporation
11/11/1917
Legal form
Cooperative society
Registered office
Rue Pré Jonas 2A
4845 Jalhay · WallonieSee on map
Contributed capital
40 075,00 €
Latest accounts
30/06/2025
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 47 filings

Trend over 17 financial years

20252024202320222019
Income statement
Gross margin630,6 k €613 k €555,9 k €510,5 k €567 k €
EBITDA102,8 k €135,5 k €112,5 k €118,4 k €188,7 k €
Operating result54,9 k €84 k €60,6 k €64,8 k €144,3 k €
Net result43,1 k €64,5 k €48,4 k €60,3 k €106,4 k €
Balance sheet
Equity1,5 M €1,5 M €1,4 M €1,4 M €1,4 M €
Total assets1,7 M €1,7 M €1,6 M €1,6 M €1,7 M €
Cash744 k €664 k €628,7 k €162 k €91,9 k €
Debts177,5 k €195,9 k €217,8 k €212,5 k €318,7 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 30/06/2025

8 active · 47 ended

Active mandates

Charles HOUSSA

Director · since 10 novembre 2023 · until 09 novembre 2029

Active
André Mathonet

Director · since 12 novembre 2021 · until 12 novembre 2027

Active
Cédric Herman

Director · since 05 mars 2021 · until 13 novembre 2026

Active
Christian Marchot

Director · since 05 mars 2021 · until 13 novembre 2026

Active
Claudine Gernay

Chairman of the board of directors · since 05 mars 2021 · until 13 novembre 2026

Active
Daniel Wuidart

Managing director · since 05 mars 2021 · until 13 novembre 2026

Active
Frédéric Jérôme

Director · since 05 mars 2021 · until 13 novembre 2026

Active
Virginie Blocteur

Director · since 05 mars 2021 · until 13 novembre 2026

Active

Ended mandates

Claudine Gernay

Vice-chairman of the board of directors · since 05 mars 2021 · until 13 novembre 2026

Ended
Joseph Laurent

Mandate · since 05 mars 2021 · until 13 novembre 2026

Ended
Joseph Laurent

Chairman of the board of directors · since 05 mars 2021 · until 14 novembre 2022

Ended
Joseph Laurent

Chairman of the board of directors · since 05 mars 2021 · until 13 novembre 2026

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/07/202401/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year30/06/202530/06/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date17/11/202526/11/202416/11/202324/11/202217/11/202131/12/2020
General meeting14/11/202508/11/202410/11/202314/11/202212/11/202111/12/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 47 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model30/06/202514/11/202517/11/2025FrenchPDF
Micro model30/06/202408/11/202426/11/2024FrenchPDF
Micro model30/06/202310/11/202316/11/2023FrenchPDF
Micro model30/06/202214/11/202224/11/2022FrenchPDF
Micro model30/06/202112/11/202117/11/2021FrenchPDF
Micro model30/06/202011/12/202031/12/2020FrenchPDF
Micro model30/06/201915/11/201903/12/2019FrenchPDF
Abridged model30/06/201809/11/201816/11/2018FrenchPDF
Abridged model30/06/201710/11/201705/12/2017FrenchPDF
Abridged model30/06/201618/11/201613/12/2016FrenchPDF
Abridged model30/06/201513/11/201520/11/2015FrenchPDF
Abridged model30/06/201414/11/201411/12/2014FrenchPDF
Abridged model30/06/201308/11/201320/11/2013FrenchPDF
Abridged model30/06/201216/11/201230/11/2012FrenchPDF
Abridged model30/06/201125/11/201113/12/2011FrenchPDF
Abridged model30/06/201019/11/201009/12/2010FrenchPDF
Abridged model30/06/200913/11/200908/12/2009FrenchPDF
Abridged model30/06/200814/11/200824/11/2008FrenchPDF
Abridged model30/06/200709/11/200730/11/2007FrenchPDF
Abridged model30/06/200610/11/200629/11/2006FrenchPDF
Abridged model30/06/200510/11/200507/12/2005FrenchPDF
Abridged model30/06/200412/11/200425/11/2004FrenchPDF
Abridged model30/06/200314/11/200331/12/2003FrenchPDF
Abridged model30/06/200227/10/200207/11/2002FrenchPDF

View all 47 filings

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/06/2025

8 active · 47 ended

Active mandates

Charles HOUSSA

Director · since 10 novembre 2023 · until 09 novembre 2029

Active
André Mathonet

Director · since 12 novembre 2021 · until 12 novembre 2027

Active
Cédric Herman

Director · since 05 mars 2021 · until 13 novembre 2026

Active
Christian Marchot

Director · since 05 mars 2021 · until 13 novembre 2026

Active
Claudine Gernay

Chairman of the board of directors · since 05 mars 2021 · until 13 novembre 2026

Active
Daniel Wuidart

Managing director · since 05 mars 2021 · until 13 novembre 2026

Active
Frédéric Jérôme

Director · since 05 mars 2021 · until 13 novembre 2026

Active
Virginie Blocteur

Director · since 05 mars 2021 · until 13 novembre 2026

Active

Ended mandates

Claudine Gernay

Vice-chairman of the board of directors · since 05 mars 2021 · until 13 novembre 2026

Ended
Joseph Laurent

Mandate · since 05 mars 2021 · until 13 novembre 2026

Ended
Joseph Laurent

Chairman of the board of directors · since 05 mars 2021 · until 14 novembre 2022

Ended
Joseph Laurent

Chairman of the board of directors · since 05 mars 2021 · until 13 novembre 2026

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates16/01/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates12/12/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/01/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates15/03/2021
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DIVERS - OBJET - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates31/12/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates05/12/2017
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates21/04/2017
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates15/04/2016
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202543,1 k €↓
  2. 2024
    Annual accounts 202464,5 k €↑
  3. 2023
    Annual accounts 202348,4 k €↓
  4. 2022
    Annual accounts 202260,3 k €↓
  5. 2019
    Annual accounts 2019106,4 k €↑
  6. 2018
    Annual accounts 201834 k €↓
  7. 2017
    Annual accounts 201742,8 k €↓
  8. 2016
    Annual accounts 201653,7 k €↑
  9. 2015
    Annual accounts 201534,8 k €↓
  10. 2014
    Annual accounts 201451,4 k €↑
  11. 2013
    Annual accounts 201336,6 k €↑
  12. 2012
    Annual accounts 201225,1 k €↓
  13. 2011
    Annual accounts 201179,6 k €↑
  14. 2010
    Annual accounts 201070,5 k €↑
  15. 2009
    Annual accounts 200954,8 k €↑
  16. 2008
    Annual accounts 200845,4 k €↑
  17. 2007
    Annual accounts 200740,4 k €
  18. 11/11/1917
    IncorporationCooperative society