ACTIVE

Carfin

Financial year 2025 · Closed on 31/12/2025

Net result21,4 M €+61,7 %over 1 year
Revenue300 €
Equity293,6 M €+119,4 %over 1 year
Workforce2,0 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

Carfin is a Public limited company incorporated in 1970. Its main activity is: Other monetary intermediation. Its registered office is in Ottignies-Louvain-la-Neuve. It employs on average 2,0 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0407.899.747
Incorporation
28/12/1970
Legal form
Public limited company
Registered office
Boulevard de Lauzelle 65
1348 Ottignies-Louvain-la-Neuve · WallonieSee on map
Contributed capital
266 554 150,44 €
Latest accounts
31/12/2025
Average workforce
2,0 ETP
Joint committees (1)
  • 200
Signals
ProfitablePositive cashflowHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 19 financial years

20252024202320222021
Income statement
Revenue300 €–2,3 k €–4,1 M €
EBITDA-315,8 k €-91,4 k €12,8 k €27,5 k €1,9 M €
Operating result-1,9 M €-104,6 k €-12,2 k €77 k €1,9 M €
Net result21,4 M €13,2 M €12 M €15,9 M €17,4 M €
Balance sheet
Equity293,6 M €133,9 M €170,6 M €188,7 M €172,8 M €
Total assets1,1 Md €452,4 M €534,5 M €458,6 M €446,4 M €
Cash108 M €106,8 M €55,8 M €32,8 M €60,2 M €
Debts760,8 M €317,2 M €362,7 M €269,1 M €248,3 M €
Other
Workforce2,0 ETP2,0 ETP2,0 ETP1,8 ETP2,0 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 250 M€ and 500 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 10 ended

Active mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Damien Gregoire
Director22/05/2009 → 26/05/2028
DZH0807.169.662Represented by Baron Rodolphe Collinet
Managing director11/06/2019 → 26/05/2028
KAORIS0757.883.368Represented by Barbara Jonnart
Director01/01/2021 → 26/05/2028
Kristel Verleyen
Director11/06/2019 → 26/05/2028
SEDIAM0840.646.243Represented by Sébastien DOSSOGNE
Director15/06/2023 → 26/05/2028

Ended mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Dominique Collinet
Director11/06/2019 → 2022 accounts
GENAXIS0463.935.657Represented by Yves Willems
Director10/06/2022 → 2022 accounts

Other companies at this address

Boulevard de Lauzelle 65 1348 Ottignies-Louvain-la-Neuve
CompanyCBE no.
0506.868.550
0506.869.441
0439.839.867
Carmeuse Europe● Active
0678.992.971
0799.439.950
Carmeuse Impact● Active
1016.968.190
0404.236.513
0686.768.017
1019.722.101
0416.506.023
0597.610.664

Full financial information

Source · NBB
202520242023202220212020
Type of accountFull modelFull modelFull modelFull modelFull modelFull model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date18/06/202623/06/202525/06/202420/07/202327/07/202222/07/2021
General meeting08/06/202610/06/202511/06/202415/06/202310/06/202225/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Full model31/12/202508/06/202618/06/2026FrenchPDF
Full model31/12/202410/06/202523/06/2025FrenchPDF
Full model31/12/202311/06/202425/06/2024FrenchPDF
Full model31/12/202215/06/202320/07/2023FrenchPDF
Full model31/12/202110/06/202227/07/2022FrenchPDF
Full model31/12/202025/06/202122/07/2021FrenchPDF
Full model31/12/201929/06/202015/09/2020FrenchPDF
Full model31/12/201811/06/201909/08/2019FrenchPDF
Full model31/12/201725/05/201816/01/2019FrenchPDF
Full model31/12/201616/06/201720/07/2017FrenchPDF
Full model31/12/201527/05/201614/07/2016FrenchPDF
Full model31/12/201422/05/201522/06/2015FrenchPDF
Full model31/12/201323/05/201430/06/2014FrenchPDF
Full model31/12/201224/05/201320/06/2013FrenchPDF
Full model31/12/201125/05/201226/06/2012FrenchPDF
Full model31/12/201027/05/201113/07/2011FrenchPDF
Full model31/12/200928/05/201024/06/2010FrenchPDF
Full model31/12/200822/05/200931/07/2009FrenchPDF
Full model31/12/200723/05/200809/07/2008FrenchPDF
Full model31/12/200625/05/200706/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 M€ and 500 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 10 ended

Active mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Damien Gregoire
Director22/05/2009 → 26/05/2028
DZH0807.169.662Represented by Baron Rodolphe Collinet
Managing director11/06/2019 → 26/05/2028
KAORIS0757.883.368Represented by Barbara Jonnart
Director01/01/2021 → 26/05/2028
Kristel Verleyen
Director11/06/2019 → 26/05/2028
SEDIAM0840.646.243Represented by Sébastien DOSSOGNE
Director15/06/2023 → 26/05/2028

Ended mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Dominique Collinet
Director11/06/2019 → 2022 accounts
GENAXIS0463.935.657Represented by Yves Willems
Director10/06/2022 → 2022 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates07/08/2026
    Nominations -Démission
    PDF
  • Other10/04/2026
    OBJET
    PDF
  • Capital / shares18/11/2025
    CAPITAL, ACTIONS
    PDF
  • Mandates01/08/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates31/07/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates17/08/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates17/08/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates16/11/2021
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts
Year
Identity
Incorporation
Name
Registered office
Annual accounts
Filings19 filings
Mandates
KAORIS
DZH
SEDIAM
Damien Gregoire
Kristel Verleyen
GENAXIS
Dominique Collinet
STRATEGIC, GENERAL AND FINANCIAL MANAGEMENT
Rodolphe Baron COLLINET
Yves WILLEMS
Dominique Baron COLLINET
Jacques-Bernard De JONGH
19701971197219731974197519761977197819791980198119821983198419851986198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025202620272028
Carfin
Boulevard de Lauzelle 65, 1348 Louvain-la-Neuve
Director
Managing director
Director
Director
Director
Director
Director
Director
Managing director
Director
Director
Director
CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE
Registered addressPeriodSource
Boulevard de Lauzelle 65, 1348 Louvain-la-NeuveCurrent
accounts 2021 → 2025
Accounts 2025 · 2026-00200429

Company names

Source · NBB annual accounts, CBE
NamePeriodSource
CarfinCurrent
accounts 2006 → 2025
Accounts 2025 · 2026-00200429

Events

  1. 2025
    Annual accounts 202521,4 M €↑
  2. 23/10/2025
    augmentation_capital
  3. 2024
    Annual accounts 202413,2 M €↑
  4. 2023
    Annual accounts 202312 M €↓
  5. 31/07/2023
    nominationSEDIAM · Administrateur
  6. 31/07/2023
    reconductionDeloitte Réviseurs d'Entreprise · commissaire
  7. 2022
    Annual accounts 202215,9 M €↓
  8. 2021
    Annual accounts 202117,4 M €↓
  9. 2020
    Annual accounts 202024,3 M €↑
  10. 2019
    Annual accounts 20196,9 M €↓
  11. 2017
    Annual accounts 201717,1 M €↓
  12. 2016
    Annual accounts 201620 M €↑
  13. 2015
    Annual accounts 201517,9 M €↑
  14. 2014
    Annual accounts 20144,9 M €↓
  15. 2013
    Annual accounts 201351,5 M €↑
  16. 2012
    Annual accounts 201224,9 M €↑
  17. 2011
    Annual accounts 2011-1,2 M €↑
  18. 2010
    Annual accounts 2010-1,4 M €↓
  19. 2009
    Annual accounts 2009-1,2 M €↑
  20. 2008
    Annual accounts 2008-31,9 M €↓
  21. 2007
    Annual accounts 2007-2,1 M €↓
  22. 2006
    Annual accounts 20064,2 M €
  23. 28/12/1970
    IncorporationPublic limited company