ACTIVE

SCHMATZ BUSINESS INSURANCE

Financial year 2025 · Closed on 31/12/2025

Net result75,9 k €+918,9 %over 1 year

Gross margin149,4 k €+1,7 %over 1 year

Equity1,7 M €+1,9 %over 1 year

Identity

Source · BCE/KBO

SCHMATZ BUSINESS INSURANCE is a Private limited company incorporated in 1971. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Sankt Vith.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0411.651.271
Incorporation: 22/11/1971
Legal form: Private limited company
Registered office: Malmedyer Strasse 97 box b
4780 Sankt Vith · WallonieSee on map
Contributed capital: 22 000,00 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70100Activities of head offices 70100Activities of head offices 70200Management consultancy activities 70220Business and other management consultancy activities

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	149,4 k €	+1.7%	147 k €	-1.3%	148,9 k €	-80.5%	762,2 k €	+19.5%	637,8 k €
EBITDA	144,4 k €	+0.9%	143,1 k €	-1.2%	144,9 k €	-80.9%	760,5 k €	+20.2%	632,9 k €
Operating result	103,9 k €	+257%	29,1 k €	-75.8%	120,4 k €	-83.6%	735,8 k €	+39.6%	527,1 k €
Net result	75,9 k €	+919%	7,5 k €	-86.4%	54,9 k €	-90.7%	591,5 k €	+24.4%	475,5 k €
Balance sheet
Equity	1,7 M €	+1.9%	1,7 M €	-0.8%	1,7 M €	+3.3%	1,7 M €	+55.6%	1,1 M €
Total assets	2,6 M €	-3.4%	2,6 M €	+17.4%	2,3 M €	-7.3%	2,4 M €	+35.0%	1,8 M €
Cash	16,5 k €	+136%	7 k €	-84.2%	44,1 k €	+57.2%	28,1 k €	-32.1%	41,3 k €
Debts	605,4 k €	-15.8%	719,4 k €	+134%	307,5 k €	-44.5%	553,7 k €	+7.6%	514,7 k €
Other
Workforce	–		–		–		–		0,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 11 ended

Active mandates

Olivier SCHMATZ

Manager · since 15 septembre 2023

Active

Ended mandates

Andreas HEYEN

Manager · since 01 janvier 2013 · until 31 décembre 2016

Ended

Andreas HEYEN

Manager · since 01 janvier 2013

Ended

Olivier SCHMATZ

Director · since 29 octobre 2009 · until 28 juin 2013

Ended

Olivier SCHMATZ

Manager · since 29 octobre 2009

Ended

Other companies at this address

Malmedyer Strasse 97 4780 Sankt Vith

Company	CBE no.
Link-Gennen & Schmatz● Active	0759.666.782

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	23/07/2026	17/07/2025	24/07/2024	29/08/2023	19/08/2022	17/08/2021
General meeting	26/06/2026	27/06/2025	28/06/2024	23/06/2023	24/06/2022	25/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	26/06/2026	23/07/2026	German	PDF
Abridged model	31/12/2024	27/06/2025	17/07/2025	German	PDF
Abridged model	31/12/2023	28/06/2024	24/07/2024	German	PDF
Abridged model	31/12/2022	23/06/2023	29/08/2023	German	PDF
Abridged model	31/12/2021	24/06/2022	19/08/2022	German	PDF
Abridged model	31/12/2020	25/06/2021	17/08/2021	German	PDF
Abridged model	31/12/2019	26/06/2020	28/08/2020	German	PDF
Abridged model	31/12/2018	28/06/2019	14/08/2019	German	PDF
Abridged model	31/12/2017	22/06/2018	19/07/2018	French	PDF
Abridged model	31/12/2016	23/06/2017	11/07/2017	German	PDF
Abridged model	31/12/2015	24/06/2016	21/07/2016	German	PDF
Abridged model	31/12/2014	26/06/2015	21/07/2015	French	PDF
Abridged model	31/12/2013	27/06/2014	26/08/2014	French	PDF
Abridged model	31/12/2012	28/06/2013	19/08/2013	French	PDF
Abridged model	31/12/2011	22/06/2012	06/08/2012	French	PDF
Abridged model	31/12/2010	24/06/2011	30/06/2011	French	PDF
Abridged model	31/12/2009	25/06/2010	09/07/2010	French	PDF
Abridged model	31/12/2008	26/06/2009	18/08/2009	French	PDF
Abridged model	31/12/2007	27/06/2008	21/08/2008	French	PDF
Abridged model	31/12/2006	21/06/2007	22/08/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 11 ended

Active mandates

Olivier SCHMATZ

Manager · since 15 septembre 2023

Active

Ended mandates

Andreas HEYEN

Manager · since 01 janvier 2013 · until 31 décembre 2016

Ended

Andreas HEYEN

Manager · since 01 janvier 2013

Ended

Olivier SCHMATZ

Director · since 29 octobre 2009 · until 28 juin 2013

Ended

Olivier SCHMATZ

Manager · since 29 octobre 2009

Ended

Ownership and network

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Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates29/09/2023
DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates11/09/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates04/01/2017
DEMISSIONS, NOMINATIONS
PDF
Registered office29/02/2016
SIEGE SOCIAL
PDF
Mandates08/02/2013
DEMISSIONS, NOMINATIONS
PDF
Mandates14/01/2010
DEMISSIONS, NOMINATIONS
PDF
Mandates06/06/2008
DENOMINATION - ADRESSE AUTRE QUE SIEGE SOCIAL - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates28/03/2007
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 202575,9 k €↑
2024
Annual accounts 20247,5 k €↓
2023
Annual accounts 202354,9 k €↓
2022
Annual accounts 2022591,5 k €↑
2021
Annual accounts 2021475,5 k €↑
2021
Name changeSCHMATZ BUSINESS INSURANCE (S.B.I.)
2020
Annual accounts 202043,2 k €↑
2019
Annual accounts 201920,3 k €↓
2018
Annual accounts 201825,3 k €↓
2017
Annual accounts 201735 k €↓
2016
Annual accounts 201636,8 k €↓
2015
Annual accounts 201562,3 k €↑
2014
Annual accounts 201422,3 k €↑
2013
Annual accounts 2013-36,6 k €↓
2012
Annual accounts 201221,2 k €↓
2011
Annual accounts 201164,9 k €↓
2010
Annual accounts 2010110,3 k €↑
2009
Annual accounts 20098,6 k €↑
2008
Annual accounts 2008-4,1 k €↓
2007
Annual accounts 200714 k €↑
2007
Name changeSCHMATZ BUSINESS INSURANCE
2006
Annual accounts 2006-53 k €
2006
Name changeVersicherungen Schmatz-Assurances Schmatz
22/11/1971
IncorporationPrivate limited company

SCHMATZ BUSINESS INSURANCE

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline