ACTIVE

Bureau Yves Pechard

Financial year 2025 · Closed on 31/12/2025

Net result564,7 k €+21,2 %over 1 year
Gross margin2,1 M €+10,7 %over 1 year
Equity1,4 M €-9,5 %over 1 year
Workforce16,7 ETP+4,4 %over 1 year

Identity

Source · BCE/KBO

Bureau Yves Pechard is a Public limited company incorporated in 1973. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Liège. It employs on average 16,7 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0413.935.721
Incorporation
31/12/1973
Legal form
Public limited company
Registered office
Avenue Rogier 27
4000 Liège · WallonieSee on map
Contributed capital
62 000,00 €
Latest accounts
31/12/2025
Average workforce
16,7 ETP
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin2,1 M €1,9 M €1,9 M €1,7 M €1,9 M €
EBITDA845,2 k €708,8 k €686,3 k €564,4 k €933,9 k €
Operating result756,6 k €622,9 k €621,6 k €533 k €904,8 k €
Net result564,7 k €466 k €467,6 k €407,5 k €668,8 k €
Balance sheet
Equity1,4 M €1,6 M €1,6 M €1,6 M €1,5 M €
Total assets4,3 M €4,1 M €4,2 M €4 M €3,6 M €
Cash1,9 M €686,2 k €753,9 k €1,5 M €1,7 M €
Debts2,9 M €2,5 M €2,6 M €2,5 M €2,1 M €
Other
Workforce16,7 ETP16,0 ETP16,6 ETP17,0 ETP17,5 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 21 ended

Active mandates

Pierre CAJOT

Director · since 01 janvier 2024 · until 30 juin 2029

Active
HPP

Managing director · since 23 décembre 2023 · until 30 juin 2029 · 0695.546.715

Represented by Pascale PECHARD

Active
HVP SPRL

Managing director · since 23 décembre 2023 · until 30 juin 2029 · 0695.546.517

Represented by Virginie PECHARD

Active
Yves PECHARD

Chairman of the board of directors · since 21 décembre 2023 · until 30 juin 2029

Active
Vincent DETOMBAY

Director · since 01 janvier 2020 · until 30 juin 2026

Active

Ended mandates

Yves PECHARD

Chairman of the board of directors · since 27 juin 2020 · until 30 juin 2026

Ended
SPRL HPP

Managing director · since 22 juin 2018 · until 30 juin 2024

Ended
SPRL HVP

Managing director · since 22 juin 2018 · until 30 juin 2024

Ended
Yves PECHARD

Chairman of the board of directors · since 22 juin 2018 · until 30 juin 2024

Ended

Other companies at this address

Avenue Rogier 27 4000 Liège
CompanyCBE no.
0408.295.368
0698.727.919
PVP Immo● Active
0777.886.649

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date11/07/202630/06/202530/07/202413/07/202326/07/202228/07/2021
General meeting12/06/202628/06/202529/06/202430/06/202325/06/202226/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202512/06/202611/07/2026FrenchPDF
Abridged model31/12/202428/06/202530/06/2025FrenchPDF
Abridged model31/12/202329/06/202430/07/2024FrenchPDF
Abridged model31/12/202230/06/202313/07/2023FrenchPDF
Abridged model31/12/202125/06/202226/07/2022FrenchPDF
Abridged model31/12/202026/06/202128/07/2021FrenchPDF
Abridged model31/12/201927/06/202029/07/2020FrenchPDF
Abridged model31/12/201828/06/201919/07/2019FrenchPDF
Abridged model31/12/201728/06/201817/07/2018FrenchPDF
Abridged model31/12/201630/06/201728/07/2017FrenchPDF
Abridged model31/12/201530/06/201602/08/2016FrenchPDF
Abridged model31/12/201427/06/201508/07/2015FrenchPDF
Abridged model31/12/201328/06/201408/07/2014FrenchPDF
Abridged model31/12/201229/06/201301/07/2013FrenchPDF
Abridged model31/12/201130/06/201205/07/2012FrenchPDF
Abridged model31/12/201025/06/201103/11/2011FrenchPDF
Abridged model31/12/200926/06/201028/07/2010FrenchPDF
Abridged model31/12/200827/06/200931/07/2009FrenchPDF
Abridged model31/12/200728/06/200804/07/2008FrenchPDF
Abridged model31/12/200630/06/200710/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 21 ended

Active mandates

Pierre CAJOT

Director · since 01 janvier 2024 · until 30 juin 2029

Active
HPP

Managing director · since 23 décembre 2023 · until 30 juin 2029 · 0695.546.715

Represented by Pascale PECHARD

Active
HVP SPRL

Managing director · since 23 décembre 2023 · until 30 juin 2029 · 0695.546.517

Represented by Virginie PECHARD

Active
Yves PECHARD

Chairman of the board of directors · since 21 décembre 2023 · until 30 juin 2029

Active
Vincent DETOMBAY

Director · since 01 janvier 2020 · until 30 juin 2026

Active

Ended mandates

Yves PECHARD

Chairman of the board of directors · since 27 juin 2020 · until 30 juin 2026

Ended
SPRL HPP

Managing director · since 22 juin 2018 · until 30 juin 2024

Ended
SPRL HVP

Managing director · since 22 juin 2018 · until 30 juin 2024

Ended
Yves PECHARD

Chairman of the board of directors · since 22 juin 2018 · until 30 juin 2024

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates23/09/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates05/01/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates24/10/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates30/03/2023
    SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates19/01/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates18/03/2020
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates18/07/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates10/04/2015
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025564,7 k €↑
  2. 2024
    Annual accounts 2024466 k €↓
  3. 2023
    Annual accounts 2023467,6 k €↑
  4. 2022
    Annual accounts 2022407,5 k €↓
  5. 2021
    Annual accounts 2021668,8 k €↑
  6. 2020
    Annual accounts 2020557,6 k €↑
  7. 2019
    Annual accounts 2019281,2 k €↓
  8. 2018
    Annual accounts 2018304,1 k €↑
  9. 2017
    Annual accounts 2017216,1 k €↓
  10. 2016
    Annual accounts 2016635,3 k €↑
  11. 2015
    Annual accounts 2015228,9 k €↑
  12. 2014
    Annual accounts 201470,5 k €↑
  13. 2013
    Annual accounts 201331,5 k €↓
  14. 2012
    Annual accounts 201277,4 k €↑
  15. 2011
    Annual accounts 20118,6 k €↑
  16. 2010
    Annual accounts 2010-28,1 k €↑
  17. 2009
    Annual accounts 2009-70,4 k €↓
  18. 2008
    Annual accounts 2008-26,5 k €↓
  19. 2007
    Annual accounts 20075,7 k €↓
  20. 2006
    Annual accounts 200636,5 k €
  21. 31/12/1973
    IncorporationPublic limited company