NORMAL SITUATION

Sociaal Woningkrediet

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Company — Normal situation.

Financial year 2025 · Closed on 31/03/2025

Net result-6,8 k €-177,0 %over 1 year

Gross margin-6,9 k €-152,5 %over 1 year

Equity127,6 k €-5,1 %over 1 year

Identity

Source · BCE/KBO

Sociaal Woningkrediet is a company registered in Belgium.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0414.467.538
Legal form: Public limited company
Contributed capital: 123 946,76 €
Latest accounts: 31/03/2025

Signals

Solid equity

Financials

Source · NBB, 50 filings

Trend over 18 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	-6,9 k €	-152%	-2,7 k €	+24.2%	-3,6 k €	+7.9%	-3,9 k €	-239%	2,8 k €
EBITDA	-7 k €	-98.3%	-3,5 k €	+13.2%	-4,1 k €	+8.1%	-4,4 k €	-291%	2,3 k €
Operating result	-7 k €	-98.3%	-3,5 k €	+13.2%	-4,1 k €	+8.1%	-4,4 k €	-291%	2,3 k €
Net result	-6,8 k €	-177%	-2,5 k €	+35.2%	-3,8 k €	+8.3%	-4,2 k €	-368%	1,6 k €
Balance sheet
Equity	127,6 k €	-5.1%	134,5 k €	-1.8%	136,9 k €	-2.7%	140,7 k €	-2.9%	144,9 k €
Total assets	127,6 k €	-5.3%	134,8 k €	-1.8%	137,3 k €	-2.8%	141,2 k €	-3.7%	146,7 k €
Cash	127 k €	+1.2%	125,6 k €	+341%	28,5 k €	-78.5%	132,5 k €	-2.8%	136,3 k €
Debts	–		–		–		–		1,4 k €

Board of directors

Source · NBB, accounts to 31/03/2025

3 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Gerald VAN GOETHEM	Managing director12/02/2018 → 12/02/2030Director18/05/2007 → 12/02/2018ended
Katy CLAESSENS	Director04/01/2010 → 12/02/2030
LARA KEI MANAGEMENT & INVESTMENT0453.647.422Represented by Annemie GEEROMS	Director13/02/2017 → 12/02/2030

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Kim VISSERS	Managing director09/02/2015 → 12/02/2018
Rita VERBEECK	Managing director13/02/2012 → 12/02/2018

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	31/03/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	6 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/06/2025	28/02/2025	26/08/2024	20/03/2023	31/03/2022	30/04/2021
General meeting	31/03/2025	10/02/2025	07/08/2024	13/02/2023	14/02/2022	08/02/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 50 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/03/2025	31/03/2025	27/06/2025	Dutch	PDF
Micro model	30/09/2024	10/02/2025	28/02/2025	Dutch	PDF
Micro model	30/09/2023	07/08/2024	26/08/2024	Dutch	PDF
Micro model	30/09/2022	13/02/2023	20/03/2023	Dutch	PDF
Micro model	30/09/2021	14/02/2022	31/03/2022	Dutch	PDF
Micro model	30/09/2020	08/02/2021	30/04/2021	Dutch	PDF
Micro model	30/09/2019	10/02/2020	28/02/2020	Dutch	PDF
Micro model	30/09/2018	11/02/2019	27/03/2019	Dutch	PDF
Micro model	30/09/2017	12/02/2018	28/03/2018	Dutch	PDF
Abridged model	30/09/2016	13/02/2017	29/03/2017	Dutch	PDF
Abridged model	30/09/2015	08/02/2016	08/02/2016	Dutch	PDF
Abridged model	30/09/2014	09/02/2015	05/03/2015	Dutch	PDF
Abridged model	30/09/2013	10/02/2014	18/02/2014	Dutch	PDF
Abridged model	30/09/2012	11/02/2013	29/04/2013	Dutch	PDF
Abridged model	30/09/2011	13/02/2012	13/04/2012	Dutch	PDF
Abridged model	30/09/2010	14/02/2011	15/02/2011	Dutch	PDF
Abridged model	30/09/2009	08/02/2010	27/03/2010	Dutch	PDF
Abridged model	30/09/2008	09/02/2009	13/02/2009	Dutch	PDF
Abridged model	30/09/2007	11/02/2008	25/02/2008	Dutch	PDF
Abridged model	30/09/2006	12/02/2007	23/03/2007	Dutch	PDF
Abridged model	30/09/2005	13/02/2006	17/03/2006	Dutch	PDF
Abridged model	30/09/2004	14/02/2005	22/03/2005	Dutch	PDF
Abridged model	30/09/2003	09/02/2004	17/02/2004	Dutch	PDF
Abridged model	30/09/2002	10/02/2003	31/03/2003	Dutch	PDF
Abridged model	30/09/2001	11/02/2002	09/04/2002	Dutch	PDF
Abridged model	30/09/2000	12/02/2001	29/03/2001	Dutch	PDF
Abridged model	30/09/1999	14/02/2000	29/03/2000	Dutch	PDF
Abridged model	30/09/1998	08/03/1999	31/03/1999	Dutch	PDF
Abridged model	30/09/1997	09/03/1998	30/03/1998	Dutch	—
Abridged model	30/09/1996	10/03/1997	14/04/1997	Dutch	—
Abridged model	30/09/1995	11/03/1996	26/03/1996	Dutch	—
Abridged model	30/09/1994	25/03/1995	24/04/1995	Dutch	—
Abridged model	30/09/1993	21/02/1994	21/04/1995	Dutch	—
Abridged model	30/09/1992	30/03/1993	26/05/1993	Dutch	—
Abridged model	30/09/1991	17/06/1992	30/11/1992	Dutch	—
Abridged modelCorrection	30/09/1990	12/02/1991	11/10/1991	Dutch	—
Abridged model	30/09/1990	17/02/1991	17/05/1991	Dutch	—
Abridged modelCorrection	30/09/1989	13/02/1990	24/09/1991	Dutch	—
Abridged model	30/09/1989	12/02/1990	17/05/1991	Dutch	—
Abridged model	30/09/1988	13/02/1989	21/03/1989	Dutch	—
Abridged model	30/09/1987	08/02/1988	18/03/1988	Dutch	—
Abridged model	30/09/1986	09/02/1987	10/04/1987	Dutch	—
Abridged model	30/09/1985	10/02/1986	07/05/1986	Dutch	—
m900-p	30/09/1984	11/02/1985	15/03/1985	English	—
m900-p	30/09/1983	13/02/1984	27/04/1984	English	—
m900-p	30/09/1982	14/02/1983	04/03/1983	English	—
m900-p	30/09/1981	01/01/9999	05/03/1982	English	—
m900-p	30/09/1980	01/01/9999	06/03/1981	English	—
m901-p	30/09/1979	01/01/9999	07/03/1980	English	—
m901-p	30/09/1978	01/01/9999	27/03/1979	English	—

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/03/2025

3 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Gerald VAN GOETHEM	Managing director12/02/2018 → 12/02/2030Director18/05/2007 → 12/02/2018ended
Katy CLAESSENS	Director04/01/2010 → 12/02/2030
LARA KEI MANAGEMENT & INVESTMENT0453.647.422Represented by Annemie GEEROMS	Director13/02/2017 → 12/02/2030

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Kim VISSERS	Managing director09/02/2015 → 12/02/2018
Rita VERBEECK	Managing director13/02/2012 → 12/02/2018

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Dissolution18/04/2025
ontbinding en sluiting vereffening in 1 akte
PDF
Mandates07/10/2024
HERBENOEMING BESTUURDERS, GEDELEGEERD BESTUURDER EN
PDF
Mandates12/04/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates05/04/2018
ONTSLAGEN - BENOEMINGEN
PDF
Mandates05/04/2017
ONTSLAGEN - BENOEMINGEN
PDF
Mandates13/09/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/04/2015
ONTSLAGEN - BENOEMINGEN - DIVERSEN
PDF
Mandates25/03/2015
ONTSLAGEN - BENOEMINGEN
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

Source · CBE, NBB annual accounts

Year

Identity

Name

Registered office

Annual accounts

Filings18 filings

Mandates

LARA KEI MANAGEMENT & INVESTMENT

Katy CLAESSENS

Gerald VAN GOETHEM

Kim VISSERS

Rita VERBEECK

Karin EMBRECHTS

Chantal DE GROOF

2006200720082009201020112012201320142015201620172018201920202021202220232024202520262027202820292030

SOCIAAL WONINGKREDIET

Terlindenhofstraat 24, 2170 Merksem (Antwerp)

Director

Managing directorDirector

Managing director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Terlindenhofstraat 24, 2170 Merksem (Antwerp)	accounts 2022 → 2025	Accounts 2025 · 2025-00188393

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
SOCIAAL WONINGKREDIET	accounts 2022 → 2025	Accounts 2025 · 2025-00188393

Events

2025
Annual accounts 2025-6,8 k €↓
2024
Annual accounts 2024-2,5 k €↑
2023
Annual accounts 2023-3,8 k €↑
2022
Annual accounts 2022-4,2 k €↓
2021
Annual accounts 20211,6 k €↓
2020
Annual accounts 20202,3 k €↑
2019
Annual accounts 20192,1 k €↓
2018
Annual accounts 201831,3 k €↓
2017
Annual accounts 201787,7 k €↓
2016
Annual accounts 201688,3 k €↓
2015
Annual accounts 2015108,9 k €↓
2014
Annual accounts 2014125,4 k €↓
2013
Annual accounts 2013133,4 k €↓
2012
Annual accounts 2012145,7 k €↑
2011
Annual accounts 2011130,5 k €↑
2010
Annual accounts 2010128 k €↓
2009
Annual accounts 2009143,3 k €↓
2008
Annual accounts 2008154,2 k €

Sociaal Woningkrediet

Overview

Identity

Financials

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events