ACTIVE

DE NYS S&L

Financial year 2025 · Closed on 31/12/2025

Net result56,2 k €-17,6 %over 1 year

Gross margin113,4 k €-18,6 %over 1 year

Equity1,2 M €+148,9 %over 1 year

Identity

Source · BCE/KBO

DE NYS S&L is a Public limited company incorporated in 1975. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Zulte.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0415.064.780
Incorporation: 05/03/1975
Legal form: Public limited company
Registered office: Rijksweg 13
9870 Zulte · FlandreSee on map
Contributed capital: 62 500,00 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 64999Other financial service activities, except insurance and pension funding n.e.c.64999Other financial service activities, except insurance and pension funding n.e.c.

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 21 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	113,4 k €	-18.6%	139,4 k €	+82.9%	76,2 k €	+41.3%	54 k €	-45.6%	99,2 k €
EBITDA	113,3 k €	-18.7%	139,3 k €	+83.0%	76,1 k €	+41.3%	53,8 k €	-45.7%	99,1 k €
Operating result	83 k €	-13.0%	95,4 k €	+191%	32,8 k €	+226%	10,1 k €	-81.4%	54,1 k €
Net result	56,2 k €	-17.6%	68,2 k €	+230%	20,7 k €	+526%	3,3 k €	-90.5%	34,7 k €
Balance sheet
Equity	1,2 M €	+149%	472,5 k €	+16.9%	404,3 k €	+5.4%	383,6 k €	+0.9%	380,3 k €
Total assets	1,2 M €	+143%	502,7 k €	+19.0%	422,6 k €	-1.2%	427,6 k €	-29.4%	606,1 k €
Cash	273,1 k €	+60.0%	170,7 k €	+429%	32,3 k €	+16.7%	27,7 k €	+225%	8,5 k €
Debts	46 k €	+52.0%	30,3 k €	+65.0%	18,3 k €	-58.3%	44 k €	-80.5%	225,7 k €
Other
Workforce	–		–		–		–		–

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
LIEN DE NYS	Directorsince 11/01/2021Managing director01/10/2015 → 30/09/2021endedAssociate02/12/2014 → 01/12/2020ended
STIJN DE NYS	Directorsince 11/01/2021Managing director28/11/2014 → 27/11/2020ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
MIA DE CREM	Director01/12/2014 → 30/11/2020
VALERE DE NYS	Director28/11/2014 → 02/12/2014
POLA VEREECKE	Director01/01/2014 → 28/11/2014
Jean De Crem	Director01/01/2008 → 31/12/2013

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	25/06/2026	04/06/2025	25/06/2024	24/08/2023	30/06/2022	20/10/2021
General meeting	15/06/2026	26/04/2025	18/06/2024	18/08/2023	24/06/2022	23/09/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	15/06/2026	25/06/2026	Dutch	PDF
Micro model	31/12/2024	26/04/2025	04/06/2025	Dutch	PDF
Micro model	31/12/2023	18/06/2024	25/06/2024	Dutch	PDF
Micro model	31/12/2022	18/08/2023	24/08/2023	Dutch	PDF
Micro model	31/12/2021	24/06/2022	30/06/2022	Dutch	PDF
Micro model	31/12/2020	23/09/2021	20/10/2021	Dutch	PDF
Micro model	31/12/2019	07/07/2020	08/07/2020	Dutch	PDF
Micro model	31/12/2018	19/08/2019	27/08/2019	Dutch	PDF
Micro model	31/12/2017	29/06/2018	29/06/2018	Dutch	PDF
Micro model	31/12/2016	25/08/2017	30/08/2017	Dutch	PDF
Abridged modelCorrection	31/12/2015	18/07/2016	19/07/2016	Dutch	PDF
Abridged model	31/12/2015	24/06/2016	28/06/2016	Dutch	PDF
Abridged model	31/12/2014	26/06/2015	30/06/2015	Dutch	PDF
Abridged model	31/12/2013	27/06/2014	30/06/2014	Dutch	PDF
Abridged model	31/12/2012	28/06/2013	02/07/2013	Dutch	PDF
Abridged model	31/12/2011	29/06/2012	10/08/2012	Dutch	PDF
Abridged model	31/12/2010	24/06/2011	01/07/2011	Dutch	PDF
Abridged model	31/12/2009	27/09/2010	07/10/2010	Dutch	PDF
Abridged model	31/12/2008	26/06/2009	10/07/2009	Dutch	PDF
Abridged model	31/12/2007	27/06/2008	01/07/2008	Dutch	PDF
Abridged model	31/12/2006	24/08/2007	27/08/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
LIEN DE NYS	Directorsince 11/01/2021Managing director01/10/2015 → 30/09/2021endedAssociate02/12/2014 → 01/12/2020ended
STIJN DE NYS	Directorsince 11/01/2021Managing director28/11/2014 → 27/11/2020ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
MIA DE CREM	Director01/12/2014 → 30/11/2020
VALERE DE NYS	Director28/11/2014 → 02/12/2014
POLA VEREECKE	Director01/01/2014 → 28/11/2014
Jean De Crem	Director01/01/2008 → 31/12/2013

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Registered office11/08/2023
MAATSCHAPPELIJKE ZETEL
PDF
Restructuring19/01/2021
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring13/11/2020
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Other20/07/2018
BENAMING
PDF
Mandates10/11/2015
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/01/2015
ONTSLAGEN - BENOEMINGEN
PDF
Mandates23/12/2014
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/12/2014
DOEL - ONTSLAGEN - BENOEMINGEN
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings20 filings

Mandates

STIJN DE NYS

LIEN DE NYS

MIA DE CREM

VALERE DE NYS

POLA VEREECKE

Jean De Crem

19751976197719781979198019811982198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024202520262027

DE NYS S&LDE CREM

Rijksweg 13, 9870 ZulteKRUISHOUTEMSTRAAT 18, 9870 Zulte

DirectorManaging director

DirectorManaging directorAssociate

DirectorManaging director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Rijksweg 13, 9870 ZulteCurrent	accounts 2023 → 2025	Accounts 2025 · 2026-00199030
KRUISHOUTEMSTRAAT 18, 9870 Zulte	accounts 2021 → 2022	Accounts 2022 · 2023-00355112

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
DE NYS S&LCurrent	accounts 2018 → 2025	Accounts 2025 · 2026-00199030
DE CREM	accounts 2006 → 2017	Accounts 2017 · 2018-27100201

Events

2025
Annual accounts 202556,2 k €↓
2024
Annual accounts 202468,2 k €↑
2023
Annual accounts 202320,7 k €↑
2022
Annual accounts 20223,3 k €↓
2021
Annual accounts 202134,7 k €↓
2020
Annual accounts 202053,4 k €↓
2019
Annual accounts 201958,5 k €↑
2018
Annual accounts 201829 k €↑
2018
Name changeDE NYS S&L
2017
Annual accounts 20179,4 k €↓
2016
Annual accounts 201611,2 k €↑
2015
Annual accounts 20153,9 k €↓
2014
Annual accounts 20147,8 k €↑
2013
Annual accounts 20135 k €↑
2012
Annual accounts 2012-1,6 k €↓
2011
Annual accounts 201115,3 k €↑
2010
Annual accounts 20108,8 k €↑
2009
Annual accounts 20093,6 k €↑
2008
Annual accounts 2008-5,8 k €↓
2007
Annual accounts 200714,5 k €↑
2006
Annual accounts 200610,3 k €
05/03/1975
IncorporationPublic limited company

DE NYS S&L

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events