NORMAL SITUATION

Beroepskrediet Willy Michiels

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Company — Normal situation.

Financial year 2024 · Closed on 31/12/2024

Net result251,4 k €+136,5 %over 1 year

Gross margin-99,3 k €+6,1 %over 1 year

Equity8,4 M €+3,1 %over 1 year

Workforce0,0 ETP

Identity

Source · BCE/KBO

Beroepskrediet Willy Michiels is a company registered in Belgium.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0415.283.031
Legal form: Public limited company
Contributed capital: 8 144 720,98 €
Latest accounts: 31/12/2024
Average workforce: 0,0 ETP

Joint committees (4)

Signals

ProfitableSolid equityGood liquidityPositive cashflow

Financials

Source · NBB, 48 filings

Trend over 19 financial years

	2024		2023		2022		2021		2020
Income statement
Gross margin	-99,3 k €	+6.1%	-105,8 k €	+43.2%	-186,2 k €	-256%	-52,3 k €	-145%	-21,4 k €
EBITDA	-103,6 k €	+88.2%	-879,8 k €	-141%	-365,8 k €	-30.2%	-281 k €	-51.0%	-186,1 k €
Operating result	-36,5 k €	+95.9%	-879,8 k €	-141%	-365,8 k €	-30.2%	-281 k €	-51.0%	-186,1 k €
Net result	251,4 k €	+137%	-688,4 k €	-77.3%	-388,2 k €	-63.3%	-237,8 k €	-138%	-99,8 k €
Balance sheet
Equity	8,4 M €	+3.1%	8,2 M €	-7.8%	8,8 M €	-4.2%	9,2 M €	-2.5%	9,5 M €
Total assets	8,4 M €	+1.8%	8,3 M €	-7.0%	8,9 M €	-3.9%	9,3 M €	-2.5%	9,5 M €
Cash	340,5 k €	+3.3%	329,6 k €	-95.6%	7,5 M €	-2.2%	7,7 M €	+574%	1,1 M €
Debts	24,8 k €	-81.5%	134,1 k €	+106%	65 k €	+75.1%	37,1 k €	+15.5%	32,2 k €
Other
Workforce	0,0 ETP		–		–		–		–

Board of directors

Source · NBB, accounts to 31/12/2023

3 active · 27 ended

Active mandates

HANS CARPELS

Managing director · since 11 mai 2022 · until 29 juin 2026 · 0872.938.929

Represented by Johannes Carpels

Active

ENISOR

Director · since 28 mai 2021 · until 28 mai 2027 · 0455.918.905

Represented by Johan De Clercq

Active

Mieke Michiels

Director · since 29 juin 2020 · until 29 juin 2026

Active

Ended mandates

HANS CARPELS

Managing director · since 11 mai 2022 · until 29 juin 2026 · 0872.938.929

Represented by Joannes Carpels

Ended

Bart Meynendonckx

Director · since 29 juin 2020 · until 28 mai 2021 · 0894.839.648

Represented by Bart Meynendonckx

Ended

Bart Meynendonckx

Director · since 29 juin 2020 · until 29 juin 2026 · 0894.839.648

Represented by Bart Meynendonckx

Ended

HANS CARPELS

Director · since 29 juin 2020 · until 29 juin 2026 · 0872.938.929

Represented by Joannes Carpels

Ended

Full financial information

Source · NBB

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	25/03/2025	27/06/2024	09/06/2023	13/07/2022	11/06/2021	01/07/2020
General meeting	26/02/2025	20/06/2024	31/05/2023	17/06/2022	28/05/2021	29/06/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 48 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	26/02/2025	25/03/2025	Dutch	PDF
Micro model	31/12/2023	20/06/2024	27/06/2024	Dutch	PDF
Micro model	31/12/2022	31/05/2023	09/06/2023	Dutch	PDF
Micro model	31/12/2021	17/06/2022	13/07/2022	Dutch	PDF
Micro model	31/12/2020	28/05/2021	11/06/2021	Dutch	PDF
Micro model	31/12/2019	29/06/2020	01/07/2020	Dutch	PDF
Abridged model	31/12/2018	31/05/2019	31/07/2019	Dutch	PDF
Abridged model	31/12/2017	25/05/2018	01/08/2018	Dutch	PDF
Abridged model	31/12/2016	26/05/2017	16/08/2017	Dutch	PDF
Abridged model	31/12/2015	27/05/2016	08/08/2016	Dutch	PDF
Abridged model	31/12/2014	29/05/2015	25/06/2015	Dutch	PDF
Abridged model	31/12/2013	30/05/2014	23/06/2014	Dutch	PDF
Abridged model	31/12/2012	31/05/2013	13/06/2013	Dutch	PDF
Abridged model	31/12/2011	25/05/2012	21/06/2012	Dutch	PDF
Abridged model	31/12/2010	27/05/2011	16/06/2011	Dutch	PDF
Abridged model	31/12/2009	28/05/2010	21/06/2010	Dutch	PDF
Abridged model	31/12/2008	29/05/2009	11/06/2009	Dutch	PDF
Abridged model	31/12/2007	30/05/2008	13/06/2008	Dutch	PDF
Abridged model	31/12/2006	25/05/2007	19/06/2007	Dutch	PDF
Abridged model	31/12/2005	26/05/2006	19/06/2006	Dutch	PDF
Abridged model	31/12/2004	27/05/2005	23/06/2005	Dutch	PDF
Abridged model	31/12/2003	27/09/2004	28/09/2004	Dutch	PDF
Abridged model	31/12/2002	26/09/2003	01/10/2003	Dutch	PDF
Abridged model	31/12/2001	31/05/2002	28/06/2002	Dutch	PDF

View all 48 filings

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2023

3 active · 27 ended

Active mandates

HANS CARPELS

Managing director · since 11 mai 2022 · until 29 juin 2026 · 0872.938.929

Represented by Johannes Carpels

Active

ENISOR

Director · since 28 mai 2021 · until 28 mai 2027 · 0455.918.905

Represented by Johan De Clercq

Active

Mieke Michiels

Director · since 29 juin 2020 · until 29 juin 2026

Active

Ended mandates

HANS CARPELS

Managing director · since 11 mai 2022 · until 29 juin 2026 · 0872.938.929

Represented by Joannes Carpels

Ended

Bart Meynendonckx

Director · since 29 juin 2020 · until 28 mai 2021 · 0894.839.648

Represented by Bart Meynendonckx

Ended

Bart Meynendonckx

Director · since 29 juin 2020 · until 29 juin 2026 · 0894.839.648

Represented by Bart Meynendonckx

Ended

HANS CARPELS

Director · since 29 juin 2020 · until 29 juin 2026 · 0872.938.929

Represented by Joannes Carpels

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Dissolution21/03/2025
RUBRIEK EINDE (STOPZETTING, INTREKKING STOPZETTING, NIETIGHEID, GER. AK., GERECHTELIJKE REORGANISATIE, ENZ...
PDF
Other23/06/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates25/07/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/10/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates18/06/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates18/06/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates28/07/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates04/10/2017
ONTSLAGEN - BENOEMINGEN
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

2024
Annual accounts 2024251,4 k €↑
2023
Annual accounts 2023-688,4 k €↓
2022
Annual accounts 2022-388,2 k €↓
2022
Name changeBKWM NV
2021
Annual accounts 2021-237,8 k €↓
2021
Name changeBeroepskrediet Willy Michiels
2020
Annual accounts 2020-99,8 k €↑
2019
Annual accounts 2019-313,1 k €↓
2018
Annual accounts 201892,4 k €↑
2017
Annual accounts 2017-111,8 k €↓
2016
Annual accounts 2016120,4 k €↑
2015
Annual accounts 2015-183,7 k €↓
2014
Annual accounts 201490,4 k €↓
2013
Annual accounts 2013573,3 k €↑
2012
Annual accounts 2012508,7 k €↑
2011
Annual accounts 2011257,7 k €↓
2010
Annual accounts 2010430,4 k €↑
2009
Annual accounts 2009332,7 k €↑
2008
Annual accounts 2008220,2 k €↑
2007
Annual accounts 2007204,2 k €↑
2006
Annual accounts 2006117,4 k €

Beroepskrediet Willy Michiels

Overview

Identity

Financials

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline