ACTIVE

ASSURANCES MOSANES - ASSUREURS-CONSEILS

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Financial year 2025 · Closed on 31/12/2025

Net result-78,7 k €-173,5 %over 1 year
Gross margin2 M €-4,8 %over 1 year
Equity1,3 M €-5,8 %over 1 year
Workforce20,7 ETP+3,0 %over 1 year

Identity

Source · BCE/KBO

ASSURANCES MOSANES - ASSUREURS-CONSEILS is a Public limited company incorporated in 1977. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Liège. It employs on average 20,7 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0417.203.532
Incorporation
19/01/1977
Legal form
Public limited company
Registered office
Bld de Froidmont 38
4020 Liège · WallonieSee on map
Contributed capital
100 000,00 €
Latest accounts
31/12/2025
Average workforce
20,7 ETP
Joint committees (1)
  • 307
Signals
Solid equityGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin2 M €2,2 M €2,1 M €1,7 M €1,7 M €
EBITDA463,8 k €582,5 k €484,4 k €189,1 k €473,5 k €
Operating result-40,1 k €179,9 k €79,3 k €-17,6 k €306,3 k €
Net result-78,7 k €107,1 k €8,3 k €-46,6 k €199 k €
Balance sheet
Equity1,3 M €1,4 M €1,3 M €1,2 M €1,3 M €
Total assets3,7 M €2,4 M €2,5 M €2,5 M €2,6 M €
Cash171,2 k €2,3 k €437,9 k €76,4 k €245,3 k €
Debts2,4 M €1 M €1,2 M €1,2 M €1,2 M €
Other
Workforce20,7 ETP20,1 ETP20,9 ETP20,3 ETP15,4 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 48 ended

Active mandates

Laurent Grutman

Director · since 01 mai 2024 · until 30 avril 2030

Active
Maxime Laurenty

Director · since 01 mai 2024 · until 30 avril 2030

Active
SEVIMAX

Director · since 01 mai 2024 · until 30 avril 2030 · 1008.157.622

Represented by Sébastien Meurice

Active
François LAURENTY

Chairman of the board of directors

Active
François LAURENTY

Managing director

Active

Ended mandates

François LAURENTY

Manager · since 02 mars 2016 · until 02 mars 2016

Ended
Elisabeth GRUTMAN

Director · since 31 mai 2015 · until 02 mars 2016

Ended
Elisabeth GRUTMAN

Director · since 31 mai 2015 · until 31 mai 2021

Ended
François LAURENTY

Director · since 31 mai 2015 · until 02 mars 2016

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date06/07/202611/07/202508/07/202407/07/202329/06/202209/07/2021
General meeting18/06/202619/06/202520/06/202415/06/202308/06/202221/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202518/06/202606/07/2026FrenchPDF
Abridged model31/12/202419/06/202511/07/2025FrenchPDF
Abridged model31/12/202320/06/202408/07/2024FrenchPDF
Abridged model31/12/202215/06/202307/07/2023FrenchPDF
Abridged model31/12/202108/06/202229/06/2022FrenchPDF
Abridged model31/12/202021/05/202109/07/2021FrenchPDF
Abridged model31/12/201908/09/202008/09/2020FrenchPDF
Abridged model31/12/201817/05/201909/07/2019FrenchPDF
Abridged model31/12/201718/05/201822/06/2018FrenchPDF
Full model31/12/201619/05/201726/06/2017FrenchPDF
Full model31/12/201520/05/201624/06/2016FrenchPDF
Full model31/12/201422/05/201529/06/2015FrenchPDF
Full model31/12/201316/05/201402/07/2014FrenchPDF
Full model31/12/201217/05/201327/06/2013FrenchPDF
Full model31/12/201118/05/201201/08/2012FrenchPDF
Full model31/12/201020/05/201112/07/2011FrenchPDF
Full model31/12/200921/05/201018/06/2010FrenchPDF
Full model31/12/200822/05/200918/06/2009FrenchPDF
Full model31/12/200716/05/200803/07/2008FrenchPDF
Full model31/12/200618/05/200728/06/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

5 active · 48 ended

Active mandates

Laurent Grutman

Director · since 01 mai 2024 · until 30 avril 2030

Active
Maxime Laurenty

Director · since 01 mai 2024 · until 30 avril 2030

Active
SEVIMAX

Director · since 01 mai 2024 · until 30 avril 2030 · 1008.157.622

Represented by Sébastien Meurice

Active
François LAURENTY

Chairman of the board of directors

Active
François LAURENTY

Managing director

Active

Ended mandates

François LAURENTY

Manager · since 02 mars 2016 · until 02 mars 2016

Ended
Elisabeth GRUTMAN

Director · since 31 mai 2015 · until 02 mars 2016

Ended
Elisabeth GRUTMAN

Director · since 31 mai 2015 · until 31 mai 2021

Ended
François LAURENTY

Director · since 31 mai 2015 · until 02 mars 2016

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Other01/09/2026
    EXTRAIT DU PROCES-VERBAL DE L'ASSEMBLEE GENERALE ORDINAIRE
    PDF
  • Restructuring23/01/2026
    CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Restructuring25/11/2025
    CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Mandates21/10/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates05/09/2024
    MODIFICATION FORME JURIDIQUE - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
    PDF
  • Mandates13/09/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates14/09/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Restructuring02/07/2021
    CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-78,7 k €↓
  2. 2024
    Annual accounts 2024107,1 k €↑
  3. 2023
    Annual accounts 20238,3 k €↑
  4. 2022
    Annual accounts 2022-46,6 k €↓
  5. 2021
    Annual accounts 2021199 k €↓
  6. 2021
    Name changeAssurances Mosanes
  7. 2020
    Annual accounts 2020333,5 k €↓
  8. 2019
    Annual accounts 2019357,5 k €↑
  9. 2018
    Annual accounts 2018193 k €↓
  10. 2017
    Annual accounts 2017225,4 k €↓
  11. 2016
    Annual accounts 2016269,1 k €↑
  12. 2015
    Annual accounts 2015197,8 k €↓
  13. 2014
    Annual accounts 2014201,7 k €↓
  14. 2013
    Annual accounts 2013301,4 k €↑
  15. 2012
    Annual accounts 2012220 k €↓
  16. 2011
    Annual accounts 2011227,4 k €↑
  17. 2010
    Annual accounts 2010165,3 k €↑
  18. 2009
    Annual accounts 2009158,5 k €↑
  19. 2008
    Annual accounts 2008141,6 k €↓
  20. 2007
    Annual accounts 2007176,1 k €↓
  21. 2006
    Annual accounts 2006177,9 k €
  22. 2006
    Name changeAssurances Mosanes - Assureurs-Conseils
  23. 19/01/1977
    IncorporationPublic limited company