ACTIVE

Jean Richard

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Financial year 2025 · Closed on 31/12/2025

Net result86,7 k €+356,9 %over 1 year

Gross margin615,7 k €+5,6 %over 1 year

Equity17,2 k €-16,1 %over 1 year

Workforce7,2 ETP+2,9 %over 1 year

Identity

Source · BCE/KBO

Jean Richard is a Private limited company incorporated in 1978. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Dilbeek. It employs on average 7,2 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0418.384.457
Incorporation: 01/03/1978
Legal form: Private limited company
Registered office: Brusselstraat 363B
1702 Dilbeek · FlandreSee on map
Contributed capital: 925,47 €
Latest accounts: 31/12/2025
Average workforce: 7,2 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 16 financial years

	2025		2024		2022		2021		2018
Income statement
Gross margin	615,7 k €	+5.6%	582,9 k €	+8.3%	538,2 k €	+8.6%	495,6 k €	-1.0%	500,7 k €
EBITDA	98,3 k €	+57.7%	62,3 k €	-14.4%	72,8 k €	+329%	17 k €	-89.5%	161,1 k €
Operating result	86 k €	+191%	29,5 k €	+496%	4,9 k €	+110%	-49,6 k €	-151%	97,3 k €
Net result	86,7 k €	+357%	19 k €	+1710%	1 k €	+102%	-50,4 k €	-171%	70,7 k €
Balance sheet
Equity	17,2 k €	-16.1%	20,6 k €	-98.1%	1,1 M €	+0.1%	1,1 M €	-24.7%	1,4 M €
Total assets	550,5 k €	+13.7%	484,3 k €	-68.1%	1,5 M €	-7.3%	1,6 M €	-12.7%	1,9 M €
Cash	351 k €	+16.3%	301,9 k €	+155%	118,3 k €	-63.8%	326,9 k €	-40.7%	551,3 k €
Debts	452,6 k €	+19.7%	378,2 k €	-13.4%	436,6 k €	-17.4%	528,8 k €	+23.4%	428,6 k €
Other
Workforce	7,2 ETP	+2.9%	7,0 ETP	+11.1%	6,3 ETP	-17.1%	7,6 ETP	+49.0%	5,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 9 ended

Active mandates

S.L.C. Richard Management

Director · since 01 février 2024 · 0803.806.930

Represented by Stephan Richard

Active

Ended mandates

S.L.C. Richard Management

Director · since 01 février 2024 · 0803.806.930

Represented by Stephan RICHARD

Ended

Anthony Richard

Director · since 17 juin 1996

Ended

Anthony Richard

Manager · since 17 juin 1996

Ended

Stephan Richard

Director · since 17 juin 1996

Ended

Other companies at this address

Brusselstraat 363B 1702 Dilbeek

Company	CBE no.
BTWE Groep Jean Richard● Active	1006.659.070

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	18/08/2026	27/08/2025	26/07/2024	07/07/2023	20/06/2022	26/08/2021
General meeting	31/07/2026	21/08/2025	30/06/2024	06/05/2023	15/06/2022	26/08/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	31/07/2026	18/08/2026	Dutch	PDF
Abridged model	31/12/2024	21/08/2025	27/08/2025	Dutch	PDF
Abridged model	31/12/2023	30/06/2024	26/07/2024	Dutch	PDF
Abridged model	31/12/2022	06/05/2023	07/07/2023	Dutch	PDF
Abridged model	31/12/2021	15/06/2022	20/06/2022	Dutch	PDF
Abridged model	31/12/2020	26/08/2021	26/08/2021	Dutch	PDF
Abridged model	31/12/2019	07/10/2020	21/10/2020	Dutch	PDF
Abridged model	31/12/2018	23/09/2019	24/09/2019	Dutch	PDF
Abridged model	31/12/2017	23/09/2018	27/09/2018	Dutch	PDF
Abridged model	31/12/2016	22/09/2017	28/09/2017	Dutch	PDF
Abridged model	31/12/2015	30/06/2016	29/08/2016	Dutch	PDF
Abridged model	31/12/2014	28/09/2015	29/09/2015	Dutch	PDF
Abridged model	31/12/2013	25/09/2014	26/09/2014	Dutch	PDF
Abridged model	31/12/2012	09/09/2013	30/09/2013	Dutch	PDF
Abridged model	31/12/2011	15/09/2012	25/09/2012	Dutch	PDF
Abridged model	31/12/2010	27/10/2011	28/10/2011	Dutch	PDF
Abridged model	31/12/2009	12/10/2010	14/10/2010	Dutch	PDF
Abridged model	31/12/2008	09/10/2009	15/10/2009	Dutch	PDF
Abridged model	31/12/2007	30/09/2008	30/09/2008	Dutch	PDF
Abridged model	31/12/2006	01/10/2007	17/10/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 9 ended

Active mandates

S.L.C. Richard Management

Director · since 01 février 2024 · 0803.806.930

Represented by Stephan Richard

Active

Ended mandates

S.L.C. Richard Management

Director · since 01 février 2024 · 0803.806.930

Represented by Stephan RICHARD

Ended

Anthony Richard

Director · since 17 juin 1996

Ended

Anthony Richard

Manager · since 17 juin 1996

Ended

Stephan Richard

Director · since 17 juin 1996

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates09/07/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - MAATSCHAPPELIJKE ZETEL - DOEL - ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/03/2024
ONTSLAGEN - BENOEMINGEN
PDF
Restructuring06/10/2023
KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring16/06/2023
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Other03/11/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM
PDF
Capital / shares14/02/2014
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Capital / shares27/01/2014
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Restructuring13/03/2012
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

2025
Annual accounts 202586,7 k €↑
2024
Annual accounts 202419 k €↑
2022
Annual accounts 20221 k €↑
2021
Annual accounts 2021-50,4 k €↓
2018
Annual accounts 201870,7 k €↑
2017
Annual accounts 2017-7,6 k €↓
2016
Annual accounts 20167,3 k €↓
2015
Annual accounts 2015210,1 k €↑
2014
Annual accounts 201434,8 k €↓
2013
Annual accounts 201356,3 k €↓
2012
Annual accounts 201282,8 k €↑
2010
Annual accounts 201077,7 k €↓
2009
Annual accounts 2009104,7 k €↑
2008
Annual accounts 200846,6 k €↓
2007
Annual accounts 200766,6 k €↑
2006
Annual accounts 200637,5 k €
01/03/1978
IncorporationPrivate limited company

Jean Richard

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline