ACTIVE

Verzekeringen Houben

Financial year 2025 · Closed on 31/12/2025

Net result164,9 k €-46,5 %over 1 year

Gross margin-29,8 k €-568,6 %over 1 year

Equity5,4 M €-20,0 %over 1 year

Identity

Source · BCE/KBO

Verzekeringen Houben is a Public limited company incorporated in 1978. Its main activity is: Management consultancy activities. Its registered office is in Hasselt.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0418.616.861
Incorporation: 13/06/1978
Legal form: Public limited company
Registered office: Kempische Kaai 65 box 6.01
3500 Hasselt · FlandreSee on map
Contributed capital: 62 000,00 €
Latest accounts: 31/12/2025

Activities (NACE)

70200Management consultancy activities· main 70220Business and other management consultancy activities 66220Activities of insurance agents and brokers 66220Activities of insurance agents and brokers

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflow

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	-29,8 k €	-569%	-4,5 k €	-107%	64,4 k €	-84.7%	420,2 k €	+223%	129,9 k €
EBITDA	-31,1 k €	-467%	-5,5 k €	-109%	61,1 k €	-85.4%	418,2 k €	+229%	127,2 k €
Operating result	-31,4 k €	-441%	-5,8 k €	-109%	61,1 k €	-84.9%	403,6 k €	+259%	112,6 k €
Net result	164,9 k €	-46.5%	308,4 k €	-90.0%	3,1 M €	+879%	314,5 k €	+145%	128,1 k €
Balance sheet
Equity	5,4 M €	-20.0%	6,7 M €	+4.8%	6,4 M €	+92.6%	3,3 M €	-41.8%	5,7 M €
Total assets	5,4 M €	-24.3%	7,2 M €	+3.9%	6,9 M €	+60.1%	4,3 M €	-26.9%	5,9 M €
Cash	12,9 k €	-78.7%	60,6 k €	-10.9%	68 k €	-56.0%	154,8 k €	+40.4%	110,2 k €
Debts	51,4 k €	-88.5%	448 k €	-8.1%	487,6 k €	-50.2%	979,8 k €	+464%	173,7 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 16 ended

Active mandates

Dirk Houben

Managing director · until 15 juin 2028

Active

Stefanie Houben

Director · until 15 juin 2028

Active

Yannick Houben

Director · until 15 juin 2028

Active

Ended mandates

Dirk Houben

Managing director · since 15 juin 2017 · until 22 juin 2023

Ended

Stefanie Houben

Director · since 15 juin 2017 · until 22 juin 2023

Ended

Yannick Houben

Director · since 15 juin 2017 · until 22 juin 2023

Ended

Dirk Houben

Managing director · since 17 juin 2010 · until 16 juin 2016

Ended

Other companies at this address

Kempische Kaai 65 3500 Hasselt

Company	CBE no.
BC-DC● Active	0878.072.110
C&V Invest● Active	0831.820.035
E-MPULS● Active	0824.371.623

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	23/07/2026	08/07/2025	15/07/2024	29/08/2023	25/07/2022	30/07/2021
General meeting	18/06/2026	19/06/2025	20/06/2024	15/06/2023	16/06/2022	17/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	18/06/2026	23/07/2026	Dutch	PDF
Abridged model	31/12/2024	19/06/2025	08/07/2025	Dutch	PDF
Abridged model	31/12/2023	20/06/2024	15/07/2024	Dutch	PDF
Abridged model	31/12/2022	15/06/2023	29/08/2023	Dutch	PDF
Abridged model	31/12/2021	16/06/2022	25/07/2022	Dutch	PDF
Abridged model	31/12/2020	17/06/2021	30/07/2021	Dutch	PDF
Abridged model	31/12/2019	31/07/2020	17/08/2020	Dutch	PDF
Abridged model	31/12/2018	20/06/2019	29/07/2019	Dutch	PDF
Abridged model	31/12/2017	30/06/2018	30/08/2018	Dutch	PDF
Abridged model	31/12/2016	15/06/2017	24/08/2017	Dutch	PDF
Abridged model	31/12/2015	16/06/2016	31/08/2016	Dutch	PDF
Abridged model	31/12/2014	18/06/2015	31/08/2015	Dutch	PDF
Abridged model	31/12/2013	19/06/2014	29/08/2014	Dutch	PDF
Abridged model	31/12/2012	20/06/2013	30/08/2013	Dutch	PDF
Abridged model	31/12/2011	21/06/2012	16/08/2012	Dutch	PDF
Abridged model	31/12/2010	16/06/2011	30/08/2011	Dutch	PDF
Abridged model	31/12/2009	17/06/2010	02/08/2010	Dutch	PDF
Abridged model	31/12/2008	18/06/2009	28/08/2009	Dutch	PDF
Abridged model	31/12/2007	19/06/2008	26/08/2008	Dutch	PDF
Abridged model	31/12/2006	21/06/2007	24/08/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 16 ended

Active mandates

Dirk Houben

Managing director · until 15 juin 2028

Active

Stefanie Houben

Director · until 15 juin 2028

Active

Yannick Houben

Director · until 15 juin 2028

Active

Ended mandates

Dirk Houben

Managing director · since 15 juin 2017 · until 22 juin 2023

Ended

Stefanie Houben

Director · since 15 juin 2017 · until 22 juin 2023

Ended

Yannick Houben

Director · since 15 juin 2017 · until 22 juin 2023

Ended

Dirk Houben

Managing director · since 17 juin 2010 · until 16 juin 2016

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates22/11/2022
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Registered office29/12/2020
MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL
PDF
Mandates26/01/2018
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares24/02/2014
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates20/09/2011
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/08/2004
ONTSLAGEN - BENOEMINGEN
PDF
Registered office04/11/2002
MAATSCHAPPELIJKE ZETEL
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025164,9 k €↓
2024
Annual accounts 2024308,4 k €↓
2023
Annual accounts 20233,1 M €↑
2022
Annual accounts 2022314,5 k €↑
2021
Annual accounts 2021128,1 k €↑
2020
Annual accounts 202038 k €↓
2019
Annual accounts 20191,3 M €↑
2018
Annual accounts 201844,1 k €↓
2017
Annual accounts 201753,7 k €↓
2016
Annual accounts 201692,4 k €↑
2015
Annual accounts 201582,4 k €↓
2014
Annual accounts 2014199,6 k €↑
2013
Annual accounts 201385,4 k €↓
2012
Annual accounts 2012189,9 k €↓
2011
Annual accounts 2011600,2 k €↑
2010
Annual accounts 201040,2 k €↓
2009
Annual accounts 20092,9 M €↑
2008
Annual accounts 20088,5 k €↑
2007
Annual accounts 20072,5 k €↓
2006
Annual accounts 20063,3 k €
13/06/1978
IncorporationPublic limited company

Verzekeringen Houben

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline