ACTIVE

CREDE

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Financial year 2025 · closed on 31/12/2025

Net result

222,2 k €

+6.9% YoY

Gross margin

471 k €

+2.5% YoY

Equity

6,5 M €

+3.5% YoY

What does CREDE do?

CREDE is a Public limited company incorporated in 1978. Its main activity is: Rental and operating of own or leased real estate. Its registered office is in Mons.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0418.671.497

Incorporation

01/06/1978

Legal form

Public limited company

Registered office

Boulevard Fulgence Masson 5
7000 Mons · WallonieSee on map

Contributed capital

693 588,51 €

Latest accounts

31/12/2025

Activities (NACE)

68201Rental and operating of own or leased real estate· main 68201Rental and operating of own or leased real estate 70201Management consultancy activities

Joint committees (1)

Contacts

1 public detail availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	471 k €	+2.5%	459,7 k €	+4.4%	440,3 k €	+27.3%	345,8 k €	+21.3%	285 k €	-7.9%	309,4 k €	+5.2%	294,2 k €	+3.3%	284,8 k €	+0.7%	282,7 k €	+59.4%	177,3 k €	-10.4%	197,9 k €	-29.2%	279,6 k €	+1151%	-26,6 k €	+93.6%	-416,6 k €	-608%	81,9 k €	-90.6%	872,3 k €	-51.2%	1,8 M €	+107%	864,5 k €	-19.6%	1,1 M €	+7.0%	1 M €
EBITDA	471 k €	+2.5%	459,6 k €	+4.5%	439,8 k €	+56.9%	280,2 k €	+370%	59,6 k €	-80.4%	304,4 k €	+3.8%	293,3 k €	+3.9%	282,5 k €	+0.4%	281,4 k €	+59.5%	176,5 k €	+1811%	-10,3 k €	-104%	268,2 k €	+517%	-64,3 k €	+86.4%	-472,4 k €	-1861%	26,8 k €	-94.0%	446,2 k €	-66.9%	1,3 M €	+111%	638,5 k €	-20.4%	802,6 k €	+21.1%	662,8 k €
Operating result	253 k €	+4.7%	241,6 k €	+8.9%	221,7 k €	+257%	62,2 k €	+137%	-168,3 k €	-320%	76,5 k €	+16.9%	65,4 k €	+20.5%	54,3 k €	-11.8%	61,6 k €	+5.6%	58,3 k €	+233%	-43,9 k €	-119%	233,3 k €	+277%	-132,1 k €	+79.8%	-655,1 k €	-78.1%	-367,8 k €	-77.9%	-206,7 k €	-124%	851,5 k €	+1435%	55,5 k €	-88.8%	494 k €	+40.4%	352 k €
Net result	222,2 k €	+6.9%	207,8 k €	+12.4%	184,8 k €	+724%	22,4 k €	+110%	-214,8 k €	-951%	25,2 k €	+85.0%	13,6 k €	+765%	1,6 k €	-91.0%	17,5 k €	-62.0%	46 k €	+225%	-37 k €	-118%	204 k €	+222%	-167,1 k €	+53.0%	-355,9 k €	+51.5%	-734,1 k €	-147%	-297 k €	-165%	455,5 k €	+24830%	-1,8 k €	-101%	140 k €	-68.1%	439,1 k €
Balance sheet
Equity	6,5 M €	+3.5%	6,3 M €	+3.4%	6,1 M €	+3.1%	5,9 M €	+0.4%	5,9 M €	-3.5%	6,1 M €	+0.4%	6,1 M €	+0.2%	6,1 M €	+0.0%	6,1 M €	+0.3%	6 M €	+0.8%	6 M €	+131%	2,6 M €	+8.5%	2,4 M €	-6.5%	2,6 M €	-12.2%	2,9 M €	-15.9%	3,5 M €	-7.9%	3,8 M €	+13.7%	3,3 M €	-0.1%	3,3 M €	+4.4%	3,2 M €
Total assets	7,6 M €	+1.3%	7,5 M €	+1.1%	7,5 M €	+0.9%	7,4 M €	-1.3%	7,5 M €	-8.1%	8,2 M €	-1.5%	8,3 M €	-1.6%	8,4 M €	-2.3%	8,6 M €	+10.4%	7,8 M €	+21.3%	6,4 M €	+33.6%	4,8 M €	+36.4%	3,5 M €	-30.1%	5,1 M €	-37.2%	8 M €	+30.2%	6,2 M €	-18.2%	7,6 M €	-27.8%	10,5 M €	+14.5%	9,1 M €	-2.7%	9,4 M €
Cash	1,1 M €	+27.1%	826,6 k €	+29.6%	637,7 k €	+39.8%	456 k €	+26.7%	359,9 k €	+16.4%	309,1 k €	+90.3%	162,4 k €	+162%	62 k €	+22.9%	50,5 k €	-51.5%	104 k €	-1.5%	105,7 k €	-95.2%	2,2 M €	+11760%	18,4 k €	-21.7%	23,5 k €	-45.1%	42,8 k €	+413%	8,3 k €	+36.7%	6,1 k €	-85.5%	42,2 k €	+8.6%	38,8 k €	-30.0%	55,5 k €
Debts	1,1 M €	-10.0%	1,2 M €	-9.0%	1,4 M €	-8.2%	1,5 M €	-7.3%	1,6 M €	-21.9%	2,1 M €	-6.7%	2,2 M €	-6.5%	2,3 M €	-7.9%	2,6 M €	+44.9%	1,8 M €	+301%	438,5 k €	-80.2%	2,2 M €	+95.4%	1,1 M €	-54.4%	2,5 M €	-47.9%	4,8 M €	+108%	2,3 M €	-29.0%	3,2 M €	-52.7%	6,8 M €	+26.2%	5,4 M €	-5.4%	5,7 M €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		–		–		–		–		2,0 ETP	-60.0%	5,0 ETP	-12.3%	5,7 ETP	+32.6%	4,3 ETP	+7.5%	4,0 ETP	0.0%	4,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 20 active · 69 ended

Active mandates

CHANTAL BOUCHEZ

Director · since 30 juin 2025

Active

JEAN-PASCAL MACHIELS

Director · since 20 mai 2025

Active

GREGORY DEMAL

Director · since 17 décembre 2024

Active

STEPHANE DENIS

Director · since 19 novembre 2024

Active

BART VAN DAELE

Director

Active

BERNARD COULIE

Vice-chairman of the board of directors

Active

BERNARD MAIRIAUX

Director

Active

CALOGERO CONTI

Chairman of the board of directors

Active

DAMIEN DE DORLODOT

Director

Active

FABIENNE BRYSKERE

Director

Active

FRANCE NIVELLE

Director

Active

FREDERIC HOUSSIAU

Director · until 20 mai 2025

Active

ISALINE DESCLEE

Director

Active

JEAN-MICHEL HOUGARDY

Director

Active

JEAN-PIERRE FERRARI

Director · until 30 juin 2025

Active

PATRICK DE COSTER

Director

Active

PHILIPPE DUBOIS

Director

Active

PHILIPPE WILPUTTE

Director

Active

SIGRID WILLAME

Director

Active

XAVIER DUVEAU

Vice-chairman of the board of directors

Active

Ended mandates

BENOIT DEBANDE

Director · since 24 octobre 2018 · until 31 mai 2019

Ended

Bernard Mairiaux

Director · since 24 octobre 2018 · until 23 octobre 2024

Ended

Therese Lebrun

Director · since 03 novembre 2017 · until 24 octobre 2018

Ended

Jean-:Marie Limpens

Managing director · since 03 avril 2017 · until 14 novembre 2018

Ended

At this address

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LOGIPÔLE● Active	0801.043.222
RESEAU HOSPITALIER UNIVERSITAIRE COEUR DE WALLONIE● Active	0770.520.686
Unité TVA HELORA● Active	0804.872.445

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	02/07/2026	14/07/2025	04/07/2024	04/08/2023	08/09/2022	03/08/2021
General meeting	16/06/2026	30/06/2025	18/06/2024	29/06/2023	23/06/2022	22/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	16/06/2026	02/07/2026	French	PDF
Micro model	31/12/2024	30/06/2025	14/07/2025	French	PDF
Micro model	31/12/2023	18/06/2024	04/07/2024	French	PDF
Micro model	31/12/2022	29/06/2023	04/08/2023	French	PDF
Micro model	31/12/2021	23/06/2022	08/09/2022	French	PDF
Micro model	31/12/2020	22/06/2021	03/08/2021	French	PDF
Micro model	31/12/2019	17/12/2020	01/02/2021	French	PDF
Micro model	31/12/2018	25/06/2019	02/12/2019	French	PDF
Abridged model	31/12/2017	25/05/2018	26/10/2018	French	PDF
Abridged model	31/12/2016	26/05/2017	29/08/2017	French	PDF
Abridged model	31/12/2015	27/06/2016	26/09/2016	French	PDF
Abridged model	31/12/2014	22/06/2015	14/07/2015	French	PDF
Abridged model	31/12/2013	25/05/2014	17/07/2014	French	PDF
Abridged model	31/12/2012	29/05/2013	27/06/2013	French	PDF
Abridged model	31/12/2011	11/06/2012	23/08/2012	French	PDF
Abridged model	31/12/2010	04/11/2011	22/12/2011	French	PDF
Abridged model	31/12/2009	01/06/2010	08/06/2010	French	PDF
Abridged model	31/12/2008	11/06/2009	08/06/2010	French	PDF
Abridged model	31/12/2007	10/06/2008	13/06/2008	French	PDF
Abridged model	31/12/2006	14/06/2007	05/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 20 active · 69 ended

Active mandates

CHANTAL BOUCHEZ

Director · since 30 juin 2025

Active

JEAN-PASCAL MACHIELS

Director · since 20 mai 2025

Active

GREGORY DEMAL

Director · since 17 décembre 2024

Active

STEPHANE DENIS

Director · since 19 novembre 2024

Active

BART VAN DAELE

Director

Active

BERNARD COULIE

Vice-chairman of the board of directors

Active

BERNARD MAIRIAUX

Director

Active

CALOGERO CONTI

Chairman of the board of directors

Active

DAMIEN DE DORLODOT

Director

Active

FABIENNE BRYSKERE

Director

Active

FRANCE NIVELLE

Director

Active

FREDERIC HOUSSIAU

Director · until 20 mai 2025

Active

ISALINE DESCLEE

Director

Active

JEAN-MICHEL HOUGARDY

Director

Active

JEAN-PIERRE FERRARI

Director · until 30 juin 2025

Active

PATRICK DE COSTER

Director

Active

PHILIPPE DUBOIS

Director

Active

PHILIPPE WILPUTTE

Director

Active

SIGRID WILLAME

Director

Active

XAVIER DUVEAU

Vice-chairman of the board of directors

Active

Ended mandates

BENOIT DEBANDE

Director · since 24 octobre 2018 · until 31 mai 2019

Ended

Bernard Mairiaux

Director · since 24 octobre 2018 · until 23 octobre 2024

Ended

Therese Lebrun

Director · since 03 novembre 2017 · until 24 octobre 2018

Ended

Jean-:Marie Limpens

Managing director · since 03 avril 2017 · until 14 novembre 2018

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates04/08/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates22/07/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates06/06/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates20/08/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates24/04/2023
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Mandates02/06/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates04/10/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates03/02/2020
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025222,2 k €↑
2024
Annual accounts 2024207,8 k €↑
2023
Annual accounts 2023184,8 k €↑
2022
Annual accounts 202222,4 k €↑
2021
Annual accounts 2021-214,8 k €↓
2020
Annual accounts 202025,2 k €↑
2019
Annual accounts 201913,6 k €↑
2018
Annual accounts 20181,6 k €↓
2017
Annual accounts 201717,5 k €↓
2016
Annual accounts 201646 k €↑
2015
Annual accounts 2015-37 k €↓
2015
Name changeCREDE
2014
Annual accounts 2014204 k €↑
2013
Annual accounts 2013-167,1 k €↑
2012
Annual accounts 2012-355,9 k €↑
2011
Annual accounts 2011-734,1 k €↓
2010
Annual accounts 2010-297 k €↓
2009
Annual accounts 2009455,5 k €↑
2008
Annual accounts 2008-1,8 k €↓
2007
Annual accounts 2007140 k €↓
2006
Annual accounts 2006439,1 k €
2006
Name changeCentre de Recherches et de Diagnostic Endocrinologiques
01/06/1978
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

CREDE

Overview

What does CREDE do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline