ACTIVE

A.C.I. (Assurances - Crédits - Immobilier)

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Financial year 2025 · Closed on 31/12/2025

Net result198,7 k €+415,4 %over 1 year
Gross margin297,3 k €+398,1 %over 1 year
Equity239,1 k €+491,8 %over 1 year

Identity

Source · BCE/KBO

A.C.I. (Assurances - Crédits - Immobilier) is a Private limited company incorporated in 1978. Its registered office is in Sprimont.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0419.056.826
Incorporation
14/12/1978
Legal form
Private limited company
Registered office
Rue Mathieu Van Roggen 7 box 1
4140 Sprimont · WallonieSee on map
Contributed capital
7 000,00 €
Latest accounts
31/12/2025
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin297,3 k €59,7 k €27,9 k €9,1 k €-3,9 k €
EBITDA294,9 k €57,4 k €23,7 k €6,2 k €-8,9 k €
Operating result294,9 k €57,4 k €23,5 k €3,6 k €-11,8 k €
Net result198,7 k €38,6 k €22,5 k €3,1 k €-12 k €
Balance sheet
Equity239,1 k €40,4 k €58,5 k €103,7 k €100,6 k €
Total assets287,1 k €74,2 k €129,7 k €104,9 k €121,2 k €
Cash276,6 k €55,5 k €45,2 k €62,9 k €93,2 k €
Debts48 k €33,1 k €71,3 k €1,2 k €20,6 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 5 ended

Active mandates

Bruno Marraï

Administrator - manager · since 27 juin 2008

Active

Ended mandates

Bruno MARRAI

Manager · since 27 juin 2008

Ended
Bruno MARRAI

Director

Ended
Bruno Marraï

Manager

Ended
Olga MARRAI

Manager · until 27 juin 2008

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date26/06/202611/07/202505/07/202419/06/202320/06/202209/06/2021
General meeting26/06/202627/06/202528/06/202409/06/202331/05/202231/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202526/06/202626/06/2026FrenchPDF
Micro model31/12/202427/06/202511/07/2025FrenchPDF
Micro model31/12/202328/06/202405/07/2024FrenchPDF
Micro model31/12/202209/06/202319/06/2023FrenchPDF
Micro model31/12/202131/05/202220/06/2022FrenchPDF
Micro model31/12/202031/05/202109/06/2021FrenchPDF
Micro model31/12/201903/08/202031/08/2020FrenchPDF
Micro model31/12/201824/06/201926/06/2019FrenchPDF
Micro model31/12/201730/06/201831/07/2018FrenchPDF
Micro model31/12/201603/06/201730/08/2017FrenchPDF
Abridged model31/12/201523/07/201617/08/2016FrenchPDF
Abridged model31/12/201429/06/201521/08/2015FrenchPDF
Abridged model31/12/201302/07/201426/08/2014FrenchPDF
Abridged model31/12/201228/06/201323/08/2013FrenchPDF
Abridged model31/12/201129/06/201228/08/2012FrenchPDF
Abridged model31/12/201024/06/201119/07/2011FrenchPDF
Abridged model31/12/200911/06/201027/08/2010FrenchPDF
Abridged model31/12/200807/06/200927/08/2009FrenchPDF
Abridged model31/12/200731/05/200822/07/2008FrenchPDF
Abridged model31/12/200616/06/200723/08/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 5 ended

Active mandates

Bruno Marraï

Administrator - manager · since 27 juin 2008

Active

Ended mandates

Bruno MARRAI

Manager · since 27 juin 2008

Ended
Bruno MARRAI

Director

Ended
Bruno Marraï

Manager

Ended
Olga MARRAI

Manager · until 27 juin 2008

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates29/01/2026
    SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates23/06/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Registered office06/02/2019
    SIEGE SOCIAL
    PDF
  • Other21/08/2008
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Restructuring23/07/2008
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Restructuring23/05/2008
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - DIVERS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025198,7 k €↑
  2. 2024
    Annual accounts 202438,6 k €↑
  3. 2023
    Annual accounts 202322,5 k €↑
  4. 2022
    Annual accounts 20223,1 k €↑
  5. 2021
    Annual accounts 2021-12 k €↑
  6. 2021
    Name changeACI
  7. 2020
    Annual accounts 2020-22,5 k €↓
  8. 2019
    Annual accounts 201926,4 k €↓
  9. 2018
    Annual accounts 201867,8 k €↑
  10. 2017
    Annual accounts 20173,8 k €↑
  11. 2016
    Annual accounts 20162,5 k €↑
  12. 2015
    Annual accounts 2015-11,1 k €↓
  13. 2014
    Annual accounts 2014802,3 €↓
  14. 2013
    Annual accounts 201321,5 k €↑
  15. 2012
    Annual accounts 201211,6 k €↑
  16. 2011
    Annual accounts 20111,2 k €↓
  17. 2010
    Annual accounts 201014 k €↑
  18. 2009
    Annual accounts 20097,1 k €↑
  19. 2008
    Annual accounts 20082,8 k €↑
  20. 2007
    Annual accounts 2007277,4 €↓
  21. 2006
    Annual accounts 20066,1 k €
  22. 2006
    Name changeA.C.I. (Assurances - Crédits - Immobilier)
  23. 14/12/1978
    IncorporationPrivate limited company