ACTIVE

AFC INSURANCE - ACRES

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Financial year 2025 · Closed on 31/12/2025

Net result129,9 k €+41,3 %over 1 year
Revenue1,2 M €+4,9 %over 1 year
Equity82,5 k €0,0 %over 1 year
Workforce5,4 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

AFC INSURANCE - ACRES is a Public limited company incorporated in 1980. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Châtelet. It employs on average 5,4 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0420.372.759
Incorporation
29/02/1980
Legal form
Public limited company
Registered office
Rue de Liège 22
6200 Châtelet · WallonieSee on map
Contributed capital
75 000,00 €
Latest accounts
31/12/2025
Average workforce
5,4 ETP
Joint committees (1)
  • 307
Contacts
2 public details availableLog in to view
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Revenue1,2 M €1,1 M €1,1 M €1 M €983,6 k €
EBITDA339,6 k €288,1 k €267,2 k €204,9 k €227,5 k €
Operating result191,9 k €144,7 k €129,7 k €69,5 k €104,6 k €
Net result129,9 k €92 k €95,2 k €30,8 k €56,2 k €
Balance sheet
Equity82,5 k €82,5 k €82,5 k €82,5 k €83,1 k €
Total assets740,8 k €806,9 k €920,6 k €924,5 k €1 M €
Cash156,3 k €103,8 k €164,7 k €126,4 k €199 k €
Debts618,2 k €668,8 k €778,2 k €841 k €951,7 k €
Other
Workforce5,4 ETP5,4 ETP5,2 ETP4,9 ETP5,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 29 ended

Active mandates

DB MANAGEMENT

Managing director · since 01 juillet 2021 · until 30 juin 2027 · 0501.978.562

Represented by Florence BROUTA

Active
MARIANI ARNAUD

Managing director · since 04 janvier 2021 · until 30 juin 2027 · 0760.795.051

Represented by Arnaud MARIANI

Active

Ended mandates

ALTERMAN - RUBAN MANAGEMENT

Managing director · since 01 juillet 2021 · until 01 janvier 2022 · 0477.244.255

Represented by Jean-Marie ALTERMAN

Ended
ALTERMAN - RUBAN MANAGEMENT

Managing director · since 01 juillet 2021 · until 30 juin 2027 · 0477.244.255

Represented by Jean-Marie ALTERMAN

Ended
CHAMPAGNE MANAGEMENT

Managing director · since 01 juillet 2021 · until 01 janvier 2023 · 0477.266.229

Represented by Bernard CHAMPAGNE

Ended
CHAMPAGNE MANAGEMENT

Managing director · since 01 juillet 2021 · until 30 juin 2027 · 0477.266.229

Represented by Bernard CHAMPAGNE

Ended

Other companies at this address

Rue de Liège 22 6200 Châtelet
CompanyCBE no.
AFC INSURANCE● Active
0659.933.461

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date10/03/202624/03/202525/04/202408/04/202318/06/202219/07/2021
General meeting09/03/202624/03/202525/04/202407/04/202318/06/202208/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202509/03/202610/03/2026FrenchPDF
Abridged model31/12/202424/03/202524/03/2025FrenchPDF
Abridged model31/12/202325/04/202425/04/2024FrenchPDF
Abridged model31/12/202207/04/202308/04/2023FrenchPDF
Abridged model31/12/202118/06/202218/06/2022FrenchPDF
Abridged model31/12/202008/06/202119/07/2021FrenchPDF
Abridged model31/12/201904/05/202012/06/2020FrenchPDF
Micro model31/12/201818/06/201926/06/2019FrenchPDF
Micro model31/12/201731/05/201822/06/2018FrenchPDF
Micro model31/12/201631/05/201727/07/2017FrenchPDF
Abridged model31/12/201530/06/201601/07/2016FrenchPDF
Abridged model31/12/201430/06/201502/07/2015FrenchPDF
Abridged model31/12/201330/06/201403/07/2014FrenchPDF
Abridged model31/12/201230/06/201308/08/2013FrenchPDF
Abridged model31/12/201131/05/201225/07/2012FrenchPDF
Abridged model31/12/201027/06/201130/06/2011FrenchPDF
Abridged model31/12/200930/06/201017/08/2010FrenchPDF
Abridged model31/12/200830/06/200928/08/2009FrenchPDF
Abridged model31/12/200730/06/200820/07/2008FrenchPDF
Abridged model31/12/200630/06/200730/08/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 29 ended

Active mandates

DB MANAGEMENT

Managing director · since 01 juillet 2021 · until 30 juin 2027 · 0501.978.562

Represented by Florence BROUTA

Active
MARIANI ARNAUD

Managing director · since 04 janvier 2021 · until 30 juin 2027 · 0760.795.051

Represented by Arnaud MARIANI

Active

Ended mandates

ALTERMAN - RUBAN MANAGEMENT

Managing director · since 01 juillet 2021 · until 01 janvier 2022 · 0477.244.255

Represented by Jean-Marie ALTERMAN

Ended
ALTERMAN - RUBAN MANAGEMENT

Managing director · since 01 juillet 2021 · until 30 juin 2027 · 0477.244.255

Represented by Jean-Marie ALTERMAN

Ended
CHAMPAGNE MANAGEMENT

Managing director · since 01 juillet 2021 · until 01 janvier 2023 · 0477.266.229

Represented by Bernard CHAMPAGNE

Ended
CHAMPAGNE MANAGEMENT

Managing director · since 01 juillet 2021 · until 30 juin 2027 · 0477.266.229

Represented by Bernard CHAMPAGNE

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates14/02/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Other21/06/2022
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - DIVERS
    PDF
  • Mandates24/03/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates03/08/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates17/03/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates29/02/2016
    DENOMINATION - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates14/10/2015
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates13/05/2015
    ADRESSE AUTRE QUE SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025129,9 k €↑
  2. 2024
    Annual accounts 202492 k €↓
  3. 2023
    Annual accounts 202395,2 k €↑
  4. 2022
    Annual accounts 202230,8 k €↓
  5. 2021
    Annual accounts 202156,2 k €↓
  6. 2020
    Annual accounts 2020112,3 k €↑
  7. 2019
    Annual accounts 201977,8 k €↑
  8. 2018
    Annual accounts 201823,8 k €↑
  9. 2017
    Annual accounts 201723,3 k €↑
  10. 2016
    Annual accounts 2016-2,9 k €↑
  11. 2015
    Annual accounts 2015-57,3 k €↑
  12. 2014
    Annual accounts 2014-63,5 k €↓
  13. 2013
    Annual accounts 2013-58,8 k €↓
  14. 2012
    Annual accounts 2012797,2 k €↑
  15. 2011
    Annual accounts 2011-526,2 €↓
  16. 2010
    Annual accounts 201050,1 k €↑
  17. 2009
    Annual accounts 200915,9 k €↑
  18. 2008
    Annual accounts 2008-6,8 k €↑
  19. 2007
    Annual accounts 2007-16,2 k €↓
  20. 2006
    Annual accounts 2006-11 k €
  21. 29/02/1980
    IncorporationPublic limited company