BUREAU BERNS-REDING-LISOIR Assurances et Crédits
0421.453.122 · rovalta.com · 27/09/2026
ACTIVE
BUREAU BERNS-REDING-LISOIR Assurances et Crédits
Financial year 2024 · Closed on 31/12/2024
Net result21,6 k €+134,8 %over 1 year
Revenue292,9 k €+1,4 %over 1 year
Equity135,6 k €+18,9 %over 1 year
Overview
Identity
Source · BCE/KBOBUREAU BERNS-REDING-LISOIR Assurances et Crédits is a Private company with limited liability incorporated in 1981. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Aubange.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0421.453.122
- Incorporation
- 27/02/1981
- Legal form
- Private company with limited liability
- Registered office
- Rue de Rodange - ATHUS 24
6791 Aubange · WallonieSee on map - Contributed capital
- 30 987,00 €
- Latest accounts
- 31/12/2024
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
Financials
Source · NBB, 19 filingsTrend over 19 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Revenue | 292,9 k € | +1.4% | 288,8 k € | +7.9% | 267,7 k € | +6.9% | 250,5 k € | +4.1% | 240,5 k € |
| EBITDA | 43,6 k € | +38.7% | 31,4 k € | +16.1% | 27,1 k € | -0.8% | 27,3 k € | +168% | 10,2 k € |
| Operating result | 31,7 k € | +93.2% | 16,4 k € | -11.8% | 18,6 k € | -13.2% | 21,4 k € | +214% | 6,8 k € |
| Net result | 21,6 k € | +135% | 9,2 k € | -6.8% | 9,9 k € | -47.3% | 18,7 k € | +176% | 6,8 k € |
| Balance sheet | |||||||||
| Equity | 135,6 k € | +18.9% | 114 k € | +8.6% | 105 k € | +10.4% | 95,1 k € | +24.5% | 76,4 k € |
| Total assets | 208,6 k € | +6.2% | 196,5 k € | +13.7% | 172,8 k € | +4.7% | 165 k € | +10.3% | 149,6 k € |
| Cash | 122,9 k € | +35.1% | 91 k € | +3.6% | 87,8 k € | -10.9% | 98,6 k € | +37.0% | 71,9 k € |
| Debts | 67,1 k € | -11.6% | 75,9 k € | +19.3% | 63,7 k € | +4.3% | 61,1 k € | -8.1% | 66,5 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20243 active · 1 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Daniel LISOIR | Mandate | 000 | |
Frederic REDING | Mandate | ||
Jean BERNS | Mandate |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Jeab BERNS | Mandate |
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 12/07/2025 | 04/08/2024 | 17/07/2023 | 01/10/2022 | 31/12/2021 | 12/12/2020 |
| General meeting | 30/06/2025 | 29/06/2024 | 27/06/2023 | 23/09/2022 | 20/12/2021 | 10/12/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 19 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2024 | 30/06/2025 | 12/07/2025 | French | |
| Micro model | 31/12/2023 | 29/06/2024 | 04/08/2024 | French | |
| Micro model | 31/12/2022 | 27/06/2023 | 17/07/2023 | French | |
| Micro model | 31/12/2021 | 23/09/2022 | 01/10/2022 | French | |
| Micro model | 31/12/2020 | 20/12/2021 | 31/12/2021 | French | |
| Micro model | 31/12/2019 | 10/12/2020 | 12/12/2020 | French | |
| Micro model | 31/12/2018 | 29/07/2019 | 15/08/2019 | French | |
| Micro model | 31/12/2017 | 09/08/2018 | 16/08/2018 | French | |
| Abridged model | 31/12/2016 | 26/10/2017 | 27/10/2017 | French | |
| Abridged model | 31/12/2015 | 08/06/2016 | 23/09/2016 | French | |
| Abridged model | 31/12/2014 | 26/05/2015 | 06/08/2015 | French | |
| Abridged model | 31/12/2013 | 26/05/2014 | 27/10/2014 | French | |
| Abridged model | 31/12/2012 | 27/05/2013 | 25/07/2013 | French | |
| Abridged model | 31/12/2011 | 28/05/2012 | 16/07/2012 | French | |
| Abridged model | 31/12/2010 | 30/05/2011 | 29/07/2011 | French | |
| Abridged model | 31/12/2009 | 24/05/2010 | 31/07/2010 | French | |
| Abridged model | 31/12/2008 | 25/05/2009 | 01/08/2009 | French | |
| Abridged model | 31/12/2007 | 26/05/2008 | 12/07/2008 | French | |
| Abridged model | 31/12/2006 | 31/05/2007 | 23/07/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20243 active · 1 ended
Active mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Daniel LISOIR | Mandate | 000 | |
Frederic REDING | Mandate | ||
Jean BERNS | Mandate |
Ended mandates
| Director | Function | Mandate | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Jeab BERNS | Mandate |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates03/02/2012DENOMINATION - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 202421,6 k €↑
- 2023Annual accounts 20239,2 k €↓
- 2022Annual accounts 20229,9 k €↓
- 2021Annual accounts 202118,7 k €↑
- 2020Annual accounts 20206,8 k €↑
- 2019Annual accounts 2019-2,3 k €↑
- 2018Annual accounts 2018-9,7 k €↑
- 2017Annual accounts 2017-18,8 k €↓
- 2016Annual accounts 20163,3 k €↓
- 2015Annual accounts 201521,9 k €↑
- 2014Annual accounts 201421,3 k €↑
- 2013Annual accounts 201318,3 k €↑
- 2012Annual accounts 20124,6 k €↓
- 2011Annual accounts 20119,2 k €↓
- 2011Name changeBUREAU BERNS-REDING-LISOIR Assurances et Crédits
- 2010Annual accounts 201019,4 k €↑
- 2009Annual accounts 200910,6 k €↑
- 2008Annual accounts 20081,8 k €↓
- 2007Annual accounts 20076,4 k €↑
- 2006Annual accounts 20064,5 k €
- 27/02/1981IncorporationPrivate company with limited liability
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| BUREAU BERNS-REDING-LISOIR Assurances et CréditsCurrent | accounts 2011 → 2024 · CBE, tracked since 27/09/2026 | Accounts 2024 · 2025-00261771 |
| BUREAU D'ASSURANCES ET DE PRETS BERNS - LISOIR | accounts 2006 → 2010 | Accounts 2010 · 2011-35400567 |
Annual accounts date a value by the financial year it appears in. The CBE dates a change to the day, but its history has only been kept since 27/09/2026.