All-inSurance & Finance
0423.908.311 · rovalta.com · 26/09/2026
All-inSurance & Finance
Financial year 2025 · Closed on 31/12/2025
Overview
Identity
Source · BCE/KBOAll-inSurance & Finance is a Private limited company incorporated in 1983. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Merelbeke-Melle. It employs on average 8,7 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0423.908.311
- Incorporation
- 26/01/1983
- Legal form
- Private limited company
- Registered office
- Lindestraat 2
9090 Merelbeke-Melle · FlandreSee on map - Contributed capital
- 302 343,50 €
- Latest accounts
- 31/12/2025
- Average workforce
- 8,7 ETP
Joint committees (2)
- 307
- 3070
Financials
Source · NBB, 20 filingsTrend over 17 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1,5 M € | +319% | 346,7 k € | +9.3% | 317,1 k € | -19.4% | 393,5 k € | -4.8% | 413,5 k € |
| EBITDA | 566,7 k € | +576% | 83,8 k € | +12.7% | 74,4 k € | -24.4% | 98,4 k € | +398% | 19,8 k € |
| Operating result | 217,2 k € | +855% | 22,7 k € | +48.6% | 15,3 k € | -61.1% | 39,3 k € | +98.7% | 19,8 k € |
| Net result | 130,7 k € | +4026% | 3,2 k € | +743% | 376,1 € | -97.0% | 12,4 k € | +133% | 5,3 k € |
| Balance sheet | |||||||||
| Equity | 954,5 k € | +172% | 351,2 k € | +0.9% | 348 k € | +0.1% | 347,7 k € | +3.7% | 335,3 k € |
| Total assets | 2,6 M € | +245% | 739 k € | +12.5% | 656,7 k € | -16.8% | 789 k € | -10.8% | 884,2 k € |
| Cash | 150,1 k € | -4.7% | 157,4 k € | +22.8% | 128,1 k € | -10.4% | 142,9 k € | -3.0% | 147,3 k € |
| Debts | 1,6 M € | +318% | 379,9 k € | +26.1% | 301,4 k € | -28.5% | 421,2 k € | +17.8% | 357,7 k € |
| Other | |||||||||
| Workforce | 8,7 ETP | +181% | 3,1 ETP | -18.4% | 3,8 ETP | +5.6% | 3,6 ETP | -37.9% | 5,8 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
Board of directors
Source · NBB, accounts to 31/12/20252 active · 26 ended
Active mandates
Ended mandates
Other companies at this address
Lindestraat 2 9090 Merelbeke-Melle| Company | CBE no. |
|---|---|
All-In● Active | 1010.002.701 |
CPS● Active | 0886.955.726 |
Immo Wim Verstraeten● Liquidation | 0888.451.704 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 24/08/2026 | 24/07/2025 | 04/07/2024 | 29/06/2023 | 28/06/2022 | 01/07/2021 |
| General meeting | 30/06/2026 | 27/06/2025 | 06/06/2024 | 01/06/2023 | 02/06/2022 | 03/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 30/06/2026 | 24/08/2026 | Dutch | |
| Abridged model | 31/12/2024 | 27/06/2025 | 24/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 06/06/2024 | 04/07/2024 | Dutch | |
| Abridged model | 31/12/2022 | 01/06/2023 | 29/06/2023 | Dutch | |
| Abridged model | 31/12/2021 | 02/06/2022 | 28/06/2022 | Dutch | |
| Abridged model | 31/12/2020 | 03/06/2021 | 01/07/2021 | Dutch | |
| Abridged model | 31/12/2019 | 04/06/2020 | 03/07/2020 | Dutch | |
| Abridged model | 31/12/2018 | 06/06/2019 | 15/07/2019 | Dutch | |
| Abridged model | 31/12/2017 | 07/06/2018 | 26/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 01/06/2017 | 27/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 27/05/2016 | 10/06/2016 | Dutch | |
| Abridged model | 31/12/2014 | 04/06/2015 | 26/06/2015 | Dutch | |
| Abridged model | 31/12/2013 | 05/06/2014 | 27/06/2014 | Dutch | |
| Abridged model | 31/12/2012 | 06/06/2013 | 17/06/2013 | Dutch | |
| Abridged model | 31/12/2011 | 07/06/2012 | 10/07/2012 | Dutch | |
| Abridged model | 31/12/2010 | 03/06/2011 | 09/06/2011 | Dutch | |
| Abridged model | 31/12/2009 | 03/06/2010 | 07/07/2010 | Dutch | |
| Abridged model | 31/12/2008 | 04/06/2009 | 20/07/2009 | Dutch | |
| Abridged model | 31/12/2007 | 05/06/2008 | 27/06/2008 | Dutch | |
| Abridged model | 31/12/2006 | 07/06/2007 | 06/07/2007 | Dutch |
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20252 active · 26 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Restructuring25/09/2025BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring24/07/2025RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Restructuring12/05/2025RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...) - KAPITAAL - AANDELEN - BENAMING - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
- Restructuring06/03/2025RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Mandates26/08/2019STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
- Registered office06/10/2017MAATSCHAPPELIJKE ZETEL
- Restructuring17/08/2017RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
- Mandates02/05/2017ONTSLAGEN - BENOEMINGEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025130,7 k €↑
- 2024Annual accounts 20243,2 k €↑
- 2024Name changeAll-inSurance & Finance
- 2023Annual accounts 2023376,1 €↓
- 2022Annual accounts 202212,4 k €↑
- 2021Annual accounts 20215,3 k €↓
- 2018Annual accounts 2018117,6 k €↓
- 2017Annual accounts 2017217,9 k €↑
- 2015Annual accounts 2015213,5 k €↓
- 2014Annual accounts 2014244,1 k €↑
- 2013Annual accounts 20139,4 k €↑
- 2013Name changeCps Verzekeringen
- 2012Annual accounts 2012444 €↓
- 2011Annual accounts 20111,9 k €↑
- 2010Annual accounts 2010-1,2 k €↓
- 2009Annual accounts 2009-661 €↑
- 2008Annual accounts 2008-973 €↓
- 2007Annual accounts 20071,7 k €↑
- 2006Annual accounts 20061,6 k €
- 2006Name changeAssurantie Adviesbureau - Bureau Agrée d'Assurances
- 26/01/1983IncorporationPrivate limited company