DE RIDDER ASSURANCES & CREDITS
0425.098.144 · rovalta.com · 25/09/2026
ACTIVE
DE RIDDER ASSURANCES & CREDITS
Financial year 2025 · Closed on 31/12/2025
Net result26,9 k €+34,1 %over 1 year
Gross margin80,5 k €+69,5 %over 1 year
Equity167,6 k €+19,1 %over 1 year
Overview
Identity
Source · BCE/KBODE RIDDER ASSURANCES & CREDITS is a Private limited company incorporated in 1983. Its registered office is in Andenne.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0425.098.144
- Incorporation
- 21/12/1983
- Legal form
- Private limited company
- Registered office
- Rue Jean-Baptiste Wauthier 13
5300 Andenne · WallonieSee on map - Contributed capital
- 12 552,66 €
- Latest accounts
- 31/12/2025
Joint committees (1)
- 307
Signals
ProfitableSolid equityPositive cashflowPositive EBITDA
Financials
Source · NBB, 21 filingsTrend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 80,5 k € | +69.5% | 47,5 k € | -33.5% | 71,4 k € | +17.7% | 60,7 k € | +0.0% | 60,7 k € |
| EBITDA | 77,3 k € | +69.9% | 45,5 k € | -32.2% | 67,1 k € | +12.1% | 59,9 k € | -0.6% | 60,2 k € |
| Operating result | 46,3 k € | +33.0% | 34,8 k € | -45.2% | 63,4 k € | +62.0% | 39,2 k € | -31.7% | 57,3 k € |
| Net result | 26,9 k € | +34.1% | 20 k € | -51.9% | 41,6 k € | +44.1% | 28,9 k € | -33.4% | 43,4 k € |
| Balance sheet | |||||||||
| Equity | 167,6 k € | +19.1% | 140,7 k € | +16.6% | 120,7 k € | +47.6% | 81,8 k € | +41.5% | 57,8 k € |
| Total assets | 432 k € | +25.5% | 344,1 k € | -0.7% | 346,7 k € | +14.9% | 301,8 k € | +255% | 85,1 k € |
| Cash | 25,2 k € | +84.3% | 13,7 k € | -48.7% | 26,7 k € | -4.1% | 27,8 k € | -53.7% | 60,1 k € |
| Debts | 264,4 k € | +30.0% | 203,4 k € | -7.5% | 219,9 k € | +7.7% | 204,1 k € | +647% | 27,3 k € |
Valuation
Indicative valuation
As an indication, this company is worth
between 100 k€ and 250 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20251 active · 5 ended
Active mandates
Jean-Luc DE RIDDER
ActiveEnded mandates
Jean Luc De Ridder
EndedJean-Luc DE RIDDER
EndedGermaine Verpoorten
EndedGermaine Verpoorten
EndedFinancials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 10/09/2026 | 03/09/2025 | 27/09/2024 | 01/09/2023 | 26/08/2022 | 26/08/2021 |
| General meeting | 09/09/2026 | 03/09/2025 | 27/09/2024 | 29/08/2023 | 17/08/2022 | 25/08/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 21 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 09/09/2026 | 10/09/2026 | French | |
| Micro model | 31/12/2024 | 03/09/2025 | 03/09/2025 | French | |
| Micro model | 31/12/2023 | 27/09/2024 | 27/09/2024 | French | |
| Micro model | 31/12/2022 | 29/08/2023 | 01/09/2023 | French | |
| Micro model | 31/12/2021 | 17/08/2022 | 26/08/2022 | French | |
| Micro model | 31/12/2020 | 25/08/2021 | 26/08/2021 | French | |
| Micro modelCorrection | 31/12/2019 | 21/08/2020 | 30/07/2021 | French | |
| Micro model | 31/12/2019 | 21/08/2020 | 28/08/2020 | French | |
| Micro model | 31/12/2018 | 01/07/2019 | 27/08/2019 | French | |
| Micro model | 31/12/2017 | 14/09/2018 | 14/09/2018 | French | |
| Micro model | 31/12/2016 | 30/06/2017 | 18/10/2017 | French | |
| Abridged model | 31/12/2015 | 30/06/2016 | 25/07/2016 | French | |
| Abridged model | 31/12/2014 | 30/06/2015 | 22/07/2015 | French | |
| Abridged model | 31/12/2013 | 30/06/2014 | 29/08/2014 | French | |
| Abridged model | 31/12/2012 | 14/05/2013 | 18/06/2013 | French | |
| Abridged model | 31/12/2011 | 12/05/2012 | 06/06/2012 | French | |
| Abridged model | 31/12/2010 | 13/05/2011 | 28/07/2011 | French | |
| Abridged model | 31/12/2009 | 14/05/2010 | 24/05/2010 | French | |
| Abridged model | 31/12/2008 | 15/05/2009 | 16/06/2009 | French | |
| Abridged model | 31/12/2007 | 16/05/2008 | 12/06/2008 | French | |
| Abridged model | 31/12/2006 | 01/06/2007 | 28/06/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 100 k€ and 250 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20251 active · 5 ended
Active mandates
Jean-Luc DE RIDDER
ActiveEnded mandates
Jean Luc De Ridder
EndedJean-Luc DE RIDDER
EndedGermaine Verpoorten
EndedGermaine Verpoorten
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates23/12/2022STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - SIEGE SOCIAL - ADRESSE AUTRE QUE SIEGE SOCIAL - OBJET - DEMISSIONS, NOMINATIONS
- Mandates09/09/2013DENOMINATION - SIEGE SOCIAL - ADRESSE AUTRE QUE SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
- Mandates11/01/2005DENOMINATION - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - CAPITAL, ACTIONS - ASSEMBLEE GENERALE
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202526,9 k €↑
- 2024Annual accounts 202420 k €↓
- 2023Annual accounts 202341,6 k €↑
- 2022Annual accounts 202228,9 k €↓
- 2021Annual accounts 202143,4 k €↑
- 2020Annual accounts 202011,2 k €↓
- 2019Annual accounts 201911,8 k €↑
- 2018Annual accounts 20186,6 k €↑
- 2017Annual accounts 2017-17,7 k €↓
- 2016Annual accounts 2016321 €↓
- 2015Annual accounts 201519,7 k €↑
- 2014Annual accounts 201410,4 k €↑
- 2013Annual accounts 2013-18,9 k €↓
- 2012Annual accounts 20122,8 k €↓
- 2011Annual accounts 201116,6 k €↑
- 2010Annual accounts 20107,3 k €↑
- 2009Annual accounts 20093,2 k €↑
- 2008Annual accounts 2008-879 €↓
- 2007Annual accounts 2007696 €↑
- 2006Annual accounts 2006-1,1 k €
- 21/12/1983IncorporationPrivate limited company