NORMAL SITUATION

VERZEKERINGSKANTOOR JOHAN DESMET

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Company — Normal situation.

Financial year 2024 · Closed on 31/12/2024

Net result70 k €-36,6 %over 1 year

Gross margin199,9 k €-71,7 %over 1 year

Equity443,7 k €+18,7 %over 1 year

Workforce1,8 ETP-80,0 %over 1 year

Identity

Source · BCE/KBO

VERZEKERINGSKANTOOR JOHAN DESMET is a company registered in Belgium. It employs on average 1,8 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0425.730.228
Legal form: Public limited company
Contributed capital: 61 500,00 €
Latest accounts: 31/12/2024
Average workforce: 1,8 ETP

Joint committees (1)

Signals

ProfitableSolid equityGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 41 filings

Trend over 18 financial years

	2024		2023		2022		2021		2019
Income statement
Gross margin	199,9 k €	-71.7%	706 k €	+18.7%	594,7 k €	+9.1%	544,9 k €	-24.6%	722,3 k €
EBITDA	105,6 k €	-38.7%	172,5 k €	+83.3%	94,1 k €	+76.1%	53,4 k €	-65.3%	154,2 k €
Operating result	93,2 k €	-43.7%	165,6 k €	+87.7%	88,2 k €	+133%	37,8 k €	-66.4%	112,7 k €
Net result	70 k €	-36.6%	110,5 k €	+104%	54,1 k €	+179%	19,4 k €	-73.0%	71,7 k €
Balance sheet
Equity	443,7 k €	+18.7%	373,6 k €	+42.0%	263,1 k €	+25.9%	209 k €	-45.1%	381 k €
Total assets	1,4 M €	+75.3%	808,9 k €	-7.2%	871,9 k €	+38.1%	631,4 k €	-37.5%	1 M €
Cash	613,9 k €	+59.1%	385,8 k €	-7.9%	419 k €	+224%	129,5 k €	-68.3%	408,6 k €
Debts	973,6 k €	+124%	435,3 k €	-28.5%	608,8 k €	+44.1%	422,4 k €	-32.5%	625,9 k €
Other
Workforce	1,8 ETP	-80.0%	9,0 ETP	+3.4%	8,7 ETP	-8.4%	9,5 ETP	-18.1%	11,6 ETP

Board of directors

Source · NBB, accounts to 31/12/2024

2 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
CLABBE0712.874.180Represented by Laurent CLAES	Director22/08/2024 → 22/08/2030
SEREMA1007.602.940Represented by Seppe SIJMONS	Director22/08/2024 → 22/08/2030

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
J.V.D.0830.420.859Represented by Delphine Desmet	Managing director31/12/2019 → 31/12/2025Director31/12/2019 → 31/12/2025
Johan Desmet	Director31/12/2019 → 22/08/2024

Full financial information

Source · NBB

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/07/2025	01/10/2024	05/07/2023	12/07/2022	21/05/2021	14/04/2020
General meeting	30/06/2025	20/09/2024	10/06/2023	28/06/2022	15/05/2021	06/04/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 41 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	30/06/2025	31/07/2025	Dutch	PDF
Abridged model	31/12/2023	20/09/2024	01/10/2024	Dutch	PDF
Abridged model	31/12/2022	10/06/2023	05/07/2023	Dutch	PDF
Abridged model	31/12/2021	28/06/2022	12/07/2022	Dutch	PDF
Abridged model	31/12/2020	15/05/2021	21/05/2021	Dutch	PDF
Abridged model	31/12/2019	06/04/2020	14/04/2020	Dutch	PDF
Abridged model	31/12/2018	18/05/2019	11/06/2019	Dutch	PDF
Abridged model	31/12/2017	19/05/2018	23/05/2018	Dutch	PDF
Abridged model	31/12/2016	20/05/2017	16/06/2017	Dutch	PDF
Abridged model	31/12/2015	21/05/2016	08/06/2016	Dutch	PDF
Abridged model	31/12/2014	16/05/2015	18/05/2015	Dutch	PDF
Abridged model	31/12/2013	17/05/2014	20/05/2014	Dutch	PDF
Abridged model	31/12/2012	18/05/2013	06/06/2013	Dutch	PDF
Abridged model	31/12/2011	19/05/2012	05/06/2012	Dutch	PDF
Abridged model	31/12/2010	21/05/2011	20/06/2011	Dutch	PDF
Abridged model	31/12/2009	30/06/2010	22/07/2010	Dutch	PDF
Abridged model	31/12/2008	16/05/2009	08/06/2009	Dutch	PDF
Abridged model	31/12/2007	17/05/2008	02/06/2008	Dutch	PDF
Abridged model	31/12/2006	09/06/2007	27/06/2007	Dutch	PDF
Abridged model	31/12/2005	20/05/2006	28/06/2006	Dutch	PDF
Abridged model	31/12/2004	31/05/2005	02/06/2005	Dutch	PDF
Abridged model	31/12/2003	30/06/2004	28/07/2004	Dutch	PDF
Abridged model	31/12/2002	17/05/2003	02/06/2003	Dutch	PDF
Abridged model	31/12/2001	01/06/2002	02/07/2002	Dutch	PDF
Abridged model	31/12/2000	19/05/2001	06/06/2001	Dutch	PDF
Abridged model	31/12/1999	10/06/2000	14/07/2000	Dutch	PDF
Abridged model	31/12/1998	05/06/1999	07/07/1999	Dutch	PDF
Abridged model	31/12/1997	16/05/1998	05/06/1998	Dutch	—
Abridged model	31/12/1996	17/05/1997	06/06/1997	Dutch	—
Abridged model	31/12/1995	18/05/1996	17/06/1996	Dutch	—
Abridged model	31/12/1994	20/05/1995	22/06/1995	Dutch	—
Abridged model	31/12/1993	21/05/1994	16/06/1994	Dutch	—
Abridged model	31/12/1992	15/05/1993	22/09/1993	Dutch	—
Abridged model	31/12/1991	16/05/1992	17/07/1992	Dutch	—
Abridged model	31/12/1990	18/05/1991	19/11/1991	Dutch	—
Abridged model	31/12/1989	19/05/1990	04/07/1990	Dutch	—
Abridged model	31/12/1988	13/05/1989	13/07/1989	Dutch	—
Abridged model	31/12/1987	16/05/1988	05/07/1988	Dutch	—
Abridged model	31/12/1986	16/05/1987	26/05/1987	Dutch	—
Abridged model	31/12/1985	19/05/1986	22/08/1986	Dutch	—
Abridged model	31/12/1984	18/05/1985	05/07/1985	English	—

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

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Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2024

2 active · 4 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
CLABBE0712.874.180Represented by Laurent CLAES	Director22/08/2024 → 22/08/2030
SEREMA1007.602.940Represented by Seppe SIJMONS	Director22/08/2024 → 22/08/2030

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
J.V.D.0830.420.859Represented by Delphine Desmet	Managing director31/12/2019 → 31/12/2025Director31/12/2019 → 31/12/2025
Johan Desmet	Director31/12/2019 → 22/08/2024

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Restructuring19/08/2025
MET FUSIE DOOR OVERNEMING GELIJKGESTELDE VERRICHTING (GE-
PDF
Restructuring20/06/2025
NEERLEGGING FUSIEVOORSTEL
PDF
Mandates24/04/2025
Ontslag - Benoeming - Volmacht
PDF
Restructuring24/11/2020
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring28/07/2020
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates20/01/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates13/10/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates11/06/2015
ONTSLAGEN - BENOEMINGEN
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

Source · CBE, NBB annual accounts

Year

Identity

Name

Registered office

Annual accounts

Filings18 filings

Mandates

CLABBE

SEREMA

J.V.D.

Johan Desmet

Delphine Desmet

EDDY LEFEVRE

2006200720082009201020112012201320142015201620172018201920202021202220232024202520262027202820292030

VERZEKERINGSKANTOOR JOHAN DESMET

Rijksweg A 129, 9870 Zulte

Director

Managing directorDirector

DirectorManaging director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Rijksweg 129A, 9870 Zulte	accounts 2024	Accounts 2024 · 2025-00339629
Rijksweg A 129, 9870 Zulte	accounts 2021 → 2023	Accounts 2023 · 2024-00486010

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
VERZEKERINGSKANTOOR JOHAN DESMET	accounts 2021 → 2024	Accounts 2024 · 2025-00339629

Events

2024
Annual accounts 202470 k €↓
2023
Annual accounts 2023110,5 k €↑
2022
Annual accounts 202254,1 k €↑
2021
Annual accounts 202119,4 k €↓
2019
Annual accounts 201971,7 k €↑
2018
Annual accounts 201837,8 k €↓
2017
Annual accounts 201744,9 k €↓
2016
Annual accounts 201674,4 k €↑
2015
Annual accounts 201546,5 k €↓
2014
Annual accounts 201452 k €↑
2013
Annual accounts 2013-8,3 k €↓
2012
Annual accounts 20123,7 k €↓
2011
Annual accounts 201133,8 k €↑
2010
Annual accounts 201028,8 k €↓
2009
Annual accounts 200999,4 k €↑
2008
Annual accounts 200890 k €↑
2007
Annual accounts 200768,4 k €↑
2006
Annual accounts 200641,9 k €

VERZEKERINGSKANTOOR JOHAN DESMET

Overview

Identity

Financials

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events