ACTIVE

AB Verzekeringen

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Financial year 2025 · Closed on 31/12/2025

Net result124,3 k €+35,1 %over 1 year

Gross margin389,7 k €+14,0 %over 1 year

Equity92,3 k €-53,4 %over 1 year

Workforce3,2 ETP+3,2 %over 1 year

Identity

Source · BCE/KBO

AB Verzekeringen is a Private limited company incorporated in 1983. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Dessel. It employs on average 3,2 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0426.190.680
Incorporation: 29/12/1983
Legal form: Private limited company
Registered office: Molsebaan 3F
2480 Dessel · FlandreSee on map
Contributed capital: 18 600,00 €
Latest accounts: 31/12/2025
Average workforce: 3,2 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (2)

Signals

ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	389,7 k €	+14.0%	341,9 k €	+5.8%	323,3 k €	-26.0%	436,7 k €	+19.1%	366,6 k €
EBITDA	186,8 k €	+32.3%	141,2 k €	+0.4%	140,6 k €	-41.1%	238,8 k €	+93.1%	123,7 k €
Operating result	165,9 k €	+44.4%	114,9 k €	+38.7%	82,8 k €	-57.1%	193 k €	+138%	81,1 k €
Net result	124,3 k €	+35.1%	92 k €	+52.0%	60,6 k €	-55.9%	137,4 k €	+200%	45,9 k €
Balance sheet
Equity	92,3 k €	-53.4%	198 k €	-35.3%	306 k €	+15.3%	265,4 k €	-9.4%	293 k €
Total assets	404,9 k €	-18.3%	495,8 k €	-21.0%	627,5 k €	+19.2%	526,3 k €	+2.2%	515 k €
Cash	30,1 k €	+47.8%	20,3 k €	+14.7%	17,7 k €	+466%	3,1 k €	-48.5%	6,1 k €
Debts	310,6 k €	+5.0%	295,9 k €	-7.5%	319,9 k €	+23.5%	258,9 k €	+17.6%	220,1 k €
Other
Workforce	3,2 ETP	+3.2%	3,1 ETP	+10.7%	2,8 ETP	-15.2%	3,3 ETP	-19.5%	4,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
FinInvestCo0842.193.194Represented by Ann Breugelmans	Directorsince 30/12/2011Mandate30/12/2011 → 2015 accountsended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ROGER VAN HAM	Manager18/05/2010 → 30/12/2011
ALEX VAN HAM	Manager17/08/1990 → 30/12/2011
LUCIEN VAN HAM	Manager29/12/1983 → 30/12/2011

Other companies at this address

Molsebaan 3F 2480 Dessel

Company	CBE no.
FinInvestCo● Active	0842.193.194

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	03/07/2026	03/06/2025	04/06/2024	25/07/2023	27/07/2022	19/07/2021
General meeting	30/06/2026	30/05/2025	30/05/2024	30/06/2023	30/06/2022	23/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	03/07/2026	Dutch	PDF
Abridged model	31/12/2024	30/05/2025	03/06/2025	Dutch	PDF
Abridged model	31/12/2023	30/05/2024	04/06/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	25/07/2023	Dutch	PDF
Abridged model	31/12/2021	30/06/2022	27/07/2022	Dutch	PDF
Abridged model	31/12/2020	23/06/2021	19/07/2021	Dutch	PDF
Abridged model	31/12/2019	09/06/2020	13/07/2020	Dutch	PDF
Abridged model	31/12/2018	31/05/2019	04/06/2019	Dutch	PDF
Abridged model	31/12/2017	30/05/2018	04/06/2018	Dutch	PDF
Abridged model	31/12/2016	30/05/2017	09/06/2017	Dutch	PDF
Abridged model	31/12/2015	30/05/2016	09/06/2016	Dutch	PDF
Abridged model	31/12/2014	30/05/2015	02/06/2015	Dutch	PDF
Abridged model	31/12/2013	17/04/2014	09/05/2014	Dutch	PDF
Abridged model	31/12/2012	13/05/2013	29/05/2013	Dutch	PDF
Abridged model	31/12/2011	30/05/2012	23/08/2012	Dutch	PDF
Abridged model	31/12/2010	30/05/2011	20/06/2011	Dutch	PDF
Abridged model	31/12/2009	31/05/2010	08/06/2010	Dutch	PDF
Abridged model	31/12/2008	30/05/2009	25/06/2009	Dutch	PDF
Abridged model	31/12/2007	30/05/2008	30/05/2008	Dutch	PDF
Abridged model	31/12/2006	30/05/2007	27/06/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
FinInvestCo0842.193.194Represented by Ann Breugelmans	Directorsince 30/12/2011Mandate30/12/2011 → 2015 accountsended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ROGER VAN HAM	Manager18/05/2010 → 30/12/2011
ALEX VAN HAM	Manager17/08/1990 → 30/12/2011
LUCIEN VAN HAM	Manager29/12/1983 → 30/12/2011

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates13/04/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF
Mandates31/07/2020
ONTSLAGEN - BENOEMINGEN
PDF
Court decision12/12/2019
RUBRIEK EINDE (STOPZETTING, INTREKKING STOPZETTING, NIETIGHEID, GER. AK., GERECHTELIJKE REORGANISATIE, ENZ...
PDF
Mandates04/11/2019
ONTSLAGEN - BENOEMINGEN
PDF
Other25/07/2014
BVBA: wijziging :
PDF
Restructuring21/05/2014
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates15/02/2012
ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates21/06/2010
ONTSLAGEN - BENOEMINGEN
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings20 filings

Mandates

FinInvestCo

ROGER VAN HAM

ALEX VAN HAM

LUCIEN VAN HAM

19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

AB VerzekeringenVerzekeringen Van Ham

Molsebaan 3F, 2480 Dessel

Director

Manager

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Molsebaan 3F, 2480 DesselCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00253761

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
AB VerzekeringenCurrent	accounts 2020 → 2025	Accounts 2025 · 2026-00253761
Verzekeringen Van Ham	accounts 2006 → 2019	Accounts 2019 · 2020-28700391

Events

2025
Annual accounts 2025124,3 k €↑
2024
Annual accounts 202492 k €↑
2023
Annual accounts 202360,6 k €↓
2022
Annual accounts 2022137,4 k €↑
2021
Annual accounts 202145,9 k €↑
2020
Annual accounts 2020-2 k €↓
2020
Name changeAB Verzekeringen
2019
Annual accounts 20195,6 k €↑
2018
Annual accounts 2018-13,4 k €↑
2017
Annual accounts 2017-15,7 k €↑
2016
Annual accounts 2016-86,7 k €↓
2015
Annual accounts 2015-61,6 k €↓
2014
Annual accounts 201463,5 k €↑
2013
Annual accounts 2013-60,5 k €↓
2012
Annual accounts 2012138 k €↓
2011
Annual accounts 2011673,4 k €↑
2010
Annual accounts 2010191,1 k €↓
2009
Annual accounts 2009212,9 k €↑
2008
Annual accounts 200830,7 k €↑
2007
Annual accounts 20079,3 k €↓
2006
Annual accounts 200687,6 k €
29/12/1983
IncorporationPrivate limited company

AB Verzekeringen

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events