Assurances Bougard
0426.888.288 · rovalta.com · 25/09/2026
ACTIVE
Assurances Bougard
Financial year 2025 · Closed on 31/12/2025
Net result106,5 k €-9,6 %over 1 year
Gross margin682,6 k €-6,6 %over 1 year
Equity269,9 k €+26,4 %over 1 year
Workforce8,3 ETP-5,7 %over 1 year
Overview
Identity
Source · BCE/KBOAssurances Bougard is a Public limited company incorporated in 1984. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Ecaussinnes. It employs on average 8,3 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0426.888.288
- Incorporation
- 21/05/1984
- Legal form
- Public limited company
- Registered office
- Rue Arthur Pouplier 103 box C
7190 Ecaussinnes · WallonieSee on map - Contributed capital
- 62 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 8,3 ETP
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 682,6 k € | -6.6% | 730,5 k € | +21.4% | 601,7 k € | +21.9% | 493,8 k € | -13.9% | 573,3 k € |
| EBITDA | 227,4 k € | -4.7% | 238,6 k € | +21.9% | 195,8 k € | +122% | 88 k € | -52.0% | 183,2 k € |
| Operating result | 174,8 k € | -6.0% | 186 k € | +27.4% | 146 k € | +205% | 47,9 k € | -57.6% | 112,9 k € |
| Net result | 106,5 k € | -9.6% | 117,8 k € | +45.3% | 81,1 k € | +591% | 11,7 k € | -81.0% | 61,7 k € |
| Balance sheet | |||||||||
| Equity | 269,9 k € | +26.4% | 213,5 k € | +51.7% | 140,7 k € | +17.6% | 119,6 k € | +10.9% | 107,9 k € |
| Total assets | 1 M € | -9.0% | 1,1 M € | -3.0% | 1,1 M € | -0.8% | 1,1 M € | +2.3% | 1,1 M € |
| Cash | 103,8 k € | -39.2% | 170,8 k € | -5.4% | 180,6 k € | -1.9% | 184 k € | +31.2% | 140,3 k € |
| Debts | 727,1 k € | -17.6% | 882,3 k € | -10.9% | 990,3 k € | -3.1% | 1 M € | +1.1% | 1 M € |
| Other | |||||||||
| Workforce | 8,3 ETP | -5.7% | 8,8 ETP | +14.3% | 7,7 ETP | -12.5% | 8,8 ETP | – | |
Valuation
Indicative valuation
As an indication, this company is worth
between 500 k€ and 1 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20254 active · 17 ended
Active mandates
Pierre FRANCOIS
ActiveHUGUES VANDERBECQ
ActiveSOPHIE CAMBIER
ActiveEnded mandates
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 31/08/2026 | 25/08/2025 | 28/08/2024 | 26/06/2023 | 30/06/2022 | 30/06/2021 |
| General meeting | 13/06/2026 | 14/06/2025 | 08/06/2024 | 10/06/2023 | 11/06/2022 | 12/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 13/06/2026 | 31/08/2026 | French | |
| Abridged model | 31/12/2024 | 14/06/2025 | 25/08/2025 | French | |
| Abridged model | 31/12/2023 | 08/06/2024 | 28/08/2024 | French | |
| Abridged model | 31/12/2022 | 10/06/2023 | 26/06/2023 | French | |
| Micro model | 31/12/2021 | 11/06/2022 | 30/06/2022 | French | |
| Micro model | 31/12/2020 | 12/06/2021 | 30/06/2021 | French | |
| Abridged model | 31/12/2019 | 13/06/2020 | 22/10/2020 | French | |
| Abridged model | 31/12/2018 | 08/06/2019 | 19/08/2019 | French | |
| Abridged model | 31/12/2017 | 09/06/2018 | 21/08/2018 | French | |
| Abridged model | 31/12/2016 | 10/06/2017 | 31/08/2017 | French | |
| Abridged model | 31/12/2015 | 11/06/2016 | 16/08/2016 | French | |
| Abridged model | 31/12/2014 | 13/06/2015 | 15/07/2015 | French | |
| Abridged model | 31/12/2013 | 14/06/2014 | 03/07/2014 | French | |
| Abridged model | 31/12/2012 | 08/06/2013 | 10/06/2013 | French | |
| Abridged model | 31/12/2011 | 09/06/2012 | 28/06/2012 | French | |
| Abridged model | 31/12/2010 | 11/06/2011 | 21/06/2011 | French | |
| Abridged model | 31/12/2009 | 26/07/2010 | 10/08/2010 | French | |
| Abridged model | 31/12/2008 | 13/06/2009 | 23/06/2009 | French | |
| Abridged model | 31/12/2007 | 14/06/2008 | 10/07/2008 | French | |
| Abridged model | 31/12/2006 | 09/06/2007 | 29/06/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 500 k€ and 1 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20254 active · 17 ended
Active mandates
Pierre FRANCOIS
ActiveHUGUES VANDERBECQ
ActiveSOPHIE CAMBIER
ActiveEnded mandates
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates15/06/2026DEMISSIONS, NOMINATIONS
- Mandates02/10/2024STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
- Mandates25/09/2024DEMISSIONS, NOMINATIONS
- Mandates24/07/2023DEMISSIONS, NOMINATIONS
- Mandates10/06/2021DEMISSIONS, NOMINATIONS
- Mandates19/02/2021DEMISSIONS, NOMINATIONS
- Mandates28/12/2015DEMISSIONS, NOMINATIONS
- Mandates19/02/2015OBJET - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025106,5 k €↓
- 2024Annual accounts 2024117,8 k €↑
- 2023Annual accounts 202381,1 k €↑
- 2022Annual accounts 202211,7 k €↓
- 2021Annual accounts 202161,7 k €↓
- 2020Annual accounts 2020116,8 k €↑
- 2019Annual accounts 2019-72,2 k €↑
- 2018Annual accounts 2018-150,5 k €↓
- 2017Annual accounts 2017-26 k €↓
- 2016Annual accounts 201617,5 k €↑
- 2015Annual accounts 2015-19,5 k €↓
- 2014Annual accounts 2014119 k €↑
- 2013Annual accounts 201355,2 k €↓
- 2012Annual accounts 201285,1 k €↑
- 2011Annual accounts 201161,1 k €↓
- 2010Annual accounts 201096,4 k €↑
- 2009Annual accounts 200917,1 k €↓
- 2008Annual accounts 200865,3 k €↑
- 2007Annual accounts 200732,6 k €↑
- 2006Annual accounts 200614,4 k €
- 21/05/1984IncorporationPublic limited company