ACTIVE

A.C. INSURANCES

Financial year 2025 · Closed on 31/12/2025

Net result85,1 k €-52,0 %over 1 year

Gross margin105 k €-48,2 %over 1 year

Equity115,8 k €+0,1 %over 1 year

Identity

Source · BCE/KBO

A.C. INSURANCES is a Private limited company incorporated in 1984. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Koekelberg.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0427.531.062
Incorporation: 13/11/1984
Legal form: Private limited company
Registered office: Avenue de la Basilique 325
1081 Koekelberg · BruxellesSee on map
Contributed capital: 40 902,44 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	105 k €	-48.2%	202,7 k €	+20.4%	168,4 k €	+98.5%	84,8 k €	+4.6%	81,1 k €
EBITDA	103,5 k €	-48.6%	201,3 k €	+35.4%	148,8 k €	+628%	20,4 k €	+1.1%	20,2 k €
Operating result	103,5 k €	-48.6%	201,3 k €	+37.5%	146,4 k €	+652%	19,5 k €	+55.2%	12,5 k €
Net result	85,1 k €	-52.0%	177,3 k €	+38.1%	128,4 k €	+663%	16,8 k €	+263%	4,6 k €
Balance sheet
Equity	115,8 k €	+0.1%	115,7 k €	+17.6%	98,4 k €	+63.9%	60 k €	-49.6%	119,2 k €
Total assets	299 k €	-8.8%	327,9 k €	+48.1%	221,4 k €	+16.6%	189,8 k €	+22.1%	155,5 k €
Cash	2,6 k €	-94.5%	48,2 k €	-76.7%	207,4 k €	+85.7%	111,7 k €	-5.4%	118,1 k €
Debts	171,2 k €	-8.9%	188,1 k €	+74.8%	107,6 k €	-10.9%	120,8 k €	+321%	28,7 k €
Other
Workforce	–		–		0,2 ETP		–		–

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 12 ended

Active mandates

DIDIER KELLER

Director · since 18 décembre 2023

Active

VERZEKERINGEN-SAERENS-ASSURANCES

Director · since 18 décembre 2023 · 0426.755.953

Represented by Bram Delporte

Active

Ended mandates

Ddier Keller

Manager · since 19 juin 2013 · until 19 juin 2019

Ended

Pierre Schockaert

Director · since 19 juin 2013

Ended

Pierre Schockaert

Manager · since 19 juin 2013 · until 19 juin 2019

Ended

Didier Keller

Manager · since 17 septembre 2007

Ended

Other companies at this address

Avenue de la Basilique 325 1081 Koekelberg

Company	CBE no.
KOBBIMMO● Active	0452.491.934
SOPAX S.A.● Active	0740.804.737
YODI● Active	0744.898.632

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/08/2026	18/06/2025	31/07/2024	13/03/2023	16/06/2022	28/06/2021
General meeting	25/08/2026	27/05/2025	30/06/2024	10/03/2023	15/06/2022	16/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

Looking for more information about this company?

Try for 7 days

Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	25/08/2026	31/08/2026	French	PDF
Abridged model	31/12/2024	27/05/2025	18/06/2025	French	PDF
Abridged model	31/12/2023	30/06/2024	31/07/2024	French	PDF
Micro model	31/12/2022	10/03/2023	13/03/2023	French	PDF
Micro model	31/12/2021	15/06/2022	16/06/2022	French	PDF
Micro model	31/12/2020	16/06/2021	28/06/2021	French	PDF
Micro model	31/12/2019	17/06/2020	26/10/2020	French	PDF
Micro model	31/12/2018	19/06/2019	29/07/2019	French	PDF
Micro model	31/12/2017	20/06/2018	31/07/2018	French	PDF
Micro model	31/12/2016	21/06/2017	31/07/2017	French	PDF
Abridged model	31/12/2015	15/06/2016	26/08/2016	French	PDF
Abridged model	31/12/2014	17/06/2015	22/07/2015	French	PDF
Abridged model	31/12/2013	18/06/2014	27/08/2014	French	PDF
Abridged model	31/12/2012	19/06/2013	08/08/2013	French	PDF
Abridged model	31/12/2011	20/06/2012	06/07/2012	French	PDF
Abridged model	31/12/2010	22/06/2011	27/07/2011	French	PDF
Abridged model	31/12/2009	23/06/2010	19/08/2010	French	PDF
Abridged model	31/12/2008	07/09/2009	01/10/2009	French	PDF
Abridged model	31/12/2007	10/10/2008	05/11/2008	French	PDF
Abridged model	31/12/2006	31/07/2007	21/08/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 12 ended

Active mandates

DIDIER KELLER

Director · since 18 décembre 2023

Active

VERZEKERINGEN-SAERENS-ASSURANCES

Director · since 18 décembre 2023 · 0426.755.953

Represented by Bram Delporte

Active

Ended mandates

Ddier Keller

Manager · since 19 juin 2013 · until 19 juin 2019

Ended

Pierre Schockaert

Director · since 19 juin 2013

Ended

Pierre Schockaert

Manager · since 19 juin 2013 · until 19 juin 2019

Ended

Didier Keller

Manager · since 17 septembre 2007

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates28/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Mandates20/11/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates25/09/2007
DEMISSIONS, NOMINATIONS
PDF
Mandates20/08/2007
DENOMINATION - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Restructuring27/06/2007
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - ASSEMBLEE GENERALE - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates11/10/2006
DEMISSIONS, NOMINATIONS
PDF
Other06/10/2006
DIVERS
PDF
Mandates12/09/2006
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 202585,1 k €↓
2024
Annual accounts 2024177,3 k €↑
2023
Annual accounts 2023128,4 k €↑
2022
Annual accounts 202216,8 k €↑
2021
Annual accounts 20214,6 k €↓
2020
Annual accounts 202011,9 k €↓
2019
Annual accounts 201918,3 k €↑
2018
Annual accounts 20187,5 k €↑
2017
Annual accounts 2017-25,6 k €↓
2016
Annual accounts 2016-4,7 k €↑
2015
Annual accounts 2015-18,7 k €↓
2014
Annual accounts 2014500,8 €↓
2013
Annual accounts 201314 k €↑
2012
Annual accounts 201211,5 k €↓
2011
Annual accounts 201113,6 k €↓
2010
Annual accounts 201026,4 k €↓
2009
Annual accounts 200927,8 k €↓
2008
Annual accounts 200835,9 k €↑
2007
Annual accounts 2007-46 k €↓
2006
Annual accounts 200625,7 k €
13/11/1984
IncorporationPrivate limited company

A.C. INSURANCES

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline