POUMAY INSURANCE & INVESTMENT
0427.908.669 · rovalta.com · 27/09/2026
ACTIVE
POUMAY INSURANCE & INVESTMENT
Financial year 2025 · Closed on 31/12/2025
Net result-10,6 k €-365,0 %over 1 year
Gross margin90,1 k €-18,5 %over 1 year
Equity37,4 k €-22,1 %over 1 year
Overview
Identity
Source · BCE/KBOPOUMAY INSURANCE & INVESTMENT is a Public limited company incorporated in 1985. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Malmedy.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0427.908.669
- Incorporation
- 04/01/1985
- Legal form
- Public limited company
- Registered office
- Avenue du Pont de Warche 10
4960 Malmedy · WallonieSee on map - Contributed capital
- 62 000,00 €
- Latest accounts
- 31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Contacts
2 public details availableLog in to view
Signals
Solid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 90,1 k € | -18.5% | 110,5 k € | -10.2% | 123 k € | -25.4% | 165 k € | -11.2% | 185,9 k € |
| EBITDA | 3,9 k € | -86.2% | 28,2 k € | -35.3% | 43,6 k € | -18.6% | 53,6 k € | -12.0% | 60,9 k € |
| Operating result | -10,3 k € | -459% | -1,8 k € | +78.9% | -8,8 k € | -223% | 7,1 k € | -43.8% | 12,7 k € |
| Net result | -10,6 k € | -365% | -2,3 k € | +75.7% | -9,4 k € | -921% | 1,1 k € | -73.5% | 4,3 k € |
| Balance sheet | |||||||||
| Equity | 37,4 k € | -22.1% | 48 k € | -4.5% | 50,3 k € | -15.8% | 59,7 k € | +2.0% | 58,6 k € |
| Total assets | 55,3 k € | -30.5% | 79,6 k € | -16.3% | 95,1 k € | -37.9% | 153,1 k € | -47.2% | 289,9 k € |
| Cash | 21 k € | -29.0% | 29,6 k € | +75.0% | 16,9 k € | +131% | 7,3 k € | -56.2% | 16,7 k € |
| Debts | 17,9 k € | -43.3% | 31,6 k € | -29.5% | 44,7 k € | -52.1% | 93,3 k € | -59.0% | 227,9 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20251 active · 5 ended
Active mandates
Active
Ended mandates
JACQUES POUMAY
EndedJACQUES POUMAY
EndedMARIE-ANGE CHARBON
EndedPaul-Yves POUMAY
EndedOther companies at this address
Avenue du Pont de Warche 10 4960 Malmedy| Company | CBE no. |
|---|---|
CHEFFI● Active | 0794.503.937 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 24/08/2026 | 30/08/2025 | 30/08/2024 | 28/08/2023 | 31/08/2022 | 30/08/2021 |
| General meeting | 01/06/2026 | 02/06/2025 | 03/06/2024 | 05/06/2023 | 30/05/2022 | 31/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 01/06/2026 | 24/08/2026 | French | |
| Micro model | 31/12/2024 | 02/06/2025 | 30/08/2025 | French | |
| Micro model | 31/12/2023 | 03/06/2024 | 30/08/2024 | French | |
| Micro model | 31/12/2022 | 05/06/2023 | 28/08/2023 | French | |
| Micro model | 31/12/2021 | 30/05/2022 | 31/08/2022 | French | |
| Micro model | 31/12/2020 | 31/05/2021 | 30/08/2021 | French | |
| Micro model | 31/12/2019 | 29/06/2020 | 24/09/2020 | French | |
| Abridged model | 31/12/2018 | 27/05/2019 | 28/08/2019 | French | |
| Abridged model | 31/12/2017 | 28/05/2018 | 29/08/2018 | French | |
| Abridged model | 31/12/2016 | 29/05/2017 | 30/08/2017 | French | |
| Abridged model | 31/12/2015 | 30/05/2016 | 30/08/2016 | French | |
| Abridged model | 31/12/2014 | 25/05/2015 | 30/08/2015 | French | |
| Abridged model | 31/12/2013 | 26/05/2014 | 27/08/2014 | French | |
| Abridged model | 31/12/2012 | 27/05/2013 | 26/08/2013 | French | |
| Abridged model | 31/12/2011 | 28/05/2012 | 30/08/2012 | French | |
| Abridged model | 31/12/2010 | 31/05/2011 | 22/06/2011 | French | |
| Abridged model | 31/12/2009 | 01/06/2010 | 30/08/2010 | French | |
| Abridged model | 31/12/2008 | 25/05/2009 | 01/07/2009 | French | |
| Abridged model | 31/12/2007 | 26/05/2008 | 27/06/2008 | French | |
| Abridged model | 31/12/2006 | 28/05/2007 | 09/07/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20251 active · 5 ended
Active mandates
Active
Ended mandates
JACQUES POUMAY
EndedJACQUES POUMAY
EndedMARIE-ANGE CHARBON
EndedPaul-Yves POUMAY
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates24/04/2023SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
- Mandates21/06/2017DEMISSIONS, NOMINATIONS
- Mandates14/10/2015DEMISSIONS, NOMINATIONS
- Registered office15/05/2013SIEGE SOCIAL
- Capital / shares31/01/2012CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
- Mandates12/06/2009DEMISSIONS, NOMINATIONS
- Mandates15/01/2004DEMISSIONS, NOMINATIONS
- Mandates18/08/2003DEMISSIONS, NOMINATIONS - DENOMINATION - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - CAPITAL, ACTIONS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025-10,6 k €↓
- 2024Annual accounts 2024-2,3 k €↑
- 2023Annual accounts 2023-9,4 k €↓
- 2022Annual accounts 20221,1 k €↓
- 2021Annual accounts 20214,3 k €↓
- 2020Annual accounts 202050,8 k €↑
- 2019Annual accounts 2019-6,3 k €↓
- 2018Annual accounts 20184,2 k €↑
- 2017Annual accounts 20173,9 k €↑
- 2016Annual accounts 2016-4,3 k €↓
- 2015Annual accounts 20154,6 k €↑
- 2014Annual accounts 2014-6,1 k €↑
- 2013Annual accounts 2013-31,8 k €↑
- 2012Annual accounts 2012-48,1 k €↓
- 2011Annual accounts 201130 k €↑
- 2010Annual accounts 2010-17,2 k €↑
- 2009Annual accounts 2009-27 k €↓
- 2008Annual accounts 2008-8,7 k €↓
- 2007Annual accounts 20078,2 k €↑
- 2006Annual accounts 2006-9,4 k €
- 04/01/1985IncorporationPublic limited company