Crédit Hutois
0428.066.047 · rovalta.com · 25/09/2026
ACTIVE
Crédit Hutois
Financial year 2024 · Closed on 31/12/2024
Net result-4,2 k €+83,9 %over 1 year
Gross margin62,2 k €-70,9 %over 1 year
Equity135,3 k €-3,0 %over 1 year
Overview
Identity
Source · BCE/KBOCrédit Hutois is a Public limited company incorporated in 1985. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Huy.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0428.066.047
- Incorporation
- 01/03/1985
- Legal form
- Public limited company
- Registered office
- Rue des Croisiers 7
4500 Huy · WallonieSee on map - Contributed capital
- 61 973,38 €
- Latest accounts
- 31/12/2024
Activities (NACE)
Joint committees (1)
- 307
Signals
Solid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 18 filingsTrend over 17 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 62,2 k € | -70.9% | 213,8 k € | +221% | 66,6 k € | +10.8% | 60,1 k € | -6.3% | 64,2 k € |
| EBITDA | 4,2 k € | +120% | -20,7 k € | -470% | 5,6 k € | -45.5% | 10,3 k € | -20.4% | 12,9 k € |
| Operating result | -224 € | +99.0% | -23,3 k € | -549% | 5,2 k € | -47.5% | 9,9 k € | -14.0% | 11,5 k € |
| Net result | -4,2 k € | +83.9% | -25,8 k € | -2958% | -844,7 € | +92.1% | -10,7 k € | -251% | 7,1 k € |
| Balance sheet | |||||||||
| Equity | 135,3 k € | -3.0% | 139,4 k € | -15.6% | 165,3 k € | -0.5% | 166,1 k € | -6.0% | 176,8 k € |
| Total assets | 156,1 k € | -2.6% | 160,3 k € | -50.5% | 323,8 k € | -10.9% | 363,5 k € | -1.9% | 370,6 k € |
| Cash | – | – | – | – | – | ||||
| Debts | 20,8 k € | +3.6% | 20 k € | -87.1% | 155,4 k € | -20.0% | 194,3 k € | +0.3% | 193,8 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20241 active · 5 ended
Active mandates
Thierry CLOSSET
ActiveEnded mandates
Alain CLOSSET
EndedJean Pol CLOSSET
EndedLucien STIERNET
EndedRobert CLOSSET
EndedOther companies at this address
Rue des Croisiers 7 4500 Huy| Company | CBE no. |
|---|---|
ANDENNE FINANCE● Active | 0454.318.108 |
| 0651.839.505 | |
CLOSSET & PARTNER● Active | 0787.912.192 |
Financials
Full financial information
Source · NBB| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 15/01/2026 | 17/12/2024 | 10/10/2023 | 30/01/2023 | 30/01/2023 | 17/02/2023 |
| General meeting | 20/09/2025 | 21/09/2024 | 27/08/2023 | 27/08/2022 | 28/08/2021 | 29/08/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 18 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2024 | 20/09/2025 | 15/01/2026 | French | |
| Micro model | 31/12/2023 | 21/09/2024 | 17/12/2024 | French | |
| Abridged model | 31/12/2022 | 27/08/2023 | 10/10/2023 | French | |
| Abridged model | 31/12/2021 | 27/08/2022 | 30/01/2023 | French | |
| Abridged model | 31/12/2020 | 28/08/2021 | 30/01/2023 | French | |
| Abridged model | 31/12/2019 | 29/08/2020 | 17/02/2023 | French | |
| Abridged model | 31/12/2018 | 07/09/2019 | 30/01/2023 | French | |
| Micro model | 31/12/2016 | 30/08/2017 | 26/09/2017 | French | |
| Abridged model | 31/12/2015 | 20/08/2016 | 13/09/2016 | French | |
| Abridged model | 31/12/2014 | 27/08/2015 | 28/08/2015 | French | |
| Abridged model | 31/12/2013 | 21/08/2014 | 01/09/2014 | French | |
| Abridged model | 31/12/2012 | 09/08/2013 | 23/08/2013 | French | |
| Abridged model | 31/12/2011 | 25/07/2012 | 01/08/2012 | French | |
| Abridged model | 31/12/2010 | 02/07/2011 | 20/07/2011 | French | |
| Abridged model | 31/12/2009 | 25/06/2010 | 28/07/2010 | French | |
| Abridged model | 31/12/2008 | 17/07/2009 | 12/08/2009 | French | |
| Abridged model | 31/12/2007 | 13/06/2008 | 16/07/2008 | French | |
| Abridged model | 31/12/2006 | 29/06/2007 | 07/08/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20241 active · 5 ended
Active mandates
Thierry CLOSSET
ActiveEnded mandates
Alain CLOSSET
EndedJean Pol CLOSSET
EndedLucien STIERNET
EndedRobert CLOSSET
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates23/03/2023STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DIVERS - OBJET - DEMISSIONS, NOMINATIONS
- Mandates23/01/2017DEMISSIONS, NOMINATIONS
- Mandates10/01/2017DEMISSIONS, NOMINATIONS
- Mandates10/03/2014DEMISSIONS, NOMINATIONS
- Capital / shares24/12/2012CAPITAL, ACTIONS
- Mandates05/12/2008DEMISSIONS, NOMINATIONS
- Other24/11/2008DIVERS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024-4,2 k €↑
- 2023Annual accounts 2023-25,8 k €↓
- 2022Annual accounts 2022-844,7 €↑
- 2021Annual accounts 2021-10,7 k €↓
- 2020Annual accounts 20207,1 k €↑
- 2019Annual accounts 2019-13,6 k €↑
- 2018Annual accounts 2018-23,2 k €↓
- 2015Annual accounts 20159 k €↑
- 2014Annual accounts 20143,1 k €↑
- 2013Annual accounts 2013-3,2 k €↑
- 2012Annual accounts 2012-15,7 k €↓
- 2011Annual accounts 2011-445 €↓
- 2010Annual accounts 201011,2 k €↑
- 2009Annual accounts 20097,7 k €↓
- 2008Annual accounts 200811,8 k €↑
- 2007Annual accounts 200711,4 k €↑
- 2006Annual accounts 2006-5,7 k €
- 01/03/1985IncorporationPublic limited company