ACTIVE

Zakenkantoor Bekaert

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Financial year 2025 · closed on 30/06/2025

Net result

76,4 k €

-36.5% YoY

Gross margin

691,6 k €

+11.2% YoY

Equity

849,8 k €

+2.6% YoY

Workforce

5,4 ETP

+45.9% YoY

What does Zakenkantoor Bekaert do?

Zakenkantoor Bekaert is a Public limited company incorporated in 1985. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Oostrozebeke. It employs on average 5,4 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0428.365.658

Incorporation

30/12/1985

Legal form

Public limited company

Registered office

Hoogstraat 54
8780 Oostrozebeke · FlandreSee on map

Contributed capital

62 000,00 €

Latest accounts

30/06/2025

Average workforce

5,4 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	691,6 k €	+11.2%	621,8 k €	+43.3%	433,9 k €	+7.6%	403,1 k €	+24.9%	322,8 k €	-32.1%	475,4 k €	+141%	196,9 k €	+5.3%	187 k €	+10.6%	169,1 k €	-13.3%	195,1 k €	-3.5%	202,1 k €	+13.1%	178,7 k €	-13.2%	205,9 k €	-6.5%	220,3 k €	+2.9%	214 k €	+38.7%	154,3 k €	-10.4%	172,2 k €	+12.7%	152,8 k €	+22.5%	124,7 k €
EBITDA	386 k €	-0.0%	386 k €	+30.3%	296,3 k €	+9.3%	271,2 k €	+58.6%	171 k €	-51.1%	349,4 k €	+481%	60,1 k €	+8.0%	55,7 k €	+57.1%	35,4 k €	-43.5%	62,7 k €	-14.3%	73,1 k €	+59.9%	45,8 k €	-39.1%	75,1 k €	-19.1%	92,8 k €	-11.1%	104,5 k €	+39.6%	74,9 k €	-33.6%	112,8 k €	+6.2%	106,2 k €	+47.3%	72,1 k €
Operating result	150,7 k €	-27.0%	206,5 k €	+25.9%	163,9 k €	+35.2%	121,3 k €	+391%	24,7 k €	-88.7%	218,4 k €	+921%	21,4 k €	+57.4%	13,6 k €	-44.5%	24,5 k €	-34.1%	37,2 k €	+15.1%	32,3 k €	+491%	5,5 k €	-82.2%	30,7 k €	+70.2%	18 k €	-26.9%	24,6 k €	+65.9%	14,9 k €	-70.3%	50 k €	-2.4%	51,2 k €	+18.2%	43,3 k €
Net result	76,4 k €	-36.5%	120,4 k €	+14.1%	105,6 k €	+38.7%	76,1 k €	+376%	16 k €	-90.8%	174,6 k €	+1291%	12,6 k €	+2.9%	12,2 k €	+14.6%	10,6 k €	+308%	2,6 k €	-28.2%	3,6 k €	+111%	-31,7 k €	-823%	4,4 k €	-55.5%	9,8 k €	-50.0%	19,7 k €	+4186%	459,7 €	-98.6%	32,5 k €	+2.6%	31,6 k €	+765%	3,7 k €
Balance sheet
Equity	849,8 k €	+2.6%	828 k €	+17.0%	707,6 k €	+17.5%	602 k €	+14.5%	525,9 k €	+3.1%	509,9 k €	+12.0%	455,3 k €	+2.8%	442,7 k €	+2.8%	430,5 k €	+2.5%	419,9 k €	+0.6%	417,3 k €	-1.0%	421,7 k €	-6.1%	448,9 k €	-0.8%	452,5 k €	+2.2%	442,7 k €	+4.7%	422,9 k €	+0.1%	422,5 k €	+10.2%	383,4 k €	+9.0%	351,8 k €
Total assets	2,3 M €	-2.2%	2,3 M €	+71.2%	1,4 M €	-1.6%	1,4 M €	-11.9%	1,6 M €	-15.8%	1,9 M €	+139%	787,5 k €	-7.2%	848,3 k €	+18.7%	714,7 k €	+4.4%	684,7 k €	+6.3%	643,9 k €	-6.6%	689,4 k €	-12.1%	784,4 k €	+6.7%	734,9 k €	+4.3%	704,9 k €	+10.1%	640,1 k €	-16.9%	770,2 k €	+34.4%	572,9 k €	-11.6%	647,9 k €
Cash	521,6 k €	+24.0%	420,8 k €	+38.8%	303,1 k €	+128%	133 k €	-57.4%	312,1 k €	-36.2%	489 k €	+47.9%	330,6 k €	-19.5%	410,6 k €	-9.6%	454 k €	+21.2%	374,6 k €	+12.0%	334,5 k €	+27.3%	262,8 k €	+5.6%	248,9 k €	-7.4%	268,7 k €	+12.0%	239,8 k €	+127%	105,7 k €	-39.5%	174,9 k €	+77.8%	98,4 k €	+13.4%	86,7 k €
Debts	1,4 M €	-7.0%	1,5 M €	+132%	636,8 k €	-19.5%	791,5 k €	-25.0%	1,1 M €	-22.9%	1,4 M €	+312%	332,2 k €	-18.1%	405,6 k €	+42.7%	284,2 k €	+7.3%	264,8 k €	+16.9%	226,6 k €	-15.4%	267,7 k €	-20.2%	335,6 k €	+18.8%	282,4 k €	+7.7%	262,2 k €	+20.7%	217,2 k €	-37.5%	347,7 k €	+83.5%	189,5 k €	-36.0%	296,1 k €
Other
Workforce	5,4 ETP	+45.9%	3,7 ETP	+85.0%	2,0 ETP	-4.8%	2,1 ETP	-8.7%	2,3 ETP	0.0%	2,3 ETP	-17.9%	2,8 ETP	+3.7%	2,7 ETP	0.0%	2,7 ETP	+3.8%	2,6 ETP	-3.7%	2,7 ETP	0.0%	2,7 ETP	0.0%	2,7 ETP	0.0%	2,7 ETP	+12.5%	2,4 ETP	+41.2%	1,7 ETP	+41.7%	1,2 ETP	+9.1%	1,1 ETP	0.0%	1,1 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/06/2025 · 3 active · 7 ended

Active mandates

BEKAFIN

Managing director · 0730.571.138

Represented by Gilles Bekaert

Active

FIBEK

Managing director · 0428.365.856

Active

Katrien Callewaert

Director

Active

Ended mandates

Gilles Bekaert

Director · since 28 août 2017

Ended

BEKAFIN

Managing director · 0730.571.138

Represented by Gilles Bekaert

Ended

BEKAFIN

Managing director · 0730.571.138

Represented by Gilles Bekaert

Ended

BEKAFIN

Managing director · 0730.571.138

Represented by Gilles Bekaert

Ended

At this address

Other companies at this address

Company	CBE no.
Bekaert-Bouckaert● Active	0734.959.892
BEKAERT&CO● Active	0643.664.878
FIBEK● Active	0428.365.856

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/07/2024	01/07/2023	01/07/2022	01/07/2021	01/07/2020	01/07/2019
Closing of the financial year	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021	30/06/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	22/12/2025	02/01/2025	03/01/2024	03/01/2023	20/12/2021	21/12/2020
General meeting	20/12/2025	21/12/2024	23/12/2023	24/12/2022	18/12/2021	19/12/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/06/2025	20/12/2025	22/12/2025	Dutch	PDF
Abridged model	30/06/2024	21/12/2024	02/01/2025	Dutch	PDF
Abridged model	30/06/2023	23/12/2023	03/01/2024	Dutch	PDF
Abridged model	30/06/2022	24/12/2022	03/01/2023	Dutch	PDF
Abridged model	30/06/2021	18/12/2021	20/12/2021	Dutch	PDF
Abridged model	30/06/2020	19/12/2020	21/12/2020	Dutch	PDF
Abridged model	30/06/2019	21/12/2019	23/12/2019	Dutch	PDF
Abridged model	30/06/2018	22/12/2018	27/12/2018	Dutch	PDF
Abridged model	30/06/2017	23/12/2017	24/12/2017	Dutch	PDF
Abridged model	30/06/2016	24/12/2016	27/12/2016	Dutch	PDF
Abridged model	30/06/2015	19/12/2015	21/12/2015	Dutch	PDF
Abridged model	30/06/2014	20/12/2014	13/01/2015	Dutch	PDF
Abridged model	30/06/2013	21/12/2013	03/02/2014	Dutch	PDF
Abridged model	30/06/2012	22/12/2012	14/02/2013	Dutch	PDF
Abridged model	30/06/2011	24/12/2011	10/02/2012	Dutch	PDF
Abridged model	30/06/2010	18/12/2010	11/02/2011	Dutch	PDF
Abridged model	30/06/2009	19/12/2009	16/02/2010	Dutch	PDF
Abridged model	30/06/2008	20/12/2008	27/01/2009	Dutch	PDF
Abridged model	30/06/2007	22/12/2007	14/02/2008	Dutch	PDF
Abridged model	30/06/2006	23/12/2006	15/02/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 3 active · 7 ended

Active mandates

BEKAFIN

Managing director · 0730.571.138

Represented by Gilles Bekaert

Active

FIBEK

Managing director · 0428.365.856

Active

Katrien Callewaert

Director

Active

Ended mandates

Gilles Bekaert

Director · since 28 août 2017

Ended

BEKAFIN

Managing director · 0730.571.138

Represented by Gilles Bekaert

Ended

BEKAFIN

Managing director · 0730.571.138

Represented by Gilles Bekaert

Ended

BEKAFIN

Managing director · 0730.571.138

Represented by Gilles Bekaert

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates09/02/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates15/10/2020
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Mandates20/01/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates21/09/2017
ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates03/01/2014
ONTSLAGEN - BENOEMINGEN
PDF
Mandates18/01/2008
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202576,4 k €↓
2024
Annual accounts 2024120,4 k €↑
2023
Annual accounts 2023105,6 k €↑
2022
Annual accounts 202276,1 k €↑
2021
Annual accounts 202116 k €↓
2020
Annual accounts 2020174,6 k €↑
2019
Annual accounts 201912,6 k €↑
2018
Annual accounts 201812,2 k €↑
2017
Annual accounts 201710,6 k €↑
2016
Annual accounts 20162,6 k €↓
2015
Annual accounts 20153,6 k €↑
2014
Annual accounts 2014-31,7 k €↓
2013
Annual accounts 20134,4 k €↓
2012
Annual accounts 20129,8 k €↓
2011
Annual accounts 201119,7 k €↑
2010
Annual accounts 2010459,7 €↓
2009
Annual accounts 200932,5 k €↑
2008
Annual accounts 200831,6 k €↑
2007
Annual accounts 20073,7 k €
30/12/1985
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Zakenkantoor Bekaert

Overview

What does Zakenkantoor Bekaert do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline