ACTIVE

FINNCO

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Financial year 2025 · Closed on 31/12/2025

Net result354,6 k €-29,4 %over 1 year

Gross margin1,6 M €+8,6 %over 1 year

Equity1,2 M €+3,5 %over 1 year

Workforce10,8 ETP+21,3 %over 1 year

Identity

Source · BCE/KBO

FINNCO is a Private limited company incorporated in 1986. Its main activity is: Construction of buildings. Its registered office is in Beerse. It employs on average 10,8 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0428.533.132
Incorporation: 12/02/1986
Legal form: Private limited company
Registered office: Biezenstraat 28
2340 Beerse · FlandreSee on map
Contributed capital: 18 600,00 €
Latest accounts: 31/12/2025
Average workforce: 10,8 ETP

Activities (NACE)

41001Construction of buildings· main 41201Construction of residential and non-residential buildings 43320Joinery installation 43320Joinery installation 45211Maintenance and repair of motor vehicles 45421Sale, maintenance and repair of motorcycles and related parts and accessories

Joint committees (2)

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	1,6 M €	+8.6%	1,5 M €	+3.1%	1,4 M €	+55.8%	920,1 k €	+41.8%	649 k €
EBITDA	698,4 k €	-16.9%	840,2 k €	+9.1%	770,1 k €	+64.9%	467,1 k €	+27.6%	366,2 k €
Operating result	402,9 k €	-34.9%	618,6 k €	+0.6%	614,7 k €	+72.3%	356,8 k €	+32.3%	269,7 k €
Net result	354,6 k €	-29.4%	501,9 k €	+6.1%	473,1 k €	+42.7%	331,5 k €	+25.4%	264,3 k €
Balance sheet
Equity	1,2 M €	+3.5%	1,2 M €	+34.7%	870,9 k €	+42.4%	611,8 k €	+10.9%	551,7 k €
Total assets	4,1 M €	+23.9%	3,3 M €	+5.4%	3,1 M €	+12.5%	2,8 M €	+70.6%	1,6 M €
Cash	311 k €	+11.4%	279,2 k €	+119%	127,6 k €	+96.7%	64,9 k €	-33.7%	97,9 k €
Debts	2,9 M €	+35.2%	2,1 M €	-5.7%	2,3 M €	+4.1%	2,2 M €	+102%	1,1 M €
Other
Workforce	10,8 ETP	+21.3%	8,9 ETP	-9.2%	9,8 ETP	+46.3%	6,7 ETP	+34.0%	5,0 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 3 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
CONSILIUM0699.572.413Represented by Keena Vanhout	Directorsince 23/09/2019Administrator - manager23/09/2019 → 2019 accountsended
CORNELIUS0668.436.007Represented by Gert van der Velden	Directorsince 23/09/2019Administrator - manager23/09/2019 → 2019 accountsended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Leo STERCKX	Manager03/03/1997 → 2018 accounts
Paul STERCKX	Manager05/12/1995 → 2018 accounts
Ludo STERCKX	Manager12/02/1987 → 2017 accounts

Other companies at this address

Biezenstraat 28 2340 Beerse

Company	CBE no.
Finnco Finish● Active	1039.608.287
FINNCO INVEST● Active	0682.716.583
Finnco Technics● Active	0802.698.457

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	14/07/2026	02/06/2025	10/06/2024	22/08/2023	08/07/2022	28/05/2021
General meeting	30/05/2026	31/05/2025	25/05/2024	27/05/2023	28/05/2022	08/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged modelCorrection	31/12/2025	30/05/2026	14/07/2026	Dutch	PDF
Abridged model	31/12/2025	30/05/2026	06/06/2026	Dutch	PDF
Abridged model	31/12/2024	31/05/2025	02/06/2025	Dutch	PDF
Abridged model	31/12/2023	25/05/2024	10/06/2024	Dutch	PDF
Abridged model	31/12/2022	27/05/2023	22/08/2023	Dutch	PDF
Abridged model	31/12/2021	28/05/2022	08/07/2022	Dutch	PDF
Abridged model	31/12/2020	08/03/2021	28/05/2021	Dutch	PDF
Abridged model	31/12/2019	30/05/2020	31/07/2020	Dutch	PDF
Abridged model	31/12/2018	18/09/2019	25/09/2019	Dutch	PDF
Abridged model	31/12/2017	25/08/2018	30/08/2018	Dutch	PDF
Abridged model	31/12/2016	31/08/2017	27/09/2017	Dutch	PDF
Abridged model	31/12/2015	20/08/2016	25/08/2016	Dutch	PDF
Abridged model	31/12/2014	17/08/2015	25/08/2015	Dutch	PDF
Abridged model	31/12/2013	28/08/2014	29/08/2014	Dutch	PDF
Abridged model	31/12/2012	29/08/2013	30/08/2013	Dutch	PDF
Abridged model	31/12/2011	30/07/2012	29/08/2012	Dutch	PDF
Abridged model	31/12/2010	25/06/2011	31/08/2011	Dutch	PDF
Abridged model	31/12/2009	18/06/2010	27/08/2010	Dutch	PDF
Abridged model	31/12/2008	30/06/2009	28/08/2009	Dutch	PDF
Abridged model	31/12/2007	31/05/2008	24/07/2008	Dutch	PDF
Abridged model	31/12/2006	30/06/2007	18/07/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 3 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
CONSILIUM0699.572.413Represented by Keena Vanhout	Directorsince 23/09/2019Administrator - manager23/09/2019 → 2019 accountsended
CORNELIUS0668.436.007Represented by Gert van der Velden	Directorsince 23/09/2019Administrator - manager23/09/2019 → 2019 accountsended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Leo STERCKX	Manager03/03/1997 → 2018 accounts
Paul STERCKX	Manager05/12/1995 → 2018 accounts
Ludo STERCKX	Manager12/02/1987 → 2017 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Registered office18/11/2025
MAATSCHAPPELIJKE ZETEL
PDF
Mandates28/12/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Registered office14/02/2022
MAATSCHAPPELIJKE ZETEL
PDF
Mandates10/10/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/08/2019
ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Capital / shares07/03/2018
KAPITAAL - AANDELEN
PDF
Capital / shares10/02/2014
Kapitaalverhoging
PDF
Other24/01/2008
Adreswijziging
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings20 filings

Mandates

CORNELIUS

CONSILIUM

Leo STERCKX

Paul STERCKX

Ludo STERCKX

19861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

FINNCO

Biezenstraat 28, 2340 BeersePutten 18, 2320 Hoogstraten

Director

Manager

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Biezenstraat 28, 2340 BeerseCurrent	accounts 2025	Accounts 2025 · 2026-00141354
Putten 18, 2320 Hoogstraten	accounts 2021 → 2024	Accounts 2024 · 2025-00112303

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
FINNCOCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00141354

Events

2025
Annual accounts 2025354,6 k €↓
2024
Annual accounts 2024501,9 k €↑
2023
Annual accounts 2023473,1 k €↑
2022
Annual accounts 2022331,5 k €↑
2021
Annual accounts 2021264,3 k €↑
2020
Annual accounts 202054,4 k €↓
2019
Annual accounts 2019113,9 k €↑
2018
Annual accounts 201829,6 k €↑
2017
Annual accounts 201718,3 k €↓
2016
Annual accounts 201649,3 k €↓
2015
Annual accounts 201564,3 k €↑
2014
Annual accounts 201450,5 k €↑
2013
Annual accounts 2013-14,1 k €↑
2012
Annual accounts 2012-36,4 k €↓
2011
Annual accounts 2011107 k €↑
2010
Annual accounts 201068,9 k €↓
2009
Annual accounts 2009128,1 k €↑
2008
Annual accounts 2008120,4 k €↑
2007
Annual accounts 2007110,7 k €↓
2006
Annual accounts 2006136,7 k €
12/02/1986
IncorporationPrivate limited company

FINNCO

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events