CENTRALE D'ASSURANCES ET DE CREDITS DU HAINAUT
0428.723.568 · rovalta.com · 27/09/2026
ACTIVE
CENTRALE D'ASSURANCES ET DE CREDITS DU HAINAUT
Financial year 2025 · Closed on 31/12/2025
Net result34,2 k €+9 881,9 %over 1 year
Gross margin252,4 k €+25,9 %over 1 year
Equity159,2 k €-3,5 %over 1 year
Overview
Identity
Source · BCE/KBOCENTRALE D'ASSURANCES ET DE CREDITS DU HAINAUT is a Private limited company incorporated in 1986. Its main activity is: Activities of insurance agents and brokers. Its registered office is in La Louvière.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0428.723.568
- Incorporation
- 24/03/1986
- Legal form
- Private limited company
- Registered office
- Rue du Temple(L.L) 8
7100 La Louvière · WallonieSee on map - Contributed capital
- 6 200,00 €
- Latest accounts
- 31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Contacts
1 public detail availableLog in to view
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 19 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 252,4 k € | +25.9% | 200,4 k € | -10.8% | 224,8 k € | +8.0% | 208,1 k € | +16.5% | 178,7 k € |
| EBITDA | 90,4 k € | +47.5% | 61,3 k € | -43.6% | 108,7 k € | +12.6% | 96,5 k € | +25.5% | 76,9 k € |
| Operating result | 55,1 k € | +200% | 18,4 k € | -75.3% | 74,4 k € | +8.7% | 68,4 k € | +12.0% | 61,1 k € |
| Net result | 34,2 k € | +9882% | 342,5 € | -99.4% | 53,1 k € | +2.3% | 51,9 k € | +12.9% | 46 k € |
| Balance sheet | |||||||||
| Equity | 159,2 k € | -3.5% | 165 k € | -22.1% | 211,9 k € | -3.8% | 220,3 k € | -3.5% | 228,4 k € |
| Total assets | 371 k € | -14.1% | 432 k € | +21.1% | 356,6 k € | -16.3% | 425,9 k € | -2.1% | 435 k € |
| Cash | 6,7 k € | +0.5% | 6,6 k € | -20.4% | 8,3 k € | -92.1% | 106,2 k € | -5.7% | 112,6 k € |
| Debts | 211,8 k € | -20.5% | 266,2 k € | +83.9% | 144,8 k € | -29.6% | 205,6 k € | -0.5% | 206,6 k € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20251 active · 4 ended
Active mandates
Vincent Minnella
ActiveEnded mandates
Vincent Minnella
EndedVincenzo MINELLA
EndedVINCENZO MINELLA
EndedVincenzo MINNELLA
EndedOther companies at this address
Rue du Temple(L.L) 8 7100 La Louvière| Company | CBE no. |
|---|---|
| 0429.159.573 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 24/08/2026 | 30/07/2025 | 31/07/2024 | 31/07/2023 | 29/07/2022 | 28/07/2021 |
| General meeting | 17/04/2026 | 18/04/2025 | 19/04/2024 | 21/04/2023 | 22/04/2022 | 23/04/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 17/04/2026 | 24/08/2026 | French | |
| Micro model | 31/12/2024 | 18/04/2025 | 30/07/2025 | French | |
| Micro model | 31/12/2023 | 19/04/2024 | 31/07/2024 | French | |
| Micro model | 31/12/2022 | 21/04/2023 | 31/07/2023 | French | |
| Micro model | 31/12/2021 | 22/04/2022 | 29/07/2022 | Dutch | |
| Abridged model | 31/12/2020 | 23/04/2021 | 28/07/2021 | French | |
| Micro model | 31/12/2019 | 12/06/2020 | 16/09/2020 | French | |
| Micro model | 31/12/2018 | 14/06/2019 | 15/07/2019 | French | |
| Micro model | 31/12/2017 | 08/06/2018 | 04/07/2018 | French | |
| Abridged model | 31/12/2016 | 09/06/2017 | 16/10/2017 | French | |
| Abridged model | 31/12/2015 | 10/06/2016 | 01/07/2016 | French | |
| Abridged model | 31/12/2014 | 12/06/2015 | 26/06/2015 | French | |
| Abridged model | 31/12/2013 | 13/06/2014 | 12/08/2014 | French | |
| Abridged model | 31/12/2012 | 14/06/2013 | 03/07/2013 | French | |
| Abridged model | 31/12/2011 | 08/06/2012 | 12/06/2012 | French | |
| Abridged model | 31/12/2010 | 10/06/2011 | 24/06/2011 | French | |
| Abridged model | 31/12/2009 | 11/06/2010 | 08/07/2010 | French | |
| Abridged model | 31/12/2008 | 12/06/2009 | 30/06/2009 | French | |
| Abridged model | 31/12/2007 | 13/06/2008 | 18/06/2008 | French | |
| Abridged model | 31/12/2006 | 08/06/2007 | 11/06/2007 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20251 active · 4 ended
Active mandates
Vincent Minnella
ActiveEnded mandates
Vincent Minnella
EndedVincenzo MINELLA
EndedVINCENZO MINELLA
EndedVincenzo MINNELLA
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202534,2 k €↑
- 2024Annual accounts 2024342,5 €↓
- 2023Annual accounts 202353,1 k €↑
- 2022Annual accounts 202251,9 k €↑
- 2021Annual accounts 202146 k €↓
- 2019Annual accounts 201949,8 k €↑
- 2018Annual accounts 201820,1 k €↓
- 2017Annual accounts 201734,4 k €↑
- 2016Annual accounts 20163,4 k €↓
- 2015Annual accounts 201547,2 k €↑
- 2014Annual accounts 201420,1 k €↑
- 2013Annual accounts 2013-3 k €↓
- 2012Annual accounts 201238 k €↑
- 2011Annual accounts 2011-14 k €↓
- 2010Annual accounts 201012 k €↑
- 2009Annual accounts 2009-1,7 k €↑
- 2008Annual accounts 2008-14,4 k €↓
- 2007Annual accounts 200733,7 k €↓
- 2006Annual accounts 200647,4 k €
- 24/03/1986IncorporationPrivate limited company