ACTIVE

FINANCES ET INDUSTRIES

Financial year 2025 · closed on 31/12/2025
Net result
10 M €
+37.4% YoY
Revenue
233,7 k €
+297.4% YoY
Equity
127,8 M €
+8.5% YoY
Workforce
4,1 ETP
-10.9% YoY

What does FINANCES ET INDUSTRIES do?

FINANCES ET INDUSTRIES is a Public limited company incorporated in 1986. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Rixensart. It employs on average 4,1 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0430.083.449
Incorporation
15/12/1986
Legal form
Public limited company
Registered office
Rue de Tombeek 5
1331 Rixensart · WallonieSee on map
Contributed capital
33 369 552,65 €
Latest accounts
31/12/2025
Average workforce
4,1 ETP
Joint committees (7)
  • 100
  • 1000
  • 144
  • 1440
  • 200
  • 2000
  • 218
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowHealthy social debts
Health score
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Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 11 financial years

20252024202320222021201720122011201020092008
Income statement
Revenue233,7 k €58,8 k €70,8 k €206,3 k €59,5 k €69,8 k €90,5 k €51,3 k €66,4 k €41,5 k €59,1 k €
EBITDA-1,4 M €-810,5 k €-798,3 k €-655 k €-914,4 k €-531,5 k €-756,1 k €-819,8 k €-936,3 k €-856,3 k €-707,9 k €
Operating result-2,4 M €-1,3 M €-1,1 M €-973,9 k €-1,2 M €-818,2 k €-899,7 k €-884,4 k €-1 M €-936,5 k €-801 k €
Net result10 M €7,3 M €4,8 M €6,8 M €6,5 M €5,4 M €2,3 M €3,2 M €57,9 M €2,4 M €3,3 M €
Balance sheet
Equity127,8 M €117,8 M €114,5 M €112,1 M €107,7 M €154,9 M €146,2 M €146,3 M €145,1 M €90,4 M €90,1 M €
Total assets131 M €120,2 M €118 M €115,6 M €112,9 M €163,2 M €149,8 M €149,8 M €148,6 M €92,7 M €92,4 M €
Cash1,4 M €49,5 k €1,6 M €3,5 M €6,5 M €59,7 k €783,1 k €926,3 k €114,9 k €813,1 k €1,1 M €
Debts2,6 M €1,8 M €2,9 M €2,9 M €4,5 M €7,2 M €2,3 M €2,2 M €2,1 M €2,2 M €2,2 M €
Other
Workforce4,1 ETP4,6 ETP4,1 ETP4,5 ETP4,5 ETP4,7 ETP8,1 ETP8,1 ETP8,1 ETP8,1 ETP8,9 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 100 M€ and 250 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 8 active · 25 ended

Active mandates

Bajart

Director · since 01 janvier 2026 · until 17 juin 2032 · 1030.847.704

Represented by Barbara du Bois

Active
Beuzz Management

Director · since 16 juin 2025 · until 19 juin 2031 · 1023.598.834

Represented by Louis-Guy du Bois

Active
PricewaterhouseCoopers Reviseurs d'Entreprises

Auditor · since 16 juin 2025 · until 15 juin 2028 · 0429.501.944

Represented by Romain (A02047) Seffer

Active
GEREFIS

Managing director · since 20 juin 2024 · until 20 juin 2030 · 0470.099.018

Represented by Marc du Bois

Active
Axel Miller

Director · since 16 juin 2022 · until 15 juin 2028

Active
Barbara du Bois

Director · since 16 juin 2022 · until 01 janvier 2026

Active
Carine Moumal

Director · since 16 juin 2022 · until 15 juin 2028

Active
Louis-Guy du Bois

Director · since 16 juin 2022 · until 16 juin 2025

Active

Ended mandates

Barbara du Bois

Director · since 16 juin 2022 · until 15 juin 2028

Ended
Louis-Guy du Bois

Director · since 16 juin 2022 · until 15 juin 2028

Ended
GEREFIS

Managing director · since 21 juin 2018 · until 20 juin 2024 · 0470.099.018

Represented by Marc DU BOIS

Ended
Barbara du Bois

Director · since 23 décembre 2016 · until 23 décembre 2022

Ended
At this address

Other companies at this address

CompanyCBE no.
0680.839.040
GEREFISActive
0470.099.018
Annual accounts

Full financial information

202520242023202220212020
Type of accountFull modelFull modelFull modelFull modelFull modelFull model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date03/08/202626/06/202528/06/202416/06/202314/07/202214/07/2021
General meeting18/06/202619/06/202520/06/202415/06/202316/06/202217/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

41 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Full model31/12/202518/06/202603/08/2026FrenchPDF
Full model31/12/202419/06/202526/06/2025FrenchPDF
Consolidated accounts31/12/202419/06/202526/06/2025FrenchPDF
Full model31/12/202320/06/202428/06/2024FrenchPDF
Consolidated accounts31/12/202320/06/202428/06/2024FrenchPDF
Full model31/12/202215/06/202316/06/2023FrenchPDF
Consolidated accounts31/12/202215/06/202328/06/2023FrenchPDF
Full model31/12/202116/06/202214/07/2022FrenchPDF
Consolidated accounts31/12/202116/06/202214/07/2022FrenchPDF
Full model31/12/202017/06/202114/07/2021FrenchPDF
Consolidated accounts31/12/202017/06/202114/07/2021FrenchPDF
Full model31/12/201918/06/202014/07/2020FrenchPDF
Consolidated accounts31/12/201918/06/202015/07/2020FrenchPDF
Full modelCorrection31/12/201820/06/201902/08/2019FrenchPDF
Full modelCorrection31/12/201820/06/201926/07/2019FrenchPDF
Full model31/12/201820/06/201901/07/2019FrenchPDF
Consolidated accounts31/12/201820/06/201902/08/2019FrenchPDF
Full model31/12/201721/06/201817/07/2018FrenchPDF
Consolidated accounts31/12/201721/06/201818/07/2018FrenchPDF
Full model31/12/201615/06/201728/06/2017FrenchPDF
Consolidated accounts31/12/201615/06/201720/07/2017FrenchPDF
Full model31/12/201516/06/201622/06/2016FrenchPDF
Consolidated accounts31/12/201516/06/201601/07/2016FrenchPDF
Full model31/12/201418/06/201524/06/2015FrenchPDF

View all 41 filings

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 M€ and 250 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 8 active · 25 ended

Active mandates

Bajart

Director · since 01 janvier 2026 · until 17 juin 2032 · 1030.847.704

Represented by Barbara du Bois

Active
Beuzz Management

Director · since 16 juin 2025 · until 19 juin 2031 · 1023.598.834

Represented by Louis-Guy du Bois

Active
PricewaterhouseCoopers Reviseurs d'Entreprises

Auditor · since 16 juin 2025 · until 15 juin 2028 · 0429.501.944

Represented by Romain (A02047) Seffer

Active
GEREFIS

Managing director · since 20 juin 2024 · until 20 juin 2030 · 0470.099.018

Represented by Marc du Bois

Active
Axel Miller

Director · since 16 juin 2022 · until 15 juin 2028

Active
Barbara du Bois

Director · since 16 juin 2022 · until 01 janvier 2026

Active
Carine Moumal

Director · since 16 juin 2022 · until 15 juin 2028

Active
Louis-Guy du Bois

Director · since 16 juin 2022 · until 16 juin 2025

Active

Ended mandates

Barbara du Bois

Director · since 16 juin 2022 · until 15 juin 2028

Ended
Louis-Guy du Bois

Director · since 16 juin 2022 · until 15 juin 2028

Ended
GEREFIS

Managing director · since 21 juin 2018 · until 20 juin 2024 · 0470.099.018

Represented by Marc DU BOIS

Ended
Barbara du Bois

Director · since 23 décembre 2016 · until 23 décembre 2022

Ended
Shareholders

Ownership and network

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Try for 7 days
Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates16/03/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates30/07/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates17/09/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/09/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates02/02/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - DENOMINATION
    PDF
  • Mandates14/09/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates20/08/2019
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates17/07/2018
    DEMISSIONS, NOMINATIONS
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 09/02/2026
    reconductionGEREFIS S.A. — administrateur
  2. 09/02/2026
    reconductionAxel Miller — administrateur
  3. 09/02/2026
    reconductionCarine Moumal — administrateur
  4. 09/02/2026
    reconductionBeuzz Management S.R.L. — administrateur
  5. 01/01/2026
    nominationBajart — administrateur
  6. 2025
    Annual accounts 202510 M €
  7. 16/06/2025
    nominationBeuzz Management — administrateur
  8. 16/06/2025
    reconductionSRL PwC Réviseurs d'Entreprises — Commissaire
  9. 2025
    Name changeFINANCES & INDUSTRIES
  10. 2024
    Annual accounts 20247,3 M €
  11. 20/06/2024
    reconductionGerefis SA — administrateur
  12. 20/06/2024
    reconductionMarc du Bois — administrateur
  13. 2023
    Annual accounts 20234,8 M €
  14. 2022
    Annual accounts 20226,8 M €
  15. 16/06/2022
    reconductionAxel Miller — Président
  16. 16/06/2022
    reconductionCarine Moumal — Administrateur
  17. 16/06/2022
    reconductionBarbara du Bois — Administrateur
  18. 16/06/2022
    reconductionLouis-Guy du Bois — Administrateur
  19. 16/06/2022
    reconductionPWC Réviseurs d'Entreprises SRL — Commissaire
  20. 2021
    Annual accounts 20216,5 M €
  21. 21/06/2018
    reconductionGEREFIS S.A. — administrateur
  22. 2017
    Annual accounts 20175,4 M €
  23. 2012
    Annual accounts 20122,3 M €
  24. 2011
    Annual accounts 20113,2 M €
  25. 2010
    Annual accounts 201057,9 M €
  26. 2009
    Annual accounts 20092,4 M €
  27. 2008
    Annual accounts 20083,3 M €
  28. 2008
    Name changeFinances et Industries
  29. 15/12/1986
    IncorporationPublic limited company