ACTIVE

ASSURANCES Georges MICHEL S.A.

Financial year 2025 · Closed on 31/12/2025

Net result75,8 k €+34,9 %over 1 year

Gross margin238,1 k €+16,0 %over 1 year

Equity489,3 k €-1,6 %over 1 year

Identity

Source · BCE/KBO

ASSURANCES Georges MICHEL S.A. is a Public limited company incorporated in 1987. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Malmedy.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0430.376.924
Incorporation: 19/01/1987
Legal form: Public limited company
Registered office: Rue Neuve 43
4960 Malmedy · WallonieSee on map
Contributed capital: 62 000,00 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Contacts

4 public details availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	238,1 k €	+16.0%	205,2 k €	-0.2%	205,7 k €	+4.1%	197,6 k €	-5.9%	209,9 k €
EBITDA	174,8 k €	+20.7%	144,9 k €	-3.3%	149,9 k €	+3.5%	144,8 k €	-8.7%	158,5 k €
Operating result	120,6 k €	+30.4%	92,5 k €	-9.7%	102,4 k €	-6.1%	109 k €	-16.0%	129,8 k €
Net result	75,8 k €	+34.9%	56,2 k €	-11.1%	63,3 k €	-16.2%	75,5 k €	-10.9%	84,7 k €
Balance sheet
Equity	489,3 k €	-1.6%	497,5 k €	+1.1%	492,2 k €	+9.4%	449,8 k €	+16.7%	385,5 k €
Total assets	761,1 k €	+0.1%	760 k €	+3.9%	731,5 k €	+34.2%	545 k €	+10.6%	492,8 k €
Cash	255,1 k €	+19.3%	213,9 k €	+5.8%	202,3 k €	-9.5%	223,4 k €	+38.3%	161,6 k €
Debts	269,5 k €	+3.6%	260,2 k €	+11.3%	233,7 k €	+161%	89,7 k €	-11.6%	101,5 k €
Other
Workforce	–		–		–		–		–

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 11 ended

Active mandates

Grégory GOFFINET

Director · since 15 juin 2024 · until 14 juin 2030

Active

Ivonne WEY

Managing director · since 24 mai 2024 · until 14 juin 2030

Active

Jérôme MICHEL

Managing director · since 24 mai 2024 · until 14 juin 2030

Active

Ended mandates

Ivonne WEY

Director · since 15 juin 2019 · until 15 juin 2024

Ended

Ivonne WEY

Director · since 08 juin 2019

Ended

Georges MICHEL

Director · since 15 juin 2018 · until 15 juin 2024

Ended

Jérôme MICHEL

Managing director · since 15 juin 2018 · until 15 juin 2024

Ended

Other companies at this address

Rue Neuve 43 4960 Malmedy

Company	CBE no.
Malmedy Moutain Trophy● Active	0879.243.830

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	25/08/2026	23/07/2025	06/08/2024	20/06/2023	12/08/2022	16/06/2021
General meeting	15/06/2026	16/06/2025	15/06/2024	15/06/2023	15/06/2022	15/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Micro modelCorrection	31/12/2025	15/06/2026	25/08/2026	French	PDF
Micro model	31/12/2025	15/06/2026	17/06/2026	French	PDF
Micro model	31/12/2024	16/06/2025	23/07/2025	French	PDF
Micro model	31/12/2023	15/06/2024	06/08/2024	French	PDF
Micro model	31/12/2022	15/06/2023	20/06/2023	French	PDF
Micro model	31/12/2021	15/06/2022	12/08/2022	French	PDF
Micro model	31/12/2020	15/06/2021	16/06/2021	French	PDF
Micro model	31/12/2019	15/06/2020	16/06/2020	French	PDF
Micro model	31/12/2018	15/06/2019	18/07/2019	French	PDF
Micro model	31/12/2017	15/06/2018	25/06/2018	French	PDF
Micro model	31/12/2016	15/06/2017	16/06/2017	French	PDF
Abridged model	31/12/2015	15/06/2016	12/07/2016	French	PDF
Abridged model	31/12/2014	15/04/2015	22/05/2015	French	PDF
Abridged model	31/12/2013	16/06/2014	25/06/2014	French	PDF
Abridged model	31/12/2012	15/06/2013	18/06/2013	French	PDF
Abridged model	31/12/2011	15/06/2012	19/07/2012	French	PDF
Abridged model	31/12/2010	15/06/2011	10/08/2011	French	PDF
Abridged model	31/12/2009	15/06/2010	21/06/2010	French	PDF
Abridged model	31/12/2008	15/06/2009	16/06/2009	French	PDF
Abridged model	31/12/2007	15/06/2008	16/06/2008	French	PDF
Abridged model	31/12/2006	15/06/2007	18/06/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 11 ended

Active mandates

Grégory GOFFINET

Director · since 15 juin 2024 · until 14 juin 2030

Active

Ivonne WEY

Managing director · since 24 mai 2024 · until 14 juin 2030

Active

Jérôme MICHEL

Managing director · since 24 mai 2024 · until 14 juin 2030

Active

Ended mandates

Ivonne WEY

Director · since 15 juin 2019 · until 15 juin 2024

Ended

Ivonne WEY

Director · since 08 juin 2019

Ended

Georges MICHEL

Director · since 15 juin 2018 · until 15 juin 2024

Ended

Jérôme MICHEL

Managing director · since 15 juin 2018 · until 15 juin 2024

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Restructuring15/09/2026
Projet de scission
PDF
Mandates20/08/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates29/05/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DIVERS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates10/07/2019
DEMISSIONS, NOMINATIONS
PDF
Mandates28/06/2018
DEMISSIONS, NOMINATIONS
PDF
Mandates26/10/2012
DEMISSIONS, NOMINATIONS
PDF
Mandates11/08/2010
SIEGE SOCIAL - OBJET - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates26/06/2006
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 202575,8 k €↑
2024
Annual accounts 202456,2 k €↓
2023
Annual accounts 202363,3 k €↓
2022
Annual accounts 202275,5 k €↓
2021
Annual accounts 202184,7 k €↑
2020
Annual accounts 202030,3 k €↓
2019
Annual accounts 201955,1 k €↓
2018
Annual accounts 201857,9 k €↑
2017
Annual accounts 201727 k €↑
2016
Annual accounts 201624 k €↑
2015
Annual accounts 201522,3 k €↑
2014
Annual accounts 201420,3 k €↑
2013
Annual accounts 201311,3 k €↑
2012
Annual accounts 20128 k €↓
2011
Annual accounts 201113 k €↑
2010
Annual accounts 20105,1 k €↑
2009
Annual accounts 20091,1 k €↑
2008
Annual accounts 2008-9,5 k €↓
2007
Annual accounts 2007-2,4 k €↓
2006
Annual accounts 2006121,8 €
19/01/1987
IncorporationPublic limited company

ASSURANCES Georges MICHEL S.A.

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline