ACTIVE

SCHOEPP MICHEL

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

133 k €

-24.9% YoY

Gross margin

170,8 k €

-15.4% YoY

Equity

416,8 k €

-43.8% YoY

What does SCHOEPP MICHEL do?

SCHOEPP MICHEL is a Private company with limited liability incorporated in 1987. Its main activity is: Life insurance. Its registered office is in Rixensart.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0431.581.209

Incorporation

10/07/1987

Legal form

Private company with limited liability

Registered office

Avenue des Combattants 178
1332 Rixensart · WallonieSee on map

Contributed capital

378 878,00 €

Latest accounts

31/12/2025

Activities (NACE)

65112Life insurance· main 65112Life insurance

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	170,8 k €	-15.4%	202 k €	+24.3%	162,5 k €	+4.2%	155,9 k €	-5.0%	164 k €	+13.9%	144,1 k €	-0.5%	144,8 k €	-5.8%	153,7 k €	+15.5%	133,2 k €	+228%	40,6 k €	-24.7%	53,9 k €	-4.4%	56,4 k €	-28.3%	78,7 k €	-29.2%	111,1 k €	+3.7%	107,2 k €	-0.3%	107,5 k €	+154%	42,3 k €	-46.6%	79,2 k €	+5.8%	74,8 k €	+35.6%	55,2 k €
EBITDA	170,4 k €	-15.4%	201,6 k €	+24.4%	162,1 k €	+4.2%	155,6 k €	-5.0%	163,7 k €	+13.9%	143,7 k €	-0.5%	144,4 k €	-5.8%	153,3 k €	+16.4%	131,7 k €	+255%	37,2 k €	-29.3%	52,6 k €	-5.2%	55,4 k €	-27.3%	76,2 k €	-29.5%	108,1 k €	+1.9%	106,1 k €	+6.7%	99,4 k €	+142%	41,1 k €	-47.3%	78 k €	+6.0%	73,6 k €	+36.0%	54,1 k €
Operating result	161,3 k €	-17.2%	194,9 k €	+27.1%	153,3 k €	+2.8%	149,1 k €	-5.9%	158,5 k €	+13.8%	139,2 k €	-0.5%	139,9 k €	-4.4%	146,4 k €	+15.3%	127 k €	+352%	28,1 k €	-35.4%	43,5 k €	-9.8%	48,2 k €	-31.9%	70,8 k €	-31.2%	102,9 k €	+0.2%	102,7 k €	+8.0%	95,1 k €	+188%	33 k €	-51.3%	67,7 k €	+5.5%	64,2 k €	+43.3%	44,8 k €
Net result	133 k €	-24.9%	177,1 k €	+36.2%	130,1 k €	+4.5%	124,4 k €	-11.6%	140,7 k €	+32.3%	106,4 k €	-2.8%	109,5 k €	-3.9%	113,9 k €	+36.4%	83,5 k €	+198%	28 k €	-22.5%	36,2 k €	-7.1%	38,9 k €	-33.1%	58,2 k €	+11.5%	52,2 k €	-38.5%	84,8 k €	+5.2%	80,6 k €	+159%	31,1 k €	-40.6%	52,4 k €	+9.5%	47,8 k €	+64.3%	29,1 k €
Balance sheet
Equity	416,8 k €	-43.8%	741,2 k €	+31.4%	564,2 k €	0.0%	564,2 k €	+0.6%	561 k €	+1.3%	553,9 k €	+1.0%	548,6 k €	+1.0%	543,1 k €	+1.1%	537,5 k €	+0.8%	533,3 k €	+0.3%	531,9 k €	+0.3%	530,1 k €	+347%	118,5 k €	-75.0%	474,3 k €	+12.4%	422,1 k €	+25.1%	337,3 k €	+26.9%	265,8 k €	+13.3%	234,7 k €	+28.8%	182,2 k €	+35.6%	134,4 k €
Total assets	726,7 k €	-2.4%	744,4 k €	+1.8%	731,5 k €	+4.0%	703,1 k €	+1.0%	696 k €	+4.2%	667,9 k €	+0.4%	665,1 k €	-0.4%	667,9 k €	-2.3%	683,9 k €	+12.5%	607,9 k €	+0.2%	606,7 k €	+10.5%	548,9 k €	-1.4%	557 k €	+12.3%	496 k €	+10.7%	448,1 k €	+14.1%	392,9 k €	+34.3%	292,6 k €	+10.9%	263,7 k €	+12.9%	233,5 k €	+42.4%	164 k €
Cash	7,2 k €	-37.5%	11,5 k €	-88.3%	98,4 k €	-2.2%	100,6 k €	+981%	9,3 k €	+48.4%	6,3 k €	-58.1%	15 k €	+135%	6,4 k €	-64.2%	17,7 k €	+34.2%	13,2 k €	-74.9%	52,6 k €	-70.9%	180,5 k €	-24.1%	237,7 k €	+34.5%	176,7 k €	+24.8%	141,6 k €	+38.6%	102,1 k €	+31.0%	77,9 k €	+82.6%	42,7 k €	-78.1%	194,7 k €	+48.2%	131,4 k €
Debts	309,9 k €	+9812%	3,1 k €	-98.1%	167,4 k €	+20.4%	139 k €	+2.9%	135 k €	+18.5%	114 k €	-2.1%	116,4 k €	-6.7%	124,8 k €	-10.2%	139 k €	+107%	67,2 k €	-0.3%	67,4 k €	+486%	11,5 k €	-97.3%	431,1 k €	+2924%	14,3 k €	-23.5%	18,6 k €	-59.0%	45,4 k €	+72.0%	26,4 k €	-7.9%	28,7 k €	-43.7%	50,9 k €	+74.4%	29,2 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 2 ended

Active mandates

Paul-Emmanuel Schoepp

Manager

Active

Ended mandates

Michel Schoepp

Manager

Ended

PEG INVEST SPRL

Manager · 0893.275.374

Represented by Paul-Emmanuel Schoepp

Ended

At this address

Other companies at this address

Company	CBE no.
PAUL-EMMANUEL SCHOEPP● Active	0679.998.605
Unité SCHOEPP● Active	0655.944.484

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Abridged model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/08/2026	25/08/2025	31/08/2024	29/08/2023	26/08/2022	29/08/2021
General meeting	01/08/2026	27/07/2025	26/08/2024	31/07/2023	19/08/2022	27/08/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	01/08/2026	31/08/2026	French	PDF
Micro model	31/12/2024	27/07/2025	25/08/2025	French	PDF
Abridged model	31/12/2023	26/08/2024	31/08/2024	French	PDF
Micro model	31/12/2022	31/07/2023	29/08/2023	French	PDF
Micro model	31/12/2021	19/08/2022	26/08/2022	French	PDF
Micro model	31/12/2020	27/08/2021	29/08/2021	French	PDF
Micro model	31/12/2019	26/08/2020	29/08/2020	French	PDF
Micro model	31/12/2018	23/08/2019	29/08/2019	French	PDF
Micro model	31/12/2017	17/08/2018	17/08/2018	French	PDF
Micro model	31/12/2016	01/08/2017	29/08/2017	French	PDF
Abridged model	31/12/2015	31/07/2016	30/08/2016	French	PDF
Abridged model	31/12/2014	14/08/2015	31/08/2015	French	PDF
Abridged model	31/12/2013	18/08/2014	21/08/2014	French	PDF
Abridged model	31/12/2012	09/09/2013	30/09/2013	French	PDF
Abridged model	31/12/2011	16/08/2012	23/08/2012	French	PDF
Abridged model	31/12/2010	17/08/2011	31/08/2011	French	PDF
Abridged model	31/12/2009	30/06/2010	30/07/2010	French	PDF
Abridged model	31/12/2008	12/06/2009	30/06/2009	French	PDF
Abridged model	31/12/2007	30/05/2008	30/06/2008	French	PDF
Abridged model	31/12/2006	04/05/2007	22/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 2 ended

Active mandates

Paul-Emmanuel Schoepp

Manager

Active

Ended mandates

Michel Schoepp

Manager

Ended

PEG INVEST SPRL

Manager · 0893.275.374

Represented by Paul-Emmanuel Schoepp

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates02/02/2018
DEMISSIONS, NOMINATIONS
PDF
Capital / shares29/04/2014
OBJET - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates13/11/2013
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025133 k €↓
2024
Annual accounts 2024177,1 k €↑
2023
Annual accounts 2023130,1 k €↑
2022
Annual accounts 2022124,4 k €↓
2021
Annual accounts 2021140,7 k €↑
2020
Annual accounts 2020106,4 k €↓
2019
Annual accounts 2019109,5 k €↓
2018
Annual accounts 2018113,9 k €↑
2017
Annual accounts 201783,5 k €↑
2016
Annual accounts 201628 k €↓
2015
Annual accounts 201536,2 k €↓
2014
Annual accounts 201438,9 k €↓
2013
Annual accounts 201358,2 k €↑
2012
Annual accounts 201252,2 k €↓
2011
Annual accounts 201184,8 k €↑
2010
Annual accounts 201080,6 k €↑
2009
Annual accounts 200931,1 k €↓
2008
Annual accounts 200852,4 k €↑
2007
Annual accounts 200747,8 k €↑
2006
Annual accounts 200629,1 k €
10/07/1987
IncorporationPrivate company with limited liability

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

SCHOEPP MICHEL

Overview

What does SCHOEPP MICHEL do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline