CREDIS
0433.077.977 · rovalta.com · 07/11/2026
CREDIS
Financial year 2025 · Closed on 31/12/2025
Overview
Identity
Source · BCE/KBOCREDIS is a Private limited company incorporated in 1987. Its registered office is in Liège.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0433.077.977
- Incorporation
- 01/12/1987
- Legal form
- Private limited company
- Registered office
- Boulevard Piercot 46
4000 Liège · WallonieSee on map - Contributed capital
- 10 819 543,87 €
- Latest accounts
- 31/12/2025
Joint committees (1)
- 308
Financials
Source · NBB, 26 filingsTrend over 18 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | -17,5 k € | -110% | -8,3 k € | -177% | -3 k € | -14.4% | -2,6 k € | -102% | 146,2 k € |
| EBITDA | -18,2 k € | -113% | -8,6 k € | -148% | -3,5 k € | -21.0% | -2,9 k € | -102% | 146,2 k € |
| Operating result | -18,2 k € | -113% | -8,6 k € | -148% | -3,5 k € | -21.0% | -2,9 k € | -101% | 473,3 k € |
| Net result | -181,2 k € | +33.7% | -273,2 k € | -77.4% | -154 k € | +97.8% | -7,1 M € | -7726% | 92,5 k € |
| Balance sheet | |||||||||
| Equity | -5,2 M € | -3.6% | -5 M € | -5.8% | -4,7 M € | -3.4% | -4,6 M € | -285% | 2,5 M € |
| Total assets | 46,5 k € | -24.8% | 61,8 k € | -63.0% | 166,7 k € | -2.4% | 170,9 k € | -97.6% | 7,2 M € |
| Cash | 46,5 k € | -24.8% | 61,8 k € | -63.0% | 166,7 k € | -2.4% | 170,9 k € | -21.3% | 217,2 k € |
| Debts | 5,2 M € | +3.3% | 5,1 M € | +4.1% | 4,9 M € | +3.2% | 4,7 M € | +0.1% | 4,7 M € |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Board of directors
Source · NBB, accounts to 31/12/20254 active · 22 ended
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Jérôme WAGNER | Director12/09/2023 → 30/05/2026 | ||
GREGORY DEMAL | Director01/09/2023 → 30/05/2026 | ||
Bernard THIRY | Director10/12/2019 → 30/05/2026 | ||
Jean-Pierre HANSEN | Director10/12/2019 → 30/05/2026 |
Ended mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Florence Vanderthommen | Director06/12/2022 → 2022 accounts | ||
Frederic VANDESCHOOR | Director10/12/2019 → 2020 accounts | ||
Laurent LEVAUX | Director10/12/2019 → 2019 accounts |
Other companies at this address
Boulevard Piercot 46 4000 Liège| Company | CBE no. |
|---|---|
ELICIO BASTOGNE● Active | 0890.159.102 |
Elicio Vents d'Ardenne● Active | 0794.329.832 |
ENODIA● Active | 0204.245.277 |
Enodia pillar● Active | 1011.191.148 |
NEB PARTICIPATIONS● Active | 0480.029.739 |
NETHYS● Active | 0465.607.720 |
NETHYS IMMO● Active | 0404.332.622 |
"NETHYS UNITE TVA"● Active | 0642.931.737 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 21/05/2026 | 20/05/2025 | 24/05/2024 | 19/06/2023 | 25/07/2022 | 10/12/2021 |
| General meeting | 18/05/2026 | 19/05/2025 | 20/05/2024 | 30/05/2023 | 30/06/2022 | 27/10/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 26 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 18/05/2026 | 21/05/2026 | French | |
| Abridged model | 31/12/2024 | 19/05/2025 | 20/05/2025 | French | |
| Abridged model | 31/12/2023 | 20/05/2024 | 24/05/2024 | French | |
| Abridged model | 31/12/2022 | 30/05/2023 | 19/06/2023 | French | |
| Abridged model | 31/12/2021 | 30/06/2022 | 25/07/2022 | French | |
| Abridged model | 31/12/2020 | 27/10/2021 | 10/12/2021 | French | |
| Full modelCorrection | 31/12/2019 | 24/09/2020 | 12/11/2020 | French | |
| Full model | 31/12/2019 | 28/05/2020 | 08/10/2020 | French | |
| Consolidated accountsCorrection | 31/12/2019 | 24/09/2020 | 16/11/2020 | French | |
| Consolidated accounts | 31/12/2019 | 24/09/2020 | 08/10/2020 | French | |
| Full model | 31/12/2018 | 28/05/2019 | 19/06/2019 | French | |
| Consolidated accounts | 31/12/2018 | 01/01/9999 | 24/06/2019 | French | |
| Full model | 31/12/2017 | 29/05/2018 | 13/06/2018 | French | |
| Consolidated accounts | 31/12/2017 | 29/05/2018 | 13/06/2018 | French | |
| Full model | 31/12/2016 | 31/05/2017 | 26/06/2017 | French | |
| Consolidated accounts | 31/12/2016 | 31/05/2017 | 04/07/2017 | French | |
| Abridged model | 31/12/2015 | 12/05/2016 | 31/05/2016 | French | |
| Abridged model | 31/12/2014 | 21/05/2015 | 17/06/2015 | French | |
| Abridged model | 31/12/2013 | 15/05/2014 | 02/06/2014 | French | |
| Abridged model | 31/12/2012 | 28/02/2013 | 26/06/2013 | French | |
| Abridged model | 31/12/2011 | 29/02/2012 | 06/03/2012 | French | |
| Abridged model | 31/12/2010 | 19/05/2011 | 30/06/2011 | French | |
| Abridged model | 31/12/2009 | 25/02/2010 | 18/05/2010 | French | |
| Abridged model | 31/12/2008 | 24/02/2009 | 23/03/2009 | French |
Valuation
Indicative valuation
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20254 active · 22 ended
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Jérôme WAGNER | Director12/09/2023 → 30/05/2026 | ||
GREGORY DEMAL | Director01/09/2023 → 30/05/2026 | ||
Bernard THIRY | Director10/12/2019 → 30/05/2026 | ||
Jean-Pierre HANSEN | Director10/12/2019 → 30/05/2026 |
Ended mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Florence Vanderthommen | Director06/12/2022 → 2022 accounts | ||
Frederic VANDESCHOOR | Director10/12/2019 → 2020 accounts | ||
Laurent LEVAUX | Director10/12/2019 → 2019 accounts |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates12/10/2026Renouvellement du Commissaire
- Registered office11/07/2024SIEGE SOCIAL
- Mandates12/02/2024DEMISSIONS, NOMINATIONS
- Mandates20/12/2023STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
- Mandates31/07/2023DEMISSIONS, NOMINATIONS
- Mandates13/04/2023DEMISSIONS, NOMINATIONS
- Mandates30/12/2022DEMISSIONS, NOMINATIONS
- Mandates29/07/2022DEMISSIONS, NOMINATIONS
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
Source · CBE, NBB annual accountsRegistered offices
Source · NBB annual accounts, CBE| Registered address | Period | Source |
|---|---|---|
| Boulevard Piercot 46, 4000 LiègeCurrent | accounts 2024 → 2025 | Accounts 2025 · 2026-00118963 |
| Rue Louvrex 95 5, 4000 Liège | accounts 2021 → 2023 | Accounts 2023 · 2024-00096892 |
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| CREDISCurrent | accounts 2022 → 2025 | Accounts 2025 · 2026-00118963 |
| CREDIS (statutaire) | accounts 2021 | Accounts 2021 · 2022-20226484 |
Events
- 2025Annual accounts 2025-181,2 k €↑
- 2024Annual accounts 2024-273,2 k €↓
- 2023Annual accounts 2023-154 k €↑
- 2022Annual accounts 2022-7,1 M €↓
- 2022Name changeCREDIS
- 2021Annual accounts 202192,5 k €↑
- 2020Annual accounts 2020-8,6 M €↓
- 2019Annual accounts 2019-154,7 k €↑
- 2018Annual accounts 2018-5,6 M €↓
- 2017Annual accounts 2017678,1 k €↑
- 2016Annual accounts 2016318 k €↓
- 2015Annual accounts 2015589,8 k €↓
- 2014Annual accounts 2014623,6 k €↓
- 2013Annual accounts 2013756,7 k €↑
- 2012Annual accounts 2012685,9 k €↑
- 2011Annual accounts 2011-147,8 k €↓
- 2010Annual accounts 2010-7,5 k €↓
- 2009Annual accounts 2009179,1 k €↑
- 2008Annual accounts 200839,9 k €
- 01/12/1987IncorporationPrivate limited company