ACTIVE

ASSURANCES DELAIVE

Financial year 2025 · Closed on 31/12/2025

Net result249,9 k €+25,3 %over 1 year

Gross margin735,9 k €+19,9 %over 1 year

Equity1,2 M €+1,0 %over 1 year

Identity

Source · BCE/KBO

ASSURANCES DELAIVE is a Public limited company incorporated in 1988. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Rochefort.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0433.156.270
Incorporation: 02/01/1988
Legal form: Public limited company
Registered office: Rue de Dewoin 2
5580 Rochefort · WallonieSee on map
Contributed capital: 61 973,38 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	735,9 k €	+19.9%	613,8 k €	+29.6%	473,5 k €	+3.1%	459,5 k €	-10.8%	514,9 k €
EBITDA	546,1 k €	+22.0%	447,7 k €	+31.1%	341,6 k €	+8.5%	314,8 k €	-16.1%	375,2 k €
Operating result	360,6 k €	+18.8%	303,6 k €	+29.0%	235,4 k €	+8.3%	217,4 k €	-23.4%	283,6 k €
Net result	249,9 k €	+25.3%	199,4 k €	-0.9%	201,2 k €	-38.7%	328,4 k €	+68.8%	194,6 k €
Balance sheet
Equity	1,2 M €	+1.0%	1,2 M €	+0.8%	1,2 M €	-1.6%	1,2 M €	+24.3%	995,8 k €
Total assets	1,9 M €	-3.8%	2 M €	+15.2%	1,7 M €	+8.1%	1,6 M €	+17.0%	1,4 M €
Cash	383 k €	+20.0%	319,3 k €	+48.4%	215,1 k €	-52.7%	454,5 k €	+231%	137,4 k €
Debts	625,3 k €	-11.2%	704 k €	+53.8%	457,7 k €	+48.3%	308,7 k €	-15.3%	364,3 k €
Other
Workforce	–		–		2,3 ETP		–		2,6 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

Director	Mandates in this company	Period
AMELIE HIERNAUX	Directorsince 01/12/2021
PHILIPPE DELAIVE	Managing directorsince 01/12/2021Directorsince 23/12/2011

Ended mandates

Director	Mandates in this company	Period
Michel DELAIVE	Managing director23/12/2011 → 2019 accounts
Marie-Dominique BALFROID	Director29/05/2009 → 2019 accounts
CELESTINE DUFOING	Director2013 accounts
Marie Dominique BALFROID	Director2018 accounts

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	04/06/2026	17/06/2025	27/06/2024	12/07/2023	29/06/2022	04/06/2021
General meeting	29/05/2026	30/05/2025	31/05/2024	26/05/2023	27/05/2022	28/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	29/05/2026	04/06/2026	French	PDF
Abridged model	31/12/2024	30/05/2025	17/06/2025	French	PDF
Abridged model	31/12/2023	31/05/2024	27/06/2024	French	PDF
Abridged model	31/12/2022	26/05/2023	12/07/2023	French	PDF
Abridged model	31/12/2021	27/05/2022	29/06/2022	French	PDF
Abridged model	31/12/2020	28/05/2021	04/06/2021	French	PDF
Abridged model	31/12/2019	29/05/2020	27/07/2020	French	PDF
Abridged model	31/12/2018	31/05/2019	23/07/2019	French	PDF
Abridged model	31/12/2017	25/05/2018	06/06/2018	French	PDF
Abridged model	31/12/2016	26/05/2017	29/05/2017	French	PDF
Abridged model	31/12/2015	27/05/2016	07/06/2016	French	PDF
Abridged model	31/12/2014	28/05/2015	19/06/2015	French	PDF
Abridged model	31/12/2013	29/05/2014	03/07/2014	French	PDF
Abridged model	31/12/2012	30/05/2013	15/07/2013	French	PDF
Abridged model	31/12/2011	25/05/2012	12/07/2012	French	PDF
Abridged model	31/12/2010	27/05/2011	04/07/2011	French	PDF
Abridged model	31/12/2009	28/05/2010	24/06/2010	French	PDF
Abridged model	31/12/2008	29/05/2009	03/06/2009	French	PDF
Abridged model	31/12/2007	30/05/2008	09/06/2008	French	PDF
Abridged model	31/12/2006	25/05/2007	14/06/2007	French	PDF
Abridged model	31/12/2005	26/05/2006	23/01/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

Director	Mandates in this company	Period
AMELIE HIERNAUX	Directorsince 01/12/2021
PHILIPPE DELAIVE	Managing directorsince 01/12/2021Directorsince 23/12/2011

Ended mandates

Director	Mandates in this company	Period
Michel DELAIVE	Managing director23/12/2011 → 2019 accounts
Marie-Dominique BALFROID	Director29/05/2009 → 2019 accounts
CELESTINE DUFOING	Director2013 accounts
Marie Dominique BALFROID	Director2018 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Other21/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DIVERS
PDF
Mandates18/01/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates28/01/2021
DEMISSIONS, NOMINATIONS
PDF
Registered office28/03/2018
SIEGE SOCIAL - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates08/11/2017
DEMISSIONS, NOMINATIONS
PDF
Capital / shares22/01/2014
CAPITAL, ACTIONS
PDF
Mandates20/01/2012
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates24/07/2009
PROROGATION MANDAT ADMINISTRATEURS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings20 filings

Mandates

PHILIPPE DELAIVE

AMELIE HIERNAUX

Michel DELAIVE

Marie-Dominique BALFROID

CELESTINE DUFOING

Marie Dominique BALFROID

198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

ASSURANCES DELAIVEDELAIVE ASSURANCES

Rue de Dewoin 2, 5580 Rochefort

Managing directorDirector

Director

Managing director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Rue de Dewoin 2, 5580 RochefortCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00143029

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
ASSURANCES DELAIVECurrent	accounts 2023 → 2025	Accounts 2025 · 2026-00143029
DELAIVE ASSURANCES	accounts 2021 → 2022	Accounts 2022 · 2023-00231273

Events

2025
Annual accounts 2025249,9 k €↑
2024
Annual accounts 2024199,4 k €↓
2023
Annual accounts 2023201,2 k €↓
2023
Name changeASSURANCES DELAIVE
2022
Annual accounts 2022328,4 k €↑
2021
Annual accounts 2021194,6 k €↓
2020
Annual accounts 2020228,8 k €↑
2019
Annual accounts 2019189,5 k €↓
2018
Annual accounts 2018221,3 k €↑
2017
Annual accounts 201786,6 k €↓
2016
Annual accounts 2016105,2 k €↑
2015
Annual accounts 201592,7 k €↑
2014
Annual accounts 201473,8 k €↓
2013
Annual accounts 201391,4 k €↑
2012
Annual accounts 201221,4 k €↑
2011
Annual accounts 2011-558 €↓
2010
Annual accounts 201077,7 k €↑
2009
Annual accounts 200961 k €↓
2008
Annual accounts 2008114 k €↑
2007
Annual accounts 200783,9 k €↓
2006
Annual accounts 2006130,4 k €
02/01/1988
IncorporationPublic limited company

ASSURANCES DELAIVE

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events