NORMAL SITUATION

B C finance

Company — Normal situation.

Strike-off: 09 septembre 2026

Financial year 2025 · Closed on 31/12/2025

Net result154,9 k €-32,6 %over 1 year
Gross margin406,2 k €-21,9 %over 1 year
Equity122,2 k €+40,0 %over 1 year
Workforce3,3 ETP-8,3 %over 1 year

Identity

Source · BCE/KBO

B C finance is a Private limited company incorporated in 1988. It employs on average 3,3 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0434.212.580
Incorporation
16/05/1988
Legal form
Private limited company
Contributed capital
79 792,00 €
Latest accounts
31/12/2025
Average workforce
3,3 ETP
Signals
ProfitableSolid equityGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin406,2 k €520,4 k €473,4 k €471,5 k €545,3 k €
EBITDA197,7 k €271,6 k €223,5 k €243,9 k €333,1 k €
Operating result170,1 k €236,8 k €179,6 k €177,6 k €266,7 k €
Net result154,9 k €230 k €164,1 k €158,6 k €242,4 k €
Balance sheet
Equity122,2 k €87,3 k €87,2 k €86,2 k €85,6 k €
Total assets356,2 k €490 k €455,3 k €639,3 k €789,4 k €
Cash240,7 k €301,8 k €158,5 k €179,8 k €264 k €
Debts233,9 k €402,7 k €368,1 k €553,2 k €703,8 k €
Other
Workforce3,3 ETP3,6 ETP3,8 ETP––

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 7 ended

Active mandates

Benoît Jacquart Management

Director · since 06 janvier 2025 · 0719.589.154

Represented by Benoit JACQUART

Active
Sébastien LEROY Management

Director · since 06 janvier 2025 · 0788.907.235

Represented by Sébastien LEROY

Active
Stekelorum Management

Director · since 06 janvier 2025 · 0719.588.956

Represented by Julien STEKELORUM

Active
Crédits Assurances Placements Conseils

Director · since 30 septembre 2006 · 0819.043.155

Active

Ended mandates

Crédits Assurances Placements Conseils

Director · since 30 septembre 2009 · 0819.043.155

Represented by Olivier DELHAYE

Ended
ASSU-FINANCE SA

Manager · 0452.073.547

Represented by Valérie DELAVALLEE

Ended
Crédits Assurances Placements Conseils

Manager · 0819.043.155

Represented by Olivier DELHAYE

Ended
Crédits Assurances Placements Conseils

Manager · 0819.043.155

Represented by OLIVIER DELHAYE

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date22/06/202619/08/202524/07/202422/05/202328/07/202213/08/2021
General meeting04/05/202617/06/202515/07/202402/05/202320/06/202206/08/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202504/05/202622/06/2026FrenchPDF
Abridged model31/12/202417/06/202519/08/2025FrenchPDF
Abridged model31/12/202315/07/202424/07/2024FrenchPDF
Micro model31/12/202202/05/202322/05/2023FrenchPDF
Micro model31/12/202120/06/202228/07/2022FrenchPDF
Micro model31/12/202006/08/202113/08/2021FrenchPDF
Micro model31/12/201924/08/202023/09/2020FrenchPDF
Micro model31/12/201801/08/201929/08/2019FrenchPDF
Micro model31/12/201716/07/201829/08/2018FrenchPDF
Abridged model31/12/201626/06/201724/08/2017FrenchPDF
Abridged model31/12/201515/05/201630/09/2016FrenchPDF
Abridged model31/12/201408/06/201518/08/2015FrenchPDF
Abridged model31/12/201318/06/201402/07/2014FrenchPDF
Abridged model31/12/201226/08/201330/08/2013FrenchPDF
Abridged model31/12/201129/08/201231/08/2012FrenchPDF
Abridged model31/12/201030/08/201131/08/2011FrenchPDF
Abridged model31/12/200905/10/201031/12/2010FrenchPDF
Abridged model31/12/200826/06/200912/08/2009FrenchPDF
Abridged model31/12/200728/06/200822/07/2008FrenchPDF
Abridged model31/12/200622/06/200729/06/2007FrenchPDF

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

4 active · 7 ended

Active mandates

Benoît Jacquart Management

Director · since 06 janvier 2025 · 0719.589.154

Represented by Benoit JACQUART

Active
Sébastien LEROY Management

Director · since 06 janvier 2025 · 0788.907.235

Represented by Sébastien LEROY

Active
Stekelorum Management

Director · since 06 janvier 2025 · 0719.588.956

Represented by Julien STEKELORUM

Active
Crédits Assurances Placements Conseils

Director · since 30 septembre 2006 · 0819.043.155

Active

Ended mandates

Crédits Assurances Placements Conseils

Director · since 30 septembre 2009 · 0819.043.155

Represented by Olivier DELHAYE

Ended
ASSU-FINANCE SA

Manager · 0452.073.547

Represented by Valérie DELAVALLEE

Ended
Crédits Assurances Placements Conseils

Manager · 0819.043.155

Represented by Olivier DELHAYE

Ended
Crédits Assurances Placements Conseils

Manager · 0819.043.155

Represented by OLIVIER DELHAYE

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Restructuring16/09/2026
    SCISSION PAR APPORT A DEUX SOCIETES EXISTANTES
    PDF
  • Restructuring11/06/2026
    CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Mandates28/01/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates10/05/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Registered office20/12/2022
    SIEGE SOCIAL
    PDF
  • Mandates05/01/2017
    DEMISSIONS, NOMINATIONS
    PDF
  • Restructuring04/11/2016
    CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Restructuring10/03/2016
    CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025154,9 k €↓
  2. 2024
    Annual accounts 2024230 k €↑
  3. 2023
    Annual accounts 2023164,1 k €↑
  4. 2022
    Annual accounts 2022158,6 k €↓
  5. 2021
    Annual accounts 2021242,4 k €↑
  6. 2020
    Annual accounts 2020129,5 k €↑
  7. 2019
    Annual accounts 2019128 k €↑
  8. 2018
    Annual accounts 2018-4,8 k €↓
  9. 2017
    Annual accounts 201716,3 k €↑
  10. 2016
    Annual accounts 20162,9 k €↓
  11. 2015
    Annual accounts 201530,7 k €↓
  12. 2014
    Annual accounts 201439,7 k €↓
  13. 2013
    Annual accounts 201340,2 k €↑
  14. 2012
    Annual accounts 201224,9 k €↓
  15. 2011
    Annual accounts 201163,2 k €↓
  16. 2010
    Annual accounts 201081,8 k €↑
  17. 2009
    Annual accounts 2009-3,7 k €↓
  18. 2008
    Annual accounts 20081,1 k €
  19. 16/05/1988
    IncorporationPrivate limited company