INSURA BEHEER
0435.434.483 · rovalta.com · 24/09/2026
ACTIVE
INSURA BEHEER
Financial year 2025 · Closed on 31/12/2025
Net result
19,7 k €
+1 385,7 %over 1 yearGross margin
42,5 k €
+203,5 %over 1 yearEquity
219 k €
-49,0 %over 1 yearWorkforce
0,0 ETP
Overview
Identity
Source · BCE/KBOINSURA BEHEER is a Private limited company incorporated in 1988. Its registered office is in Zulte.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0435.434.483
- Incorporation
- 01/10/1988
- Legal form
- Private limited company
- Registered office
- Grote Steenweg 208
9870 Zulte · FlandreSee on map - Contributed capital
- 62 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 0,0 ETP
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 19 filingsTrend over 17 financial years
| 2025 | 2024 | 2023 | 2022 | 2019 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 42,5 k € | +203% | 14 k € | +28.3% | 10,9 k € | -90.5% | 114,7 k € | +52.6% | 75,2 k € |
| EBITDA | 39,8 k € | +349% | 8,9 k € | +50.1% | 5,9 k € | -94.3% | 103,1 k € | +38.3% | 74,5 k € |
| Operating result | 33,8 k € | +897% | 3,4 k € | +248% | 976,1 € | -99.0% | 95,7 k € | +40.4% | 68,2 k € |
| Net result | 19,7 k € | +1386% | -1,5 k € | -22.2% | -1,3 k € | -102% | 81 k € | +103% | 40 k € |
| Balance sheet | |||||||||
| Equity | 219 k € | -49.0% | 429,3 k € | -0.4% | 430,8 k € | -0.3% | 432,1 k € | +47.1% | 293,7 k € |
| Total assets | 447,4 k € | -33.0% | 668 k € | -0.3% | 669,8 k € | +6.9% | 626,6 k € | +15.5% | 542,3 k € |
| Cash | 108 k € | +6380% | 1,7 k € | +932% | 161,5 € | -60.0% | 404,3 € | – | |
| Debts | 195,3 k € | -4.8% | 205 k € | +0.1% | 204,8 k € | +28.1% | 159,8 k € | -23.0% | 207,5 k € |
| Other | |||||||||
| Workforce | 0,0 ETP | 0,0 ETP | 0,0 ETP | 0,0 ETP | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 100 k€ and 250 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20252 active · 11 ended
Active mandates
Carine Bergez
ActiveYVES LENAERTS
ActiveEnded mandates
Carine Bergez
EndedCarine Bergez
EndedYves Lenaerts
EndedYves Lenaerts
EndedOther companies at this address
Grote Steenweg 208 9870 Zulte| Company | CBE no. |
|---|---|
Lencor● Active | 0466.617.807 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/07/2021 | 01/07/2020 | 01/07/2019 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 30/06/2021 | 30/06/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 18 months | 12 months | 12 months |
| Filing date | 27/08/2026 | 17/07/2025 | 26/08/2024 | 29/08/2023 | 31/01/2022 | 11/02/2021 |
| General meeting | 04/08/2026 | 30/06/2025 | 21/08/2024 | 31/07/2023 | 26/01/2022 | 15/01/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 19 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 04/08/2026 | 27/08/2026 | Dutch | |
| Abridged model | 31/12/2024 | 30/06/2025 | 17/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 21/08/2024 | 26/08/2024 | Dutch | |
| Abridged model | 31/12/2022 | 31/07/2023 | 29/08/2023 | Dutch | |
| Abridged model | 30/06/2021 | 26/01/2022 | 31/01/2022 | Dutch | |
| Abridged model | 30/06/2020 | 15/01/2021 | 11/02/2021 | Dutch | |
| Abridged model | 30/06/2019 | 14/11/2019 | 29/01/2020 | Dutch | |
| Abridged model | 30/06/2018 | 05/12/2018 | 12/02/2019 | Dutch | |
| Abridged model | 30/06/2017 | 09/11/2017 | 01/02/2018 | Dutch | |
| Abridged model | 30/06/2016 | 01/12/2016 | 17/02/2017 | Dutch | |
| Abridged model | 30/06/2015 | 03/12/2015 | 18/01/2016 | Dutch | |
| Abridged model | 30/06/2014 | 13/11/2014 | 19/05/2015 | Dutch | |
| Abridged model | 30/06/2013 | 05/12/2013 | 20/03/2014 | Dutch | |
| Abridged model | 30/06/2012 | 08/11/2012 | 19/02/2013 | Dutch | |
| Abridged model | 30/06/2011 | 01/12/2011 | 09/03/2012 | Dutch | |
| Abridged model | 30/06/2010 | 02/12/2010 | 28/04/2011 | Dutch | |
| Abridged model | 30/06/2009 | 31/12/2009 | 15/02/2010 | Dutch | |
| Abridged model | 30/06/2008 | 31/12/2008 | 30/01/2009 | Dutch | |
| Abridged model | 30/06/2007 | 29/11/2007 | 19/12/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 100 k€ and 250 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20252 active · 11 ended
Active mandates
Carine Bergez
ActiveYVES LENAERTS
ActiveEnded mandates
Carine Bergez
EndedCarine Bergez
EndedYves Lenaerts
EndedYves Lenaerts
EndedOwnership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Registered office16/10/2025MAATSCHAPPELIJKE ZETEL
- Other01/07/2022ALGEMENE VERGADERING - BOEKJAAR
- Mandates14/04/2022ONTSLAGEN - BENOEMINGEN
- Mandates07/04/2022WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
- Mandates07/04/2016MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
- Mandates17/12/2009MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
- Mandates11/07/2006ONTSLAGEN - BENOEMINGEN
- Registered office29/11/2002MAATSCHAPPELIJKE ZETEL
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202519,7 k €↑
- 2024Annual accounts 2024-1,5 k €↓
- 2023Annual accounts 2023-1,3 k €↓
- 2022Annual accounts 202281 k €↑
- 2019Annual accounts 201940 k €↑
- 2018Annual accounts 20185,3 k €↓
- 2017Annual accounts 201711,7 k €↓
- 2016Annual accounts 201612,3 k €↑
- 2015Annual accounts 2015-286 €↓
- 2014Annual accounts 201480 k €↑
- 2013Annual accounts 201313,9 k €↑
- 2012Annual accounts 20121,2 k €↓
- 2011Annual accounts 20113,3 k €↓
- 2010Annual accounts 201077,2 k €↑
- 2009Annual accounts 200917,4 k €↑
- 2008Annual accounts 2008-9,5 k €↓
- 2007Annual accounts 20078,4 k €
- 01/10/1988IncorporationPrivate limited company