ACTIVE

ASSURANCES CLUYSEN

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Financial year 2025 · Closed on 31/12/2025

Net result50,7 k €-14,3 %over 1 year
Gross margin78,1 k €-4,1 %over 1 year
Equity282,2 k €+21,5 %over 1 year

Identity

Source · BCE/KBO

ASSURANCES CLUYSEN is a Private limited company incorporated in 1988. Its registered office is in Charleroi.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0435.489.220
Incorporation
26/09/1988
Legal form
Private limited company
Registered office
Rue de l'Etang 302
6042 Charleroi · WallonieSee on map
Contributed capital
33 465,63 €
Latest accounts
31/12/2025
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 19 financial years

20252024202320222021
Income statement
Gross margin78,1 k €81,4 k €70,2 k €59,3 k €47,4 k €
EBITDA77,2 k €80,7 k €69,7 k €57,2 k €45,7 k €
Operating result72,5 k €77 k €66,1 k €53,6 k €42,6 k €
Net result50,7 k €59,1 k €44,9 k €41,8 k €30,3 k €
Balance sheet
Equity282,2 k €232,3 k €192,2 k €148,2 k €107,2 k €
Total assets355,6 k €298,3 k €276,7 k €235,8 k €206 k €
Cash126,4 k €114 k €101,9 k €64,4 k €39 k €
Debts70,2 k €62,7 k €81,2 k €84,4 k €95,5 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 6 ended

Active mandates

Françoise Van Heugten

Director · since 16 mai 2023

Active

Ended mandates

Françoise Van Heugten

Director · since 01 janvier 2009

Ended
Françoise Van Heugten

Manager · since 01 janvier 2009

Ended
Michel Cluysen

Manager · since 26 septembre 1988 · until 31 décembre 2008

Ended
Françoise Van Heugten

Mandate

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date30/06/202623/07/202531/07/202402/08/202318/07/202226/08/2021
General meeting19/06/202615/07/202514/06/202409/06/202310/06/202211/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202519/06/202630/06/2026FrenchPDF
Micro model31/12/202415/07/202523/07/2025FrenchPDF
Micro model31/12/202314/06/202431/07/2024FrenchPDF
Micro model31/12/202209/06/202302/08/2023FrenchPDF
Micro model31/12/202110/06/202218/07/2022FrenchPDF
Micro model31/12/202011/06/202126/08/2021FrenchPDF
Micro model31/12/201912/06/202028/08/2020FrenchPDF
Micro model31/12/201814/06/201909/08/2019FrenchPDF
Micro model31/12/201708/06/201829/08/2018FrenchPDF
Micro model31/12/201609/06/201724/08/2017FrenchPDF
Abridged model31/12/201510/06/201615/06/2016FrenchPDF
Abridged model31/12/201412/06/201525/08/2015FrenchPDF
Abridged model31/12/201313/06/201426/08/2014FrenchPDF
Abridged model31/12/201214/06/201318/07/2013FrenchPDF
Abridged model31/12/201108/06/201215/06/2012FrenchPDF
Abridged model31/12/201010/06/201123/06/2011FrenchPDF
Abridged model31/12/200911/06/201030/06/2010FrenchPDF
Abridged model31/12/200812/06/200912/06/2009FrenchPDF
Abridged model31/12/200725/11/200805/12/2008FrenchPDF
Abridged model31/12/200629/10/200722/10/2008FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 6 ended

Active mandates

Françoise Van Heugten

Director · since 16 mai 2023

Active

Ended mandates

Françoise Van Heugten

Director · since 01 janvier 2009

Ended
Françoise Van Heugten

Manager · since 01 janvier 2009

Ended
Michel Cluysen

Manager · since 26 septembre 1988 · until 31 décembre 2008

Ended
Françoise Van Heugten

Mandate

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates31/05/2023
    MODIFICATION FORME JURIDIQUE - OBJET - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates15/01/2009
    DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares10/09/2003
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - CAPITAL, ACTIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202550,7 k €↓
  2. 2024
    Annual accounts 202459,1 k €↑
  3. 2023
    Annual accounts 202344,9 k €↑
  4. 2022
    Annual accounts 202241,8 k €↑
  5. 2021
    Annual accounts 202130,3 k €↑
  6. 2019
    Annual accounts 201911,4 k €↑
  7. 2018
    Annual accounts 201810,3 k €↑
  8. 2017
    Annual accounts 20171,2 k €↑
  9. 2016
    Annual accounts 2016-18,7 k €↓
  10. 2015
    Annual accounts 20157,7 k €↓
  11. 2014
    Annual accounts 201410,4 k €↓
  12. 2013
    Annual accounts 201315 k €↑
  13. 2012
    Annual accounts 2012-2,7 k €↓
  14. 2011
    Annual accounts 20117,3 k €↓
  15. 2010
    Annual accounts 20108,5 k €↑
  16. 2009
    Annual accounts 2009-18 k €↓
  17. 2008
    Annual accounts 20083,5 k €↓
  18. 2007
    Annual accounts 200710 k €↓
  19. 2006
    Annual accounts 200619,2 k €
  20. 26/09/1988
    IncorporationPrivate limited company