ACTIVE

BEM INVEST

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Financial year 2025 · Closed on 31/12/2025

Net result16,2 k €+11,2 %over 1 year
Gross margin-13,9 k €-2,5 %over 1 year
Equity870,9 k €+1,9 %over 1 year

Identity

Source · BCE/KBO

BEM INVEST is a Public limited company incorporated in 1988. Its main activity is: Other monetary intermediation. Its registered office is in Charleroi.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0436.008.961
Incorporation
28/11/1988
Legal form
Public limited company
Registered office
Rue 't Serclaes de Tilly 1
6061 Charleroi · WallonieSee on map
Contributed capital
165 502,00 €
Latest accounts
31/12/2025
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflow

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin-13,9 k €-13,5 k €-13,7 k €-15,4 k €-15,1 k €
EBITDA-14,3 k €-14 k €-14,1 k €-16,3 k €-16 k €
Operating result-14,3 k €-14 k €-14,1 k €-16,3 k €-16 k €
Net result16,2 k €14,5 k €9,3 k €16,8 k €11,5 k €
Balance sheet
Equity870,9 k €854,8 k €840,3 k €831 k €814,2 k €
Total assets876,8 k €864,1 k €844,8 k €831,4 k €817,3 k €
Cash2,6 k €6,7 k €9,5 k €1,8 k €30 k €
Debts5,8 k €9,3 k €4,5 k €435 €2,8 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 9 ended

Active mandates

Jean-Claude TILMANT

Managing director · since 23 mai 2024 · until 23 mai 2030

Active
Noëlle KOZANECKI

Director · since 23 mai 2024 · until 23 mai 2030

Active
Pierre FRANCOIS

Director · since 23 mai 2024 · until 23 mai 2030

Active

Ended mandates

Jean-Claude TILMANT

Managing director · since 23 mai 2018 · until 23 mai 2024

Ended
Noëlle KOZANECKI

Director · since 23 mai 2018 · until 23 mai 2024

Ended
Pierre FRANCOIS

Director · since 23 mai 2018 · until 23 mai 2024

Ended
Jean-Claude TILMANT

Managing director · since 23 mai 2012 · until 23 mai 2018

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/05/202608/06/202530/06/202412/06/202321/06/202208/07/2021
General meeting27/05/202628/05/202522/05/202424/05/202325/05/202216/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202527/05/202631/05/2026FrenchPDF
Micro model31/12/202428/05/202508/06/2025FrenchPDF
Micro model31/12/202322/05/202430/06/2024FrenchPDF
Micro model31/12/202224/05/202312/06/2023FrenchPDF
Micro model31/12/202125/05/202221/06/2022FrenchPDF
Micro model31/12/202016/06/202108/07/2021FrenchPDF
Micro model31/12/201927/05/202029/05/2020FrenchPDF
Micro model31/12/201822/05/201927/05/2019FrenchPDF
Micro model31/12/201723/05/201828/05/2018FrenchPDF
Abridged model31/12/201624/05/201730/05/2017FrenchPDF
Abridged model31/12/201525/05/201617/06/2016FrenchPDF
Abridged model31/12/201427/05/201508/06/2015FrenchPDF
Abridged model31/12/201328/05/201406/06/2014FrenchPDF
Abridged model31/12/201222/05/201324/05/2013FrenchPDF
Abridged model31/12/201123/05/201224/05/2012FrenchPDF
Abridged model31/12/201025/05/201107/06/2011FrenchPDF
Abridged model31/12/200926/05/201017/06/2010FrenchPDF
Abridged model31/12/200827/05/200925/06/2009FrenchPDF
Abridged model31/12/200728/05/200822/07/2008FrenchPDF
Abridged model31/12/200623/05/200731/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 9 ended

Active mandates

Jean-Claude TILMANT

Managing director · since 23 mai 2024 · until 23 mai 2030

Active
Noëlle KOZANECKI

Director · since 23 mai 2024 · until 23 mai 2030

Active
Pierre FRANCOIS

Director · since 23 mai 2024 · until 23 mai 2030

Active

Ended mandates

Jean-Claude TILMANT

Managing director · since 23 mai 2018 · until 23 mai 2024

Ended
Noëlle KOZANECKI

Director · since 23 mai 2018 · until 23 mai 2024

Ended
Pierre FRANCOIS

Director · since 23 mai 2018 · until 23 mai 2024

Ended
Jean-Claude TILMANT

Managing director · since 23 mai 2012 · until 23 mai 2018

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates24/09/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates25/07/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Other20/12/2013
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates26/06/2012
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates24/10/2006
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202516,2 k €↑
  2. 2024
    Annual accounts 202414,5 k €↑
  3. 2023
    Annual accounts 20239,3 k €↓
  4. 2022
    Annual accounts 202216,8 k €↑
  5. 2021
    Annual accounts 202111,5 k €↓
  6. 2020
    Annual accounts 202046,2 k €↑
  7. 2019
    Annual accounts 201925,4 k €↓
  8. 2018
    Annual accounts 201848,1 k €↑
  9. 2017
    Annual accounts 20175,5 k €↓
  10. 2016
    Annual accounts 201652,3 k €↑
  11. 2015
    Annual accounts 201510,8 k €↑
  12. 2014
    Annual accounts 20146,6 k €↓
  13. 2013
    Annual accounts 201330,9 k €↑
  14. 2012
    Annual accounts 20127,1 k €↑
  15. 2011
    Annual accounts 20111,7 k €↑
  16. 2010
    Annual accounts 2010761 €↓
  17. 2009
    Annual accounts 20091,1 k €↓
  18. 2008
    Annual accounts 20084,8 k €↓
  19. 2007
    Annual accounts 200772,8 k €↓
  20. 2006
    Annual accounts 200678,4 k €
  21. 28/11/1988
    IncorporationPublic limited company