ACTIVE

Zakenkantoor Filip Verstraeten

Export PDF

Financial year 2025 · Closed on 31/12/2025

Net result153 k €-27,0 %over 1 year

Gross margin681,3 k €-4,4 %over 1 year

Equity1,1 M €-2,6 %over 1 year

Workforce5,6 ETP+3,7 %over 1 year

Identity

Source · BCE/KBO

Zakenkantoor Filip Verstraeten is a Public limited company incorporated in 1988. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Sint-Niklaas. It employs on average 5,6 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0436.374.195
Incorporation: 30/12/1988
Legal form: Public limited company
Registered office: Parklaan 49
9100 Sint-Niklaas · FlandreSee on map
Contributed capital: 132 000,00 €
Latest accounts: 31/12/2025
Average workforce: 5,6 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 13 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	681,3 k €	-4.4%	712,6 k €	+20.4%	591,8 k €	+6.4%	556 k €	+12.2%	495,4 k €
EBITDA	342,5 k €	-11.1%	385,1 k €	+38.2%	278,6 k €	+14.0%	244,3 k €	+29.3%	189 k €
Operating result	257,7 k €	-16.4%	308,3 k €	+45.7%	211,5 k €	+10.4%	191,6 k €	+44.6%	132,5 k €
Net result	153 k €	-27.0%	209,5 k €	+47.8%	141,7 k €	+7.2%	132,2 k €	+37.0%	96,5 k €
Balance sheet
Equity	1,1 M €	-2.6%	1,1 M €	+6.0%	1 M €	+0.2%	1 M €	+2.1%	996,7 k €
Total assets	1,7 M €	+0.7%	1,7 M €	+11.0%	1,5 M €	+13.4%	1,4 M €	+2.0%	1,3 M €
Cash	539,4 k €	+4.5%	516,2 k €	+24.5%	414,6 k €	+22.5%	338,3 k €	-7.6%	366,2 k €
Debts	662,9 k €	+6.6%	621,9 k €	+21.0%	514,1 k €	+53.8%	334,2 k €	+1.6%	329,1 k €
Other
Workforce	5,6 ETP	+3.7%	5,4 ETP	+1.9%	5,3 ETP	-1.9%	5,4 ETP	-6.9%	5,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 1 ended

Active mandates

Director	Mandates in this company	Period
Filip Verstraeten	Managing directorsince 24/06/2011Directorsince 11/09/2023endedAdministrator - managerended

Ended mandates

Director	Mandates in this company	Period
Jacqueline Puylaert	Director24/06/2011 → 11/09/2023

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	10/07/2026	17/09/2025	25/09/2024	30/08/2023	16/08/2022	15/06/2021
General meeting	10/07/2026	11/09/2025	24/09/2024	30/08/2023	12/08/2022	04/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

Looking for more information about this company?

Try for free

Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	10/07/2026	10/07/2026	Dutch	PDF
Abridged model	31/12/2024	11/09/2025	17/09/2025	Dutch	PDF
Abridged model	31/12/2023	24/09/2024	25/09/2024	Dutch	PDF
Abridged model	31/12/2022	30/08/2023	30/08/2023	Dutch	PDF
Abridged model	31/12/2021	12/08/2022	16/08/2022	Dutch	PDF
Abridged model	31/12/2020	04/06/2021	15/06/2021	Dutch	PDF
Abridged model	31/12/2019	05/06/2020	03/07/2020	Dutch	PDF
Abridged model	31/12/2018	07/06/2019	04/07/2019	Dutch	PDF
Micro model	31/12/2017	01/06/2018	12/07/2018	Dutch	PDF
Micro model	31/12/2016	02/06/2017	10/07/2017	Dutch	PDF
Abridged model	31/12/2015	03/06/2016	14/07/2016	Dutch	PDF
Abridged model	31/12/2014	05/06/2015	31/08/2015	Dutch	PDF
Abridged model	31/12/2013	27/06/2014	15/07/2014	Dutch	PDF
Abridged model	31/12/2012	28/06/2013	17/07/2013	Dutch	PDF
Abridged model	31/12/2011	22/06/2012	13/07/2012	Dutch	PDF
Abridged model	31/12/2010	24/06/2011	15/07/2011	Dutch	PDF
Abridged model	31/12/2009	26/06/2010	16/07/2010	Dutch	PDF
Abridged model	31/12/2008	05/06/2009	02/07/2009	Dutch	PDF
Abridged model	31/12/2007	23/06/2008	17/07/2008	Dutch	PDF
Abridged model	31/12/2006	01/06/2007	28/06/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 1 ended

Active mandates

Director	Mandates in this company	Period
Filip Verstraeten	Managing directorsince 24/06/2011Directorsince 11/09/2023endedAdministrator - managerended

Ended mandates

Director	Mandates in this company	Period
Jacqueline Puylaert	Director24/06/2011 → 11/09/2023

Ownership and network

Looking for more information about this company?

Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates15/09/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - DOEL - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
PDF
Capital / shares29/05/2018
KAPITAAL - AANDELEN
PDF
Mandates29/09/2017
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares28/03/2014
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Capital / shares11/01/2012
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates29/09/2011
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/07/2005
ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings13 filings

Mandates

Filip Verstraeten

Jacqueline Puylaert

198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

Zakenkantoor Filip Verstraeten

Parklaan 49, 9100 Sint-Niklaas

Managing director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Parklaan 49, 9100 Sint-NiklaasCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00284903

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
Zakenkantoor Filip VerstraetenCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00284903

Events

2025
Annual accounts 2025153 k €↓
2024
Annual accounts 2024209,5 k €↑
2023
Annual accounts 2023141,7 k €↑
2022
Annual accounts 2022132,2 k €↑
2021
Annual accounts 202196,5 k €↓
2013
Annual accounts 2013134,4 k €↑
2012
Annual accounts 201278,2 k €↓
2011
Annual accounts 2011107,7 k €↑
2010
Annual accounts 2010104,6 k €↑
2009
Annual accounts 200985,2 k €↓
2008
Annual accounts 200885,9 k €↑
2007
Annual accounts 200781,7 k €↑
2006
Annual accounts 200680,6 k €
30/12/1988
IncorporationPublic limited company

Zakenkantoor Filip Verstraeten

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events