B'Cover by Baloise
0437.008.754 · rovalta.com · 24/09/2026
ACTIVE
B'Cover by Baloise
Financial year 2025 · closed on 31/12/2025
Net result
520,9 k €
+193.5% YoY
Gross margin
2,4 M €
+25.8% YoY
Equity
1,5 M €
+53.2% YoY
Workforce
16,9 ETP
+5.6% YoY
Overview
What does B'Cover by Baloise do?
B'Cover by Baloise is a Public limited company incorporated in 1989. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Antwerpen. It employs on average 16,9 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0437.008.754
Incorporation
15/03/1989
Legal form
Public limited company
Registered office
Posthofbrug 16
2600 Antwerpen · FlandreSee on map
2600 Antwerpen · FlandreSee on map
Contributed capital
3 978 691,08 €
Latest accounts
31/12/2025
Average workforce
16,9 ETP
Activities (NACE)
Joint committees (1)
- 30700
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 16 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||
| Gross margin | 2,4 M € | +25.8% | 1,9 M € | +19.7% | 1,6 M € | +86.6% | 839,4 k € | +1001% | -93,1 k € | -107% | 1,3 M € | +3576% | 34,4 k € | +1866% | -1,9 k € | -103% | 65,1 k € | – | 240,7 k € | -5.6% | 255,1 k € | +11.9% | 228 k € | -22.1% | 292,9 k € | -26.5% | 398,3 k € | +13.5% | 350,8 k € | ||
| EBITDA | 1 M € | +47.4% | 688,6 k € | +2.3% | 673,3 k € | +792% | -97,3 k € | +80.4% | -496,7 k € | -141% | 1,2 M € | +17243% | -7,1 k € | +83.3% | -42,7 k € | -267% | 25,6 k € | -79.7% | 126,4 k € | -47.5% | 240,7 k € | -37.1% | 382,5 k € | +67.5% | 228,4 k € | -22.2% | 293,6 k € | -20.4% | 368,8 k € | +2.5% | 360 k € |
| Operating result | 454,5 k € | +371% | 96,4 k € | +726% | 11,7 k € | +102% | -583,5 k € | +5.1% | -615,1 k € | -156% | 1,1 M € | +977% | -125,6 k € | +22.1% | -161,2 k € | -73.6% | -92,9 k € | -1269% | 7,9 k € | -66.8% | 23,9 k € | -85.6% | 165,7 k € | +1391% | 11,1 k € | -84.8% | 73,3 k € | -39.0% | 120,2 k € | +10.8% | 108,5 k € |
| Net result | 520,9 k € | +194% | 177,5 k € | +592% | -36,1 k € | +94.4% | -647,1 k € | -4.4% | -619,6 k € | -157% | 1,1 M € | +972% | -125,7 k € | +22.1% | -161,5 k € | -73.5% | -93 k € | -2037% | 4,8 k € | -73.6% | 18,2 k € | -88.2% | 154,5 k € | +2211% | -7,3 k € | -118% | 40,7 k € | -38.0% | 65,6 k € | +38.2% | 47,5 k € |
| Balance sheet | |||||||||||||||||||||||||||||||
| Equity | 1,5 M € | +53.2% | 979,7 k € | +22.1% | 802,3 k € | -4.3% | 838,3 k € | -43.6% | 1,5 M € | -29.4% | 2,1 M € | +109% | 1 M € | -11.1% | 1,1 M € | -12.5% | 1,3 M € | -6.7% | 1,4 M € | +0.3% | 1,4 M € | +1.3% | 1,4 M € | +12.7% | 1,2 M € | -0.6% | 1,2 M € | +3.5% | 1,2 M € | +5.9% | 1,1 M € |
| Total assets | 13 M € | +6.1% | 12,3 M € | +26.7% | 9,7 M € | +1.7% | 9,5 M € | +472% | 1,7 M € | -22.7% | 2,2 M € | +100% | 1,1 M € | -9.0% | 1,2 M € | -11.1% | 1,3 M € | -8.1% | 1,5 M € | -3.5% | 1,5 M € | -12.8% | 1,7 M € | -14.9% | 2 M € | -4.6% | 2,1 M € | -12.9% | 2,4 M € | -5.7% | 2,6 M € |
| Cash | 3,7 M € | -56.7% | 8,6 M € | +219% | 2,7 M € | -43.4% | 4,8 M € | +423% | 908,7 k € | -2.2% | 929,3 k € | +7806% | 11,8 k € | +61.0% | 7,3 k € | -79.0% | 34,8 k € | -61.7% | 90,8 k € | +300% | 22,7 k € | -20.0% | 28,4 k € | -77.1% | 124 k € | +797% | 13,8 k € | -83.6% | 84,4 k € | – | |
| Debts | 11,5 M € | +2.0% | 11,3 M € | +27.3% | 8,9 M € | +6.8% | 8,3 M € | +877610% | 947,3 € | -98.1% | 50 k € | -26.7% | 68,2 k € | +38.9% | 49,1 k € | +36.3% | 36 k € | -37.2% | 57,4 k € | -51.3% | 117,7 k € | -66.9% | 355,3 k € | -46.0% | 658,1 k € | -8.3% | 717,4 k € | -30.8% | 1 M € | -17.1% | 1,3 M € |
| Other | |||||||||||||||||||||||||||||||
| Workforce | 16,9 ETP | +5.6% | 16,0 ETP | +31.1% | 12,2 ETP | +74.3% | 7,0 ETP | – | – | – | – | – | – | – | – | – | – | – | – | ||||||||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 10 M€ and 25 M€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 3 active · 18 ended
Active mandates
Ended mandates
At this address
Other companies at this address
| Company | CBE no. |
|---|---|
BALOISE BELGIUM● Active | 0400.048.883 |
Boerhaave● Active | 0667.976.345 |
COBEL FLANDERS● Active | 0471.783.452 |
CREATIVE EATERY● Active | 0476.897.827 |
J. Haenecour & Co● Active | 0404.474.360 |
Mercator Immo● Active | 0894.664.751 |
MERNO IMMO● Active | 0400.038.886 |
NOORD STER● Active | 0808.252.597 |
Pacific Real Estate● Active | 0452.651.785 |
POSTSITE AALST A● Active | 0844.402.717 |
POSTSITE AALST B● Active | 0844.403.608 |
POSTSITE AALST PARKING● Active | 0844.404.103 |
Singel Office Antwerpen● Active | 0467.195.055 |
SOUVERAIN 25● Active | 0736.430.730 |
VAC DE MEANDER● Active | 0628.888.216 |
VAN VAEK ZENITH IMMO● Active | 0472.406.232 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 08/06/2026 | 04/06/2025 | 07/06/2024 | 23/05/2023 | 14/12/2022 | 02/06/2021 |
| General meeting | 12/05/2026 | 13/05/2025 | 14/05/2024 | 04/05/2023 | 10/05/2022 | 11/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
22 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 12/05/2026 | 08/06/2026 | Dutch | |
| Abridged model | 31/12/2024 | 13/05/2025 | 04/06/2025 | Dutch | |
| Abridged model | 31/12/2023 | 14/05/2024 | 07/06/2024 | Dutch | |
| Abridged model | 31/12/2022 | 04/05/2023 | 23/05/2023 | Dutch | |
| Abridged modelCorrection | 31/12/2021 | 10/05/2022 | 14/12/2022 | Dutch | |
| Abridged model | 31/12/2021 | 10/05/2022 | 16/06/2022 | Dutch | |
| Abridged model | 31/12/2020 | 11/05/2021 | 02/06/2021 | Dutch | |
| Abridged model | 31/12/2019 | 12/05/2020 | 26/05/2020 | Dutch | |
| Abridged model | 31/12/2018 | 14/05/2019 | 27/05/2019 | Dutch | |
| Abridged model | 31/12/2017 | 08/05/2018 | 17/05/2018 | Dutch | |
| Full model | 31/12/2016 | 09/05/2017 | 01/06/2017 | Dutch | |
| Abridged model | 31/12/2015 | 10/05/2016 | 21/07/2016 | French | |
| Abridged modelCorrection | 31/12/2014 | 12/05/2015 | 01/04/2016 | French | |
| Abridged model | 31/12/2014 | 12/05/2015 | 12/07/2015 | French | |
| Abridged model | 31/12/2013 | 13/05/2014 | 28/07/2014 | French | |
| Abridged model | 31/12/2012 | 14/05/2013 | 31/07/2013 | French | |
| Abridged model | 31/12/2011 | 08/05/2012 | 13/08/2012 | French | |
| Abridged model | 31/12/2010 | 10/05/2011 | 12/07/2011 | French | |
| Abridged model | 31/12/2009 | 11/05/2010 | 27/08/2010 | French | |
| Abridged model | 31/12/2008 | 12/05/2009 | 13/08/2009 | French | |
| Abridged model | 31/12/2007 | 13/05/2008 | 19/09/2008 | French | |
| Abridged model | 31/12/2006 | 08/05/2007 | 31/08/2007 | French |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 10 M€ and 25 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 3 active · 18 ended
Active mandates
Ended mandates
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Other01/07/2026—
- Mandates19/06/2025ONTSLAGEN - BENOEMINGEN
- Mandates30/07/2024ONTSLAGEN - BENOEMINGEN
- Capital / shares29/06/2023KAPITAAL - AANDELEN
- Mandates31/05/2023KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
- Mandates22/02/2023ONTSLAGEN - BENOEMINGEN
- Mandates12/07/2022ONTSLAGEN - BENOEMINGEN
- Mandates27/05/2022ONTSLAGEN - BENOEMINGEN
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025520,9 k €↑
- 2024Annual accounts 2024177,5 k €↑
- 2023Annual accounts 2023-36,1 k €↑
- 2022Annual accounts 2022-647,1 k €↓
- 2021Annual accounts 2021-619,6 k €↓
- 2020Annual accounts 20201,1 M €↑
- 2019Annual accounts 2019-125,7 k €↑
- 2018Annual accounts 2018-161,5 k €↓
- 2017Annual accounts 2017-93 k €↓
- 2016Annual accounts 20164,8 k €↓
- 2015Annual accounts 201518,2 k €↓
- 2014Annual accounts 2014154,5 k €↑
- 2013Annual accounts 2013-7,3 k €↓
- 2012Annual accounts 201240,7 k €↓
- 2011Annual accounts 201165,6 k €↑
- 2010Annual accounts 201047,5 k €
- 15/03/1989IncorporationPublic limited company